Our 2 Cents

Thanks for hanging in there with us! After a short break, we’re back with a brand-new episode of Our 2 Cents. Today, we’re exploring what's happened with gold over the past year and unpacking the thinking around downsizing in retirement. Tune in now!

1. Gold FOMO?:
   • Did you buy gold at Costco? The Lewits revisit gold prices and explore what to consider before making an investment.
2. Downsizing in Retirement: 
   • We're testing the common beliefs around downsizing to help you decide if it’s the right choice for your retirement.
3. Quotes of the Month:
   • “Always borrow money from a pessimist. He won’t expect it back.” – Oscar Wilde
   • “Money is like manure. It isn’t worth anything unless it’s spread around.” – Brooke Astor

Trust us, this one’s worth it! On today’s Our 2 Cents episode, we’re serving up gas station sushi, Powerball odds, and the bad habits you need to ditch ASAP. Listen in now!

1. The Gas Station Sushi Equivalent of Retirement Planning:
   • Some things in life are clearly risky like gas station sushi or an email from a Nigerian prince. Trust is a good thing, but in retirement planning, blind trust can be dangerous.
2. Are the Odds in Your Favor?:
   • Ever wonder how the odds of winning Powerball compare to other unlikely events?
3. Stop Doing These Things:
   • Stop the mistakes! Here are 5 crucial things Americans need to quit doing—before it’s too late.

Your favorite podcast hosts are back with another great episode of Our 2 Cents! On today's show, the Lewits dive into fuzzy market math, bust common Social Security myths, and share a few fun insights about themselves along the way. Tune in now!

1. Do You Know Your Retirement Numbers?:
   • Missteps in your retirement math can be costly—here’s how to catch them before they derail your future.
2. Social Security Myths:
   • Not everything you’ve heard about Social Security is true. Let’s clear up the confusion.
3. Getting to Know Steve and Gabriel:
   • Are you superstitious about anything? 
   • If you could go on a shopping spree anywhere, where would it be?

What do you get when two amazing hosts break down the world of finance? A new episode of Our 2 Cents is back! Today, we’re diving into preparing for unexpected health costs, fun life tips, and giving you the latest inflation update. Listen in now—your future self will thank you!

1. When a Health Crisis Hits:
   • The Lewits uncover healthcare money moves and why preparing for the unexpected is essential in retirement.
2. Fun Life Tidbits:
   • 15 minutes a day of this exercise could boost your lifespan. Can you guess what it is?
   • Think you know how to make perfect bacon? We reveal the secret.
3. Inflation Update:
   • Find out what the latest inflation data means for your finances and whether it should raise concerns about your retirement.

We took a short break, but we’re back with a special Back-to-School pop quiz! In this episode, we tackle an important listener question, share some quick insights on estate planning, and have a little fun along the way. Turn on your listening ears and tune in!

1. Back To School Retirement Planning Quiz:
   • Put your retirement knowledge to the test—will you score an A+?
2. Listener Question:
   • "I have approximately $1,400,000 in tax deferred accounts (401k, IRA). I want to get all of that money into a Roth via rollover within the next 2-3 years. Every person I talk with tells me to convert gradually. But, we are all one day closer to our date of passing. Don't you think I am better off doing a Roth conversion sooner and pay the taxes now rather than later?" — Scott
3. Estate Planning Report:
   • Do you have an estate plan in place? Discover what this new report reveals about investors and the truths of wealth transfer.

Welcome to this edition of Our 2 Cents, where wealth meets Wimbledon! This episode, we serve up surprising parallels between tennis and retirement planning. Then, a quick update on the economy and recent changes to the Affordable Care Act (ACA). Are you ready to game, set, match your way to financial success? Listen now!

1. The Financial Spin on Wimbledon Wins:
   • Winning Wimbledon takes strategy and grit—just like retirement. Whether you love tennis or not, there’s plenty retirees can learn from the world’s best players.
2. This Food Makes You Happier:
   • Discover this delicious food researchers found boosts happiness and lowers stress.
3. U.S. Economy Starts to Regain Its Stride:
   • A quick look at the latest updates on consumer and business confidence, spending trends, and more.
4. Affordable Care Act Changes:
   • Learn about key ACA updates, including what’s changing, what might be ending, and how it could affect your coverage and costs.

On today’s show, the Lewits keep the bond series rolling with more insights and a deeper dive into this investment option. They also explore the evolving world of crypto and future legislation implications. We’ve got plenty to dive into, so jump in now using the link below!

1. Quotes of the Month:
   • “Don’t simply retire from something; have something to retire to.” – Harry Emerson Fosdick
   • “People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made.” – Joan Rivers
2. Back to Bonds Part 2:
   • Next up in this bond series, Steve and Gabriel break down the different types of bonds, explain how ratings work, and explore bond funds you should know about.
3. The Crypto Wave:
   • Recently, Congress passed the GENIUS Act, the first major U.S. crypto law, focused on regulating stablecoins.
   • Discover how new crypto bills are shaping increased regulations, even as critics raise concerns about the risks in this evolving financial landscape.

On the podcast today, we're diving into changing home values, the psychology of feeling wealthy, and kicking off a two-part series all about bonds. There’s a lot to unpack, so listen closely and tune in now using the link below!

1. Gabriel's Quick Hits:
   • Find out the top 10 cities where home prices are surging.
   • Think you’re feeling wealthy? Here are the magic numbers behind financial comfort.
2. Getting to Know Steve and Gabriel:
   • Have you ever walked out in the middle of a movie?
   • What's something funny that you do when you're alone?
3. Bond Basics:
   • The Lewits are talking all things bonds, covering how they work, what happens when you buy one, and why they matter to your financial future.

Our 2 Cents is back! In this episode, we’re breaking down key tax provisions inside the “One Big Beautiful Bill Act,” diving into the latest on new tariffs, and answering a special listener question from one of our very own clients. Tune in now using the link below!

1. One Big Beautiful Bill Act (OBBBA):
   • With the Big Beautiful Bill officially passed, the Lewits are here to walk you through what it means for your finances.
2. New Tariffs:
   • Trump unveils a new wave of tariffs. Find out which countries are affected.
3. Listener Question:
   • "What should I be aware of when buying or thinking of buying a second home? — Colin, SGL Client

Our 2 Cents is back with an eye-opening episode diving into retirement readiness and target-date funds. Tune in to test your retirement income knowledge and gain some valuable insights along the way. Listen in now using the link below!

1. Retirement Financial Literacy Quiz:
   • Most Americans struggled to answer these 6 basic retirement planning questions. How do you think you’ll score?
2. Target-Date Funds:
   • Should you invest in a target-date fund? We’re breaking down the pros, cons, and whether it’s the best move for your retirement plan.