At a certain point in time while caring for a Veteran who has memory loss the overseeing of the financial aspects of your household . . . the insurances, investments and banking responsibilities have likely passed to the primary caregiver or other family member along with the power of attorney to make current and future decisions and modifications in the families’ best interest. Our guest today is Joseph “JJ” Montanaro who is a certified financial planner and spokesperson for USAA . . . he will shed some light on these important issues

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