Robert rents a boat for a day out on Flathead Lake with his girlfriend.  For a guy who doesn’t own a boat and almost never rents boats, where do you find coverage in the event of an accident? Rather than interview an expert on the topic, Robert gets his childhood friend, Sean, to explore the topic.

Robert is joined by life insurance settlement broker, Lisa Rehburg, who shares her expertise on getting value out of life insurance policies that might otherwise be surrendered or allowed to lapse.

Robert is joined by another regular at the karaoke bar, Jenna, for a discussion on day drinking, smuggling ice cream past security, and their process for debuting new songs.

Robert is joined by SMU tennis star, Hadley Doyle, to talk about her experience as a college athlete, the risks athletes face and the insurance sponsored by the NCAA that may mitigate that risk.

Damon joins the podcast to talk about young drivers thinking they are good drivers just because they took drivers ed, which cousin of his would be most likely to steal the family car, and a quick story about a Winger concert.

Robert is joined by Da’Sha, a dental hygiene student and a member of the staff at a Phoenix-area dental office. They spar about the value of dental insurance, dental consultations and what percentage of dentists are good at what they do.

Robert rambles about how he ended up in the insurance business and ends with a series of random auto policy exclusions.

No, this is not the name of Robert’s new progressive rock band. He rented a Tesla 3 at the Orlando airport and realized he may be too old of a dog to learn how to drive this new trick. He also may not have the money for the insurance if he ever wanted to own one.

Robert welcomes his father to the podcast and the two talk foul balls at baseball games, sitting close to the action at NBA games and hitting golf tee shots into oncoming traffic.

Robert wonders why deposits for bank account holders in excess of $250,000 are insured despite exceeding the explicit limits of coverage and despite no premiums having been paid on those excess deposits. Are those depositors more important to the economy than the rest of us? Maybe “taxpayers” won’t pay for the Silicon Valley Bank bailout, but everyone who uses the banking system will. Is there a difference?