Physiotherapists and chiropractors say new government rules on insurance coverage for people injured in auto accidents are already outdated and could harm patients... so they're refusing to adopt the changes. We sit down with a practicing chiropractor who's CEO of the NL Chiropractic Association and with a practicing physiotherapist who's president of the NL Physiotherapy Association. (Krissy Holmes with Darrell Wade and Michelle Sheppard)