Welcome to "The Main Street Code for Financial Success"!



In this episode, we sit down with Wayne R. Carrabus, an estate planning attorney at Futterman Lanza, LLP. Wayne shares his expertise on essential estate planning documents, long-term care strategies, and the importance of planning before a crisis hits. We also discuss the growing impact of Alzheimer’s and dementia, how intergenerational planning can ease financial burdens, and key steps families should take to protect their assets.



Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main Street Planning Group.



The show is available on YouTube, Spotify & Apple Podcasts.



Visit www.themainstreetcode.com for more information.

Welcome to The Main Street Code for Financial Success!

In this episode, we explore the importance of life insurance and why February—the month of love—is a perfect time to protect your loved ones. We also dive into life settlements, explaining how policyholders over 65 can maximize the value of their life insurance instead of letting it lapse.

Additionally, we discuss how billionaires are navigating today's economic turbulence by investing in fixed income, annuities, and safe, guaranteed financial products. Learn how you, too, can take advantage of these strategies to create a secure financial future.

Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for The Main Street Code for Financial Success, hosted by Neil Himmelstein of Main Street Planning Group.

Catch our episodes on YouTube, Spotify & Apple Podcasts. Visit www.themainstreetcode.com for more insights!

Welcome to The Main Street Code for Financial Success!



In this episode, we explore the major life changes that impact your financial future—whether it’s planning for retirement, sending kids to college, or dealing with shifting work environments. With 4.1 million baby boomers retiring each year, ensuring protected income is crucial. We discuss annuities, Social Security gaps, long-term care planning, and why disability insurance is often overlooked. Plus, we touch on life settlements and the importance of adapting to change before it’s too late.



Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio with host Neil Himmelstein of Main Street Planning Group.



Catch us on YouTube, Spotify & Apple Podcasts. Visit www.themainstreetcode.com for more insights!

Welcome to "The Main Street Code for Financial Success"!



In this episode, Neil Himmelstein is joined by Carol Steinberg, an award-winning journalist and author of Come, Grandpa Meow, Let's Fly. This heartfelt children’s book provides age-appropriate language and intergenerational activities to help families navigate the challenges of Alzheimer’s disease. Carol shares her personal journey, insights into the growing prevalence of Alzheimer’s, and the importance of early planning and support for caregivers. Neil and Carol also discuss the financial and emotional impact of Alzheimer's on families, emphasizing the necessity of financial preparedness at every stage of life.



Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.



Catch our episodes on YouTube, Spotify, & Apple Podcasts. Visit www.themainstreetcode.com for more insights.

Welcome to "The Main Street Code for Financial Success"!

In this episode, we sit down with Mike Volcano, Managing Partner of Berkman Financial. Mike shares his insights on the importance of access to capital for small businesses and how Berkman Financial provides solutions for working capital needs. From leveraging opportunities to managing cash flow, Mike explains how his team helps businesses navigate financial challenges and expand their operations.

Don’t forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.

Catch our episodes on YouTube, Spotify, and Apple Podcasts, and visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode, we emphasize the importance of starting the year off right with financial organization and planning. From tackling debt and optimizing long-term care insurance to understanding tax-efficient strategies like Roth IRAs and life insurance, we share actionable advice for securing your financial future. Learn how to navigate rising insurance costs, address potential long-term care needs, and make the most of your retirement savings.

Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main Street Planning Group.

Catch the show on YouTube, Spotify, Apple Podcasts, or visit www.themainstreetcode.com for more insights.

Welcome to "The Main Street Code for Financial Success"!



In today's episode, Neil Himmelstein shares stories highlighting his role as an insurance advocate, including helping clients secure claims and overcome policy denials. Neil explains the importance of working with knowledgeable professionals to navigate insurance complexities and reverse unjust decisions.

Additionally, Neil discusses the critical topic of tax-efficient retirement planning. From annuities and Medicare premiums to strategies for managing income from retirement accounts, Neil provides insights on maximizing your savings and minimizing tax burdens in retirement.

Join us every Friday at 3 PM EST on 103.9 L.I. News Radio or catch episodes on YouTube, Spotify, and Apple Podcasts. Visit www.themainstreetcode.com for more insights.



Call Neil at 631-647-4694 for personalized guidance.

Welcome to "The Main Street Code for Financial Success"!



In this episode, we sit down with Michael Grossman, a fiduciary accountant with nearly 30 years of experience. Michael shares insights into trust and estate planning, emphasizing the importance of proper organization and avoiding costly mistakes. From the critical role of beneficiary designations to the challenges of probate, we discuss actionable strategies to secure your family’s financial future.

Don’t forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main Street Planning Group.

The show is available on YouTube, Spotify & Apple Podcasts.

Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode, host Neil Himmelstein is joined by Heather Sprague, an underwriting consultant with over 25 years of experience. Heather shares her expertise on life insurance underwriting, detailing the importance of field underwriting, navigating complex cases, and advocating for clients. They discuss how relationships and expertise can transform declines into approvals and explore the evolving landscape of underwriting, including credits, risk factors, and the role of genetic testing.

Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.

The show is available on YouTube, Spotify, and Apple Podcasts.

Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode, Neil Himmelstein sits down with Delvin Joyce, a former NFL player turned Certified Financial Planner. Delvin shares his journey from the New York Giants to becoming a financial planner, emphasizing the parallels between preparation in sports and financial planning. Together, they discuss building a strong financial foundation, the importance of organization, and navigating challenges like long-term care, life insurance, and changing retirement landscapes.

Catch us every Friday at 3 PM EST on 103.9 L.I. News Radio, and explore our episodes on YouTube, Spotify & Apple Podcasts. 

Visit www.themainstreetcode.com for more insights.