Often times, when I am talking to employees in the 401k plans I consult for, I hear things like: “I don’t have enough time to catch up.” “I’ll never be able to retire”. Many people who are behind on their goals are tempted to throw in the towel. Nonsense!

If you aren’t where you want to be at this point in your life, you may not be able to live the lifestyle you envisioned for yourself when you were younger, but all hope is not lost!

You are never too young or too old for success or going after what you want. Here’s a short list of people who accomplished great things at different ages:

• At 5, Yo-Yo Ma began playing "Suites for Unaccompanied Cello" before bed each evening.

• Anne Frank was 12 when she wrote the diary of Anne Frank.
• Michelangelo created two of the greatest sculptures “David” and “Pieta” by age 28
• Oprah was 32 when she started her talk show
• Model T came out when Henry Ford was 45 years old
• Ray Kroc was 53 when he bought the McDonalds franchise and took it to unprecedented levels
• J.R.R. Tolkien published the first volume of " Lord of the Rings." at age 62
• Cornelius Vanderbilt began buying railroads at the age of 70.
• At 81, Bill Painter became the oldest person to reach the 14,411-foot summit of Mt. Rainier.
• At 95, Nola Ochs became the oldest person to receive a college diploma.

No matter your age, you can still go after your dreams and goals. It’s never too late to do anything or accomplish an important goal.

That’s it for today. Tomorrow, we’re going to recap the week and I’m going to give you a little preview of next week’s theme.

My name is Ashley Micciche and this is the One Minute Retirement Tip.

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Tags: retirement, investing, money, finance, goals, accomplishments