Federal Employees Retirement & Benefits Podcast by CD Financial

October 2025 Furlough ALERT: Your Paycheck, Benefits & What to Do RIGHT NOW


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🚨 Government Shutdown URGENT Update: How will your paycheck, benefits, and retirement be impacted? Millions of federal employees and retirees are searching for answers—CD Financial reveals what most people miss (and how to protect your income right now).

👇 Have a question or personal concern? Comment below—real answers from our team!

đź”” Subscribe for urgent updates and practical financial tips.
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đź‘‹ WHO AM I?
CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.

⏱ Timestamps:
0:00 Intro — Shutdown Impact for DRP Retirees & Recent Retirees
0:25 The 3 Ways a Shutdown Hits You (HR Gaps)
0:49 No Staff to Process Your Final Paycheck
1:19 Why Your Last Check May Be Stuck in Limbo
1:52 TSP Access Rule Explained — The Age 55–59½ Corridor
2:26 Not Marked “Retired” in TSP? Risk of 10% Penalty
2:53 “I Took the DRP — Why Can’t I Access Funds?” (Status Not Updated)
3:28 AURA-Style Self-Serve Burden During Shutdown
3:51 Need Help Now? Text Us — We’ll Build a Plan
4:12 Sign-Off — “You don’t have to work longer, just need a better plan.”

#FederalEmployees #GovernmentShutdown #RetirementPlanning #BreakingNews #2025COLA #TSP #FERS #SocialSecurity #UrgentUpdate #Financialcurity


Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

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Federal Employees Retirement & Benefits Podcast by CD FinancialBy Charles Dzama

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