The last 48 hours in Seattle and Olympia will have produced three significant sweeps of long-term, un-sanctioned and patently illegal homeless camps.

There's something unspoken about cities like Seattle and Olympia that manage to enable homelessness instead of preventing it: the clean-up costs. With the existing policies, the cost falls to the taxpayers. If a business piled up trash, failed to pay for garbage collection and chronically left refuse all around the property, the cities of Olympia and Seattle would instantaneously issue fines and liens on the property owner. But that won't happen with un-sanctioned homeless camps.

If a business owner in either city violates even the slightest part of a long list of city codes, a citation and fine will be imposed toot suite. But that won't happen with un-sanctioned homeless camps.

These are additional examples of how elected politicians in Seattle and Olympia like to impose strict rules on business owners ($15--or higher--minimum wage, paid sick leave, paid family leave, advanced scheduling, etc) but there are no such demands for accountability when it comes to homeless people.

https://kvi.com/news/local/commentary-if-business-owners-did-what-homeless-do

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The Senate voted Wednesday to block President Joe Biden’s vaccine mandate on private employers in the latest blow to his push to flex federal power to boost vaccinations in the U.S.

The measure to block the mandate heads to the Democratic-held House. It faces a tougher path to passage in the House, and the Biden administration has threatened a veto if it reaches the president’s desk.

Because the mandate itself has a slim chance of becoming law, the measure to overturn it will have little practical effect. A federal court has already halted the administration’s Covid vaccination and testing requirements for private businesses with 100 or more employees.

https://www.cnbc.com/2021/12/08/biden-vaccine-mandate-senate-votes-to-overturn-osha-rule.html

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It’s official – housing inventory in America is at a crisis level. The number of active listings hit an all-time low during the week ending November 28, according to a Redfin report published on Wednesday.

During the four week period ending November 28, the number of active listings was a 23% decrease compared to the same time period in 2020 and a 42% drop compared to 2019. The number of new listings was also down compared to 2020, dropping 4%, but it was 12% higher than the number of new listing during the same time period in 2019.

“The number of homes for sale typically declines another 15% in December,” Daryl Fairweather, Redfin chief economist said in a statement. “That means that by the end of the year, there will likely be 100,000 fewer homes for sale than there were in February when housing supply last hit rock bottom. I think more new listings will hit the market in the new year, but there will also be a long line of buyers who are queuing up right now.”

https://www.realtrends.com/housing-inventory-has-never-been-lower/#:~:text=The%20number%20of%20active%20listings,42%25%20drop%20compared%20to%202019.

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Vishal Garg, the CEO of mortgage company Better.com who was recently criticized after he reportedly informed roughly 900 employees of their termination over a Zoom call, has apologized for failing to show them "the appropriate amount of respect and appreciation." 

"I want to apologize for the way I handled the layoffs last week," Garg wrote in a letter posted on the company’s website. "I failed to show the appropriate amount of respect and appreciation for the individuals who were affected and for their contributions to Better. I own the decision to do the layoffs, but in communicating it I blundered the execution. In doing so, I embarrassed you."

Garg, who founded the company in 2016, was seen in a video that emerged earlier this week telling his employees of their termination. During the Zoom call, Garg could be heard telling them that he did not have "great news" and said the last time he was forced to make a similar announcement, he cried.

https://www.fox13news.com/news/better-com-ceo-vishal-garg-apologizes-for-firing-900-employees-over-zoom

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A federal judge on Tuesday issued a nationwide injunction against a vaccine mandate for federal contractors, ruling that President Joe Biden probably exceeded his authority by imposing the requirement.

Judge R. Stan Baker, who's based in Georgia, temporarily blocked implementation of the administration after a lawsuit from numerous states and a trade group argued that letting the mandate take effect on Jan. 4 would cause "irreparable injury" to workers who could be forced out of their jobs.

The judge wrote that allowing the rule to move forward "would force Plaintiffs to comply with the mandate, requiring them to make decisions which would significantly alter their ability to perform federal contract which is critical to their operations."

https://www.nbcnews.com/politics/joe-biden/judge-issues-nationwide-injunction-against-biden-s-vaccine-mandate-federal-n1285551

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The Biden administration is set to crack down on all-cash deals in the housing market, a type of transaction beloved by former President Donald Trump and many Russian oligarchs close to President Vladimir Putin. 

The effort aims to stamp out money laundering and other illicit activity, the Treasury Department's Financial Crimes Enforcement Network said in a Monday statement.

Specifically, the administration wants buyers in all-cash purchases worth at least $300,000 to disclose more information in such deals. The current limit is $3 million and only applies in the largest US cities. The lower threshold would allow FinCEN to monitor a much larger set of purchases for potential illicit activity. Since all-cash purchases don't involve mortgages and the bank requirements that come with them, it's currently "nearly impossible" to trace buyers behind their shell companies, the agency said.

https://www.businessinsider.com/biden-treasury-trump-putin-real-estate-market-crackdown-money-laundering-2021-12

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A house on North Russet Street in the Piedmont neighborhood sold in late June for top dollar. The three-bedroom, 2,652-square-foot single-family home, with a brick fireplace and detached garage, sold for $661,600. Two months later, the owner put it back on the market.

But it hasn’t sold, and the house is still empty. Now neighbors say it is attracting squatters.

It was Zillow, a publicly traded online realty company, not a conventional homebuyer, who purchased the Russet Street house on June 29, along with 150 other homes in the Portland area it bought over eight months.

https://www.wweek.com/news/2021/11/24/zillow-thought-flipping-houses-meant-easy-money-a-north-portland-home-shows-the-downside/

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Mayor Bill de Blasio sprang a COVID-19 vaccine mandate on all private businesses in New York City on Monday — drawing immediate rebuke from trade groups, New York office workers and some fellow elected officials who said the backbone of the Big Apple was “blindsided” by the stunning move.

De Blasio, whose mayoralty ends at the stroke of midnight on New Year’s Eve, labeled making vaccines compulsory for private businesses a “pre-emptive strike” against an expected surge in COVID infections this winter amid the emergence of the Omicron variant.

“We’re going to announce a first-in-the-nation measure,” de Blasio said on MSNBC’s “Morning Joe,” pinning the move on getting “ahead of Omicron and all the other challenges we’re facing right now.” The city so far has just seven known cases of the new variant, according to state data released Saturday. 

https://nypost.com/2021/12/06/nyc-employers-must-soon-mandate-proof-of-covid-19-vaccine-de-blasio/

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City supervisors in San Francisco unanimously approved an ordinance suspending the city's business tax on cannabis retailers last week.

San Francisco Supervisor Rafael Mandelman, who penned the ordinance, said in a statement to the San Francisco Examiner that the suspension is intended to help out legal cannabis retailers who are trying to compete with illegal drug dealers and a spike in theft.

The tax, which imposes a 1% to 5% citywide tax on gross receipts from cannabis businesses, was approved by voters in November 2018 and was slated to go into effect on Jan. 1, 2022. The ordinance, which passed Tuesday, suspends the tax through Dec. 31, 2022.

https://www.foxnews.com/us/san-francisco-suspends-cannabis-tax-dispensaries-compete-drug-dealers

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Hundreds of thousands of homeowners could soon lose or sell their homes as Covid-related mortgage bailout programs expire.

The federal government, big banks and mortgage servicers started emergency programs when the pandemic hit early last year, shutting down vast swaths of the economy. The bailouts allowed millions of homeowners to miss payments, some for up to 18 months.

“We’re in the midst of the largest transition out of forbearance we’re likely to see, with three-quarters of a million homeowners leaving plans over the past 60 days,” said Andy Walden, vice president of market research for Black Knight. 

The programs were largely successful.

Over half of the 7.7 million borrowers who piled into bailout programs are current on their mortgages and making payments again, according to weekly data from Black Knight, a mortgage software, data and analytics company. About 23% of borrowers either sold their homes or refinanced their mortgages to make them more affordable. Roughly 7%, or just over half a million, are in active loss mitigation with their lenders, still trying to work out a loan modification plan.

https://www.cnbc.com/2021/12/02/covid-mortgage-bailouts-expire-thousands-could-lose-or-sell-homes.html

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