What do you get when you mix a former youth pastor, a YouTuber, and a dad of four with a relentless work ethic? You get Matt Krueger—aka rental.cashflow—who traded his 9-to-5 for financial freedom through house hacking, short-term rentals, and social media storytelling.

In this episode of Off Grid with Zoey B, Matt shares how he and his wife went from scraping by on $35K a year to building a thriving real estate portfolio and retiring in their 30s—while homeschooling four kids and creating a lifestyle they love. From buying a $90K grandma-style house with shag carpet to launching STRs in a market everyone told him to avoid, Matt proves that creativity and grit trump flashy strategies every time.

We unpack:

• His leap from long-term to short-term rentals (and what sparked it)
• How his first Airbnb made $60K+ in year one
• Building a high-cashflow portfolio in a non-tourist market
• What it’s like running a real estate business with your spouse—and your kids
• Growing a personal brand and monetizing it
• Why he's not chasing more doors—and how contentment fuels his success

If you're a family-first investor, a budding creator, or someone trying to escape the 9-to-5 hamster wheel, Matt's story will motivate you to take action—without sacrificing what matters most.

🔗 Follow Matt on all platforms @rental.cashflow and be the first to hear about his upcoming mentorship program!

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Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

In this episode of Off Grid with Zoey B, we sit down with the powerhouse behind some of the most iconic short-term rentals in Upstate New York—Madi. Known for her unmatched eye for design, next-level underwriting skills, and lightning-fast execution, Madi shares the behind-the-scenes journey of how she and her partner Skyler built a thriving real estate business from scratch.

From discovering rental arbitrage via a chatty Uber driver in San Francisco to flipping and living in a “sneaky duplex” in Big Bear, to now dominating the Upstate NY STR scene—Madi brings the receipts and the strategy. You'll learn how she went from startup life to analyzing nationwide deals, why she's obsessed with old homes and waterfront properties, and how she curates properties that are not just beautiful but wildly profitable.

💥 What You’ll Learn:

• How to trust your gut when the numbers don’t tell the full story
• Creating a branded STR portfolio that speaks directly to your ideal guest
• Madi’s go-to strategy for furnishing, photographing, and launching homes FAST
• Why design is more than aesthetics—it’s a marketing weapon
• Lessons from running mega-homes and tips for staying ahead in today’s market

Whether you're an investor, host, or just love a good real estate glow-up, this episode is packed with insight, strategy, and aesthetic inspiration.

🎧 Tune in and take notes—Madi doesn’t gatekeep.

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

In this inspiring episode of Off Grid, Zoe B sits down with Emily and Spencer, the dynamic duo behind Keeping It Real Estate and Stellar Escape Rentals. From a speech therapist and a motion graphics designer to full-time real estate entrepreneurs, Emily and Spencer reveal how they built a thriving short-term rental business and transitioned Emily out of her 9-to-5 in less than two years.

You’ll hear how a single webinar sparked their journey into rental arbitrage, how they landed a creative seller-financed mountain home, and why buying a duplex changed the game. They break down the mindset shifts, strategic plays, and creative income streams—like property management, coaching, and real estate photography—that helped them build financial freedom and a lifestyle they love.

If you’re dreaming of designing your own path, managing properties, or building wealth through real estate—this episode is packed with gold. 💡

Topics Covered:

• The reality of pivoting careers into real estate
• Getting started with rental arbitrage (and making it profitable!)
• How they used creative financing to buy in a hot market
• Building multiple income streams within the STR space
• The underrated power of professional photography
• Finding deals (and freedom) even in high-price markets like Colorado

🎧 Hit play and get ready to take notes—this is one of those episodes you’ll come back to again and again.

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

Ready to hear the full story behind Cabin in the Canyon? From buying the worst house in the neighborhood to building over half a million in equity in just 15 months.

What started as a spontaneous stop on a bike ride turned into one of the riskiest and most rewarding projects we’ve ever taken on. In this episode, I’m breaking down the numbers, the mistakes, and the moments that made it all worth it (including the surprise twist: we found out we were pregnant when we said 😅).

And if you’re dreaming about doing something similar, you’ll hear a bit about how I help others do this through the Rooted In Rentals Mentorship—because yes, you can build a lifestyle-first real estate portfolio, even with kids.

If you're curious about STR strategy, BRRR-style equity plays, or what it really takes to renovate a property while growing your family—this one’s for you. 

We cover:
 ▪️ How we found the cabin (spoiler: it wasn’t on Zillow)
 ▪️ Our financing and renovation game plan
 ▪️ The costs, the wins, and the things we’ll never do again
 ▪️ Why STR tax loopholes changed our whole outlook
 ▪️ Proof that yes—you can do wild things with kids in tow

👉 Don’t forget to check out the Cabin Renovation highlight on Instagram for the before-and-afters.

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

Steph Weber is best known for helping entrepreneurs grow bold, bankable brands through The Weber Co. and podcast Branded and Booked—but today, she’s sharing a different kind of story.

In this honest, heart-filled conversation, Steph sits down with Zoey to talk about navigating her most recent pivots: becoming a mom, getting into real estate, and shifting how she shows up in business. From growing her family to building a brand aligned with her future vision, Steph is laying the foundation for long-term momentum. Click play as Steph opens up about what’s working, what’s hard, and what it really means to evolve.

💬 We talk about:

• The emotional and logistical shift of becoming a parent as a founder
  
  
• What drew Steph into real estate and how she’s co-hosting properties
  
  
• How her business has changed post-baby—and how she’s handling it
  
  
• The messy, beautiful journey of redefining what success looks like

Connect with Steph:

• Instagram: @theweberco
• Podcast: Branded and Booked
• Website: theweberco.com

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

In this solo episode, I’m sharing the exact habits and mindset shifts that helped me go from earning $500/month at 21 to building multiple income streams, creating a lifestyle-aligned business, and experiencing real financial freedom. If you’re ready to stop feeling overwhelmed and start feeling empowered when it comes to money—this episode is for you.

Here’s what you’ll learn:

• Why tracking your expenses (yes, even the tiny ones) is a game-changer
  
  
• How no-buy months and $100 fun budgets helped me rewire my spending habits
  
  
• The real reason my savings goals used to fall short—and what changed
  
  
• Why I swear by a high-yield savings account and how I use mine
  
  
• The easiest way I started investing (with no financial background)
  
  
• How I use credit cards strategically to earn free travel and boost my credit
  
  
• Why it’s not about how much you make—but what you do with it

Tune in to hear how the same habits I started with at 21 still shape my financial life today—and how they can work for you too.

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

In this episode, I’m joined by Carrie Drier—founder of Roost North Rentals, Airbnb community leader for Michigan, and founding board member of the Michigan Short Term Rental Association. She’s also a mom, a business owner, and someone who has built a thriving portfolio over the past decade—all while staying rooted in her hometown and raising her son.

We talk about:

• How Carrie accidentally got into real estate and ended up building a rental empire
  
  
• What it looks like to grow slowly, intentionally, and without outside partners
  
  
• Building with your partner while preserving your marriage (and your sanity)
  
  
• Renovation nightmares, playing the long game, and trusting your gut
  
  
• Why sometimes the smallest properties bring in the biggest profits
  
  
• How Carrie sets boundaries with guests, manages her properties without burnout, and still makes time for travel and family
  
  
• What’s next: her vision for an 18-unit retreat-style resort—and why she’s going slow, on purpose

This is one of those conversations that reminds you why you started in the first place. It's about building a lifestyle—not just a portfolio.

Learn more about Carrie and Roost North: https://www.roostnorth.com
Follow Carrie on Instagram: @roostnorthrentals and @carrie.drier

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

In this episode, I dive into one of the biggest myths in the short-term rental world: Do you really need a mega property to generate mega revenue?

Drawing from my own experience building a lifestyle-aligned real estate portfolio, I break down why smaller, unique stays—like our 1,000 sq ft cabin earning up to $175K/year—can outperform large properties when it comes to ROI, stress, and sustainability. I unpack the hidden costs of big properties, the true weight of amenities, and the often-ignored logistics of cleaning, upkeep, and guest management.

Whether you're deciding between building a micro-resort or buying a 16-person vacation home, this episode will help you choose a path that aligns with your lifestyle, values, and financial goals.

Topics Covered:

• The hidden costs of mega properties most people don’t talk about
  
  
• How smaller properties can outperform on cash flow
  
  
• The importance of amenities—and why they might be hurting your ratings
  
  
• A look inside the actual revenue from our small properties
  
  
• Why your guest experience (and stress level) might be better with less
  
  
• How to find the right real estate strategy for YOU

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-

Welcome to the very first episode of Off Grid with Zoey B! In this solo kickoff, I’m sharing the heart behind the show—why I started this podcast, what “Off Grid” really means to me, and what you can expect in the weeks ahead.

I’m diving into:

• My journey from Michigan to California to Arizona to Colorado (and 45 states in between)
  
  
• How I went from freelance marketing to building a real estate business with my now-husband
  
  
• Our wild love story that started as neighbors and turned into building multiple businesses, a life of travel, and parenting on the road
  
  
• What it’s really like raising a toddler while scaling our short-term rental portfolio
  
  
• Why I’m obsessed with podcasting and how this show will bring you behind the scenes of real estate, finances, entrepreneurship, and more

Whether you’re here to learn, feel inspired, or just want real talk about building a life on your own terms, I’m so glad you're tuning in.

New episodes drop every Monday.

👉 Follow along on social: @zoeyberghoff
🎧 Don’t forget to subscribe and leave a review if this episode resonated with you!

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources

Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship

Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools

Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources-