Americans are paying more for healthcare than ever, yet access is shrinking, care is delayed, and bills keep piling up. This is not an accident. It is a business model.

Today I am joined by Wendell Potter, a former health insurance executive turned whistleblower, to expose how massive insurance conglomerates and their middlemen have vertically integrated the system to maximize profit at every step. We break down how insurers, PBMs, and affiliated pharmacies game pricing, restrict care, and push costs onto families, seniors, employers, and taxpayers.

We dig into soaring premiums, exploding deductibles, Medicare Advantage denials, rigged markets, and why consolidation has crushed real competition across much of the country. We also talk about what real reform would actually look like if Washington is serious about lowering costs in 2026.

If you have ever felt insured on paper but trapped in reality, this conversation explains exactly why, and why putting patients back at the center of healthcare requires confronting the middlemen head-on.

Follow Wendell Potter here: https://x.com/wendellpotter?s=21

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