Not Just Revenue

In this episode I break down how I built a full-time income on part-time hours, starting in 2022 after having my son and returning to a part-time council job I hated while juggling limited childcare, postpartum depression, and undiagnosed ADHD. In late 2023 I hired a business coach and relaunched from my old finance account (25k followers) to a new brand and Instagram where only 10% followed. Within three months I replaced my corp salary, was fully booked, then launched a £15k offer, leading to consistent 5k months, a 2k take-home, and a predictable income model I now teach inside Momentum.

00:00 Welcome Back

03:06 Back To Work Juggle

08:12 Relaunch From Scratch

13:43 Replace Salary Fast

18:46 Booked Out Chaos

20:06 First Group Launch Win

23:05 Financial Foundations Method

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

In this episode I talk about why changing your stance in business can feel scary and why it actually shows growth and leadership. I share a real example from my own messaging and explain that my work hasn’t changed, just the packaging, and I reflect on people-pleasing, sales mindset, and staying open to new perspectives while holding nuance.

00:00 Welcome and premise

00:32 Why stance affects revenue

02:22 The consistency contradiction

05:21 Repositioning and messaging

07:13 Selling what people want

09:35 Owning business strategist role

10:56 Fear of being called out

12:45 People pleasing and money mindset

15:36 Why changing views matters

18:14 Nuance and leadership

22:06 Wrap up and next episode

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

In this episode I share a client story about what happens when you’re earning enough on paper but still feel like you’re constantly scrambling. M was bringing in around £3k–£3.5k profit a month on retainers, yet kept dipping into business funds and savings. Within six months she had five figures saved (even after a month-long holiday), and by spring 2026 she’s had the baby she was saving for.

01:26 Money Missing Mystery

04:02 Financial Audit Reveal

05:43 Joyful Spending Reframe

06:44 Shame Accountability Loop

08:30 ADHD Spending Tangent

11:38 Goal Ten Thousand Saved

13:58 Fixing Monzo Pots

14:45 Three Account System

15:34 Realistic Budget Plan

17:33 Results Five Figures

19:10 Baby Milestone Payoff

21:05 If This Is You

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

This week on Not Just Revenue, I’m answering Krissy's question: what do you do when you need a cash injection by 3pm today?

00:00 Welcome and Listener Question

00:34 Cash Injection Scenario

01:30 Finance First Baseline

02:43 Audit the Real Gap

05:40 Cut Costs to Shrink Gap

07:41 Find Hidden Leads Fast

09:47 Reengage Past Clients

13:52 Launch a Small Offer

14:31 Use Feedback to Sell Out

20:34 Quick Recap and Momentum

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

In this episode I share how two weeks offline on a Mediterranean cruise gave me the space to reflect on what I actually want to be known for, and why my business works best when I’m having fun. I’m not fully re-niching, but I am leaning all the way into being a business and money coach: combining business strategy, financial strategy, and the identity piece that stops people making money because they don’t believe they can.

I also break down why rigid budgets don’t work, why no-spend challenges put you into scarcity mode, and why you need joyful spending money so you don’t end up overspending anyway.

00:00 Welcome and Reset

00:17 Cruise Reflection

03:35 Chasing Growth Trap

04:49 Owning Revenue Work

08:31 New Role and Framework

11:12 Offers Going Forward

11:48 Budgeting Gone Rigid

14:26 Scarcity and Overspending

17:37 Joyful Spending Rule

18:56 Wrap Up and Invite

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

In this episode I talk about why overspending happens and how to start getting control of it. First, I explain why you need to define “overspending” for yourself using a simple financial audit, so you’re not trying to live within unrealistic limits. Then I unpack three drivers of spending: the pressure of capitalism and consumerism, dopamine chasing (especially under stress), and the biggest one: identity spending, where purchases are tied to status, belonging, or who we think we should be. I share prompts to explore what you truly want versus what’s been inherited from others, and I leave you with one key question to ask before buying

01:16 Define Overspending

03:11 Capitalism and Consumerism

13:21 Dopamine Spending Explained

17:48 Identity Spending and Status

22:50 Personal Examples and Journaling

28:12 The One Question to Ask

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

In this episode I break down what the new UK tax year means with the introduction of Making Tax Digital, especially if you’re a sole trader around the £50k revenue mark. I cut through the online noise (and the accountant fear-mongering) to explain why this change can actually make tax simpler and help you feel more in control of your money. I share what you really need to set up, how often you’ll update HMRC, and why you don’t need expensive software or to outsource everything. I also explain what still falls under the old system, key timelines to be aware of, and what I’m encouraging my clients to do right now so they’re not juggling multiple tax worries at once.

FREE MAKING TAX DIGITAL TRAINING: https://emilienutley.myflodesk.com/nfcg321i87

00:00 New Tax Year Alert

02:00 Why MTD Helps

03:19 MTD Basics Explained

04:35 Pick Simple Software

06:36 Monthly Reconcile Habit

09:40 Quarterly Updates Made Easy

14:11 Avoid Deadline Panic

16:05 Who Must Register

18:21 Resources And Next Steps

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

In this episode I break down how stock market investing actually works and why it’s been made to feel confusing and out of reach. I unpack the “boys club” narrative, explain how the financial services industry profits when you don’t understand investing, and show how seemingly small advisor and platform fees can seriously erode your returns over time. Using my own numbers, I compare DIY investing through a low-fee platform with going through a financial advisor and reveal the long-term difference fees can make.

00:41 Why Investing Feels Hard

02:27 The Hidden Cost of Advisors

04:55 Real Fee Comparison Numbers

11:46 Why DIY Investing Matters

14:28 Investing Basics Explained

16:42 Market Dips and Long Term Growth

18:42 Index Funds and Cashing Out

20:18 Investing Like Business Investing

23:39 Final Goodbye

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

In this episode I talk about income plateaus, when money is coming in but it’s stopped growing, and share what I’ve learned from my own experience of hitting consistent 5K months and later facing a drop in sales. I walk you through three core reasons this can happen and leave you with practical prompts to reflect on what’s really changed in your business so you can adjust with more patience and resilience.

00:00 Welcome and premise

00:42 Woo meets mindset

02:34 What a plateau looks like

04:26 Financial resilience lesson

06:37 Reason one beliefs shift

12:59 Reason two new leads

17:31 Reason three offer switcheroo

20:29 Reflection prompts and wrap

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

In this episode I walk you through how to calculate your retirement number so you can stop guessing whether you’re on track. I talk about why retirement planning can feel more stressful for our generation, especially for business owners without workplace pension contributions, and the key differences between pensions for sole traders and limited company owners. Then I break down my five-step process for calculating your number.

00:00 Retirement Number Intro

00:35 Pensions Then vs Now

02:23 Self Employed Pension Options

04:38 Five Step Roadmap

05:17 Step One Life Vision

08:22 Step Two Cost It Up

12:43 Step Three Find Old Pots

13:22 Tracing Service Walkthrough

17:15 Consolidate With Pension Apps

20:53 Step Four Income Streams

23:15 Step Five Calculate The Gap

23:48 Example Using Calculators

28:01 Wrap Up And Next Steps

30:32 Final Thanks And Goodbye

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue