Jill Gonzales, an analyst with WalletHub.com discusses gift cards and credit cards. A study by the company lists the best gift cards as well as credit cards. In addition she reveals that many credit cards are reducing the perks they provide to consumers including, in some cases, dropping insurance coverage for rental cars.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Twila Brase, President of the Citizens' Council for Health Freedom discusses the proposed National Health ID number and its impact

on medical privacy, medical care and the concerns about the security of sensitive information.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Aaron Foss, developer of Nomorobo, discusses how his free app blocked 1.2 billion robocalls and what consumers can do to protect themselves from being victims of these scammers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Kelvin Coleman, Executive Director, the National Cyber Security Alliance, discusses the steps individuals and businesses should take to protect their data as well as the dangers of using unsecured W-Fi connections.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bruce McClary, vice president of marketing for the National Foundation for Credit Counseling, talks about the realities of getting relief from your debts to credit cards or the IRS.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

HOST SHIRLEY ROOKER TALKS TO ELIZABETH CASEY ABOUT A VERY VALUABLE, BUT OFTEN UNDERUTILIZED TOOL...THE V CHIP

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

John Breyault, vice-president, public policy, telecommunications and fraud, at the National Consumers League, talks about ways you can protect your phones and computers from fraudsters and hackers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Susan Diegelman, Director Public Affairs, ATT, discusses 5G, what it means for consumers, when it will be available and its role in the concept of “smart cities."

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bruce McClary of the National Foundation for Credit Counseling discusses debt elimination scams, credit scores, and ways consumers can find help to deal with financial problems.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Antonio Doss, Small Business Administration, discusses the ways the agency helps new businesses as well as the many scams that target business owners, including cyberattacks and telemarketing frauds.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.