As we reflect on Freedom Day in South Africa, perhaps it is a good time to also think about the idea of financial freedom. Many people consider financial freedom to be something elusive, like winning the lottery. But in reality, it is more achievable than people think – provided you are prepared to adjust your lifestyle and expectations somewhat.
Financial freedom generally means that you have enough money saved to maintain your lifestyle for the rest of your life, without being dependent on a monthly salary. You may choose to keep working, but you have the freedom not to if that suits you better.
Guest on the line: Tony Buys - financial adviser and business insurance specialist

Guest: Psychic Medium - Tebogo Mathebeng Mfete

Immediately following a person’s death, the process of winding up his/her deceased estate starts (regardless of whether he/she passes away with a Will or Intestate). But this is not as easy or as cheap as we may think….
As a reminder – a deceased estate refers to the money and/or property that an individual leaves behind when he/she passes. An estate must then be administered and distributed in terms of the deceased’s will or the Intestate Succession Act 81 of 1987.
Guest 1 on the line: Stella Pickard - CEO & Co-Founder at Quickwill

Relying on a single income may prove unfeasible, but before getting that side hustle off the ground, employees must know what their employment contract and work policy states about supplementing their income with another job or personal business, in case they find themselves facing disciplinary action, says Tertius Wessels, advocate and legal director of Strata-g Labour Solutions.
Guest 1 on the line: Nicolene Schoeman – Louw : Founder & Managing Director at SchoemanLaw Inc

Guest: Dr Natalia Novikova - a gynaecologist with an interest in aesthetic gynaecology and urogynaecology

There is clear evidence that becoming unemployed has a negative impact on mental health. There is also clear evidence that people with mental health problems are more likely than others to become unemployed.
Guest 1 on the line: Africa’s #1 Professional
Inspirational Speaker –Billy Selekane

Guest: Dr Mariam Khan - is a natural medicine doctor registered with the Allied Health Professions Council of South Africa.

“We support the Department’s efforts to limit landfilling, but they need to take more drastic steps and ban problematic and non-essential single-use plastics if we are ever to defeat the growing plastic pollution crisis,” said Angelo Louw, Greenpeace Africa Pan-African Plastic Project Lead. “It is time to hold companies to account for what they put into the marketplace without consideration of their products end-of-life management”
Greenpeace Africa, groundWork and other Break Free from Plastic partners have on several occasions called on Pillay to take measures that will ensure greater accountability for companies who manufacture and sell plastic products in South Africa. Producers have a responsibility to reduce plastic production at source and find alternative delivery channels that will ensure a sustainable future and an end to the plastic pollution crisis.
Guest on the line: Angelo Louw, Greenpeace Africa Pan-African Plastic Project Lead

Guest: Coach Mathawe Matsapola -She wears many hats, life coach, seasoned journalist, inspirational speaker and entrepreneur among other things

“There is a need for the promotion and preservation of our country’s languages and culture in the 21st century. South African languages are protected by the Constitution and UJ is fully committed to the values enshrined in the Constitution. At UJ, we pride ourselves on the multicultural diversity of our students and academic body. We live in a multicultural country, therefore there is a need for multilingual recognition,” said Professor Marné Pienaar, the Head of UJ’s Multilingual Language Services Office.
Guest on the line: Professor Marné Pienaar, the Head of UJ’s Multilingual Language Services Office.