We're thrilled to be back with you LIVE, our last show of August! The end of August marks an end to the dog days of summer. It's back to school, back to routines, back to a little more structure… and you can feel the change in the air. And speaking of change, the bond market took quite a ride last week. On today's show, we'll unpack the surge in U.S. Treasury yields as investors bet on stronger economic growth and companies continue pouring money into AI. The Wall Street Journal argues that this could signal the end of years of "financial repression," when the Fed helped keep government borrowing costs artificially low, great for Congress, perhaps not so great for savers. We'll break down what that shift could mean for markets, investors, and your financial future. We'll also tackle a topic that can make even seasoned savers reach for a second cup of coffee: IRAs and trusts. The SECURE Act and SECURE 2.0 Act have added new layers of complexity to the rules, so today we're going to cut through the confusion and shed some light on what these changes could mean for you and your beneficiaries. Know the rules. Know your options. And if that's not enough, let's talk Social Security. After decades of the 9-to-5 grind, it can be tempting to start collecting benefits as soon as possible. But "sooner" doesn't always mean "smarter," especially when it comes to your long-term financial goals. We'll explore why timing matters and what to consider before you flip that switch. So much to cover and so little time… but that's exactly why you're here. Tune in and take control!

Here we are, well into the second half of 2026, and what a year it's been. From market swings and persistent inflation to major legislative changes, there's certainly been no shortage of headlines or topics to tackle here on New Retirement Radio. On today's show, we're excited to welcome back a crowd favorite, local CPA and business owner, Jon Sluis. Jon will help us break down what's happening in the ever-changing world of tax planning and strategy, translating complex tax updates into practical, real-world advice you can actually use. He'll share key insights to help you avoid common pitfalls, capitalize on new opportunities, and stay one step ahead. Whether you're planning for retirement, managing investments, or simply trying to make smarter financial decisions, this is one show you don't want to miss. Tune in and take control!

On today's show, we'll tackle two of the biggest questions on the minds of investors and retirees alike. First, as the stock market hits record highs and artificial intelligence drives corporate profits, Wall Street is celebrating, but investors are all wondering the same thing: Can this rally really continue, or is a correction just around the corner? We'll break down five key indicators that could tell us whether this bull market still has room to run and why investor caution may actually be a healthy sign. Second, we'll shift from growing your wealth to protecting it. Many people spend decades building retirement savings in 401(k)s and IRAs, but far fewer have a plan for withdrawing that money tax-efficiently. We'll explore the often-overlooked "retirement income valley" – a unique window of opportunity that could help retirees reduce lifetime taxes, lower required minimum distributions, avoid Medicare premium surcharges, and make smarter decisions about Roth conversions and Social Security. So, stay with us as we separate headlines from strategy, emotion from opportunity, and help you build confidence in your financial future. Tune in and take control!

A meaningful legacy isn't measured solely by what we leave behind, it's reflected in the values we share, the lives we touch and the opportunities we create for future generations. On today's show, that's what we're focusing on: the ideas, values, and policy changes shaping families, communities and the future of our country. We'll discuss how charitable giving can strengthen generational relationships, create meaningful family conversations and support personal well-being. We'll also look at America's remarkable role in shaping the global economy as the nation approaches 250 years of growth, innovation and influence. Last, we'll zero in on an important update on Michigan Public Act 24 of 2025, including changes related to Social Security taxation and how certain retirees may be affected for tax years 2026 through 2028. Whether you're thinking about your family legacy, your charitable goals, the broader American story or upcoming tax changes, this conversation will offer timely insights and practical perspectives. Tune in and take control!

Today, we will set aside our typical broadcast to honor our beloved nation, the United States of America, as we commemorate the 250th anniversary of her independence. Together, we reflect on the enduring legacy of liberty and the remarkable heritage that has shaped our nation. Throughout today's program, you'll hear the stirring account of a pivotal battle that helped secure our freedoms, the inspiring story behind the birth of our national anthem, and memorable words from great American speeches that have called generations to courage, unity and hope. You'll also enjoy beloved patriotic hymns and songs that have echoed from sea to shining sea, reminding us of the blessings of freedom and the enduring spirit of our republic. With grateful hearts, we'll also pause to honor the brave men and women who have defended our nation, who serve today and who will answer the call in the future. Their courage has preserved the liberties we cherish, and their sacrifice reminds us that freedom has never come without a cost. Today, and always, we honor you. May God continue to bless you, and may God forever bless the United States of America.

On today's show, we'll explore timely financial strategies designed to help you build, preserve and transfer wealth with confidence. We'll discuss the key principles behind creating generational wealth and establishing a lasting legacy, compare the benefits of Donor-Advised Funds (DAFs) and Qualified Charitable Distributions (QCDs) for tax-efficient charitable giving, and examine the major investment themes and market opportunities investors should be watching as we move through the second half of the year. We'll also break down the new Trump Accounts, including contribution opportunities and how they may fit into a broader financial plan. Whether you're focused on growing your assets, enhancing your charitable impact or positioning your portfolio for the months ahead, today's conversation will provide valuable insights to help you make informed financial decisions. Tune in and take control!

Join us today for a special edition of New Retirement Radio featuring Paul Saganey, Founder and CEO of Integrated Partners and one of the financial industry's most respected leaders. During our insightful conversation, we'll explore what inspired Paul's career in financial services, Integrated Partners' recent recognition as a Barron's Top 100 RIA Firm, and the growing role artificial intelligence is playing in shaping today's markets and investment opportunities. We'll also discuss how high-net-worth families are adapting their strategies around taxes, estate planning, wealth transfer and long-term financial success. Whether you're a seasoned investor, preparing for retirement or simply interested in understanding the forces shaping today's financial world, this is a conversation you won't want to miss. Tune in and take control!

In 1789, Benjamin Franklin famously wrote, "In this world, nothing can be said to be certain, except death and taxes." Not exactly a cheerful thought, but it has certainly stood the test of time. On today's show, we'll take a more lighthearted look at some serious topics that deserve your attention before you eventually decide to hang up your hat. We'll break down the often-confused roles of a trustee and an executor and share practical ways to help your loved ones avoid a financial scavenger hunt when you're no longer around to point them in the right direction. We'll also cover some costly and often irreversible mistakes people make before and during retirement, helping you identify potential pitfalls before they become expensive lessons. Then we'll wrap things up by tackling the other certainty in life: taxes. We'll discuss a recent article from the Wall Street Journal, "You Won the Battle on Investment Fees. You're Losing the War Against Taxes," and explore why smart tax planning can be just as important as smart investing.

Tune in and take control!

If there's one constant throughout history, it's that change is inevitable. Over the past 12 months, we've experienced that reality firsthand through heightened market volatility, shifting political tensions, and economic uncertainty both at home and abroad. With so much unfolding around the world, the investment landscape has experienced dramatic swings. Yet amid the uncertainty, new opportunities have also emerged for investors willing to stay invested, informed and adaptable. On today's show, we'll explore the concept of the "new diversification" and discuss how the investment climate may be shifting in response to rising debt levels, inflation concerns and changing market dynamics. We'll also turn our attention to November's midterm elections and examine how election cycles have historically influenced market behavior. There's certainly a lot to reflect on, and even more to prepare for.

Tune in and take control!

Retirement. You made it. Congratulations! But as many retirees quickly discover, this is where a whole new chapter begins. Managing your finances in retirement isn't always a walk in the park. The steady paycheck you counted on for decades is gone, and now the dollars you're spending represent years of careful planning, disciplined saving and smart decision-making.

On today's show, we'll dive into some of the most overlooked expenses retirees often face, and more importantly, how to recognize, prepare for, and navigate them with confidence. We'll also explore the rapid rise of artificial intelligence and how AI-driven spending is reshaping markets here at home and around the globe. And finally, after a month of sunshine, relaxation and who knows how many beach chairs, we're thrilled to welcome Mr. Ron Jolly back to the airwaves! It's going to be an informative, timely and fun show you won't want to miss. Join us, won't you? Tune in and take control!