As always, these are just my fallible personal opinions, never advice or recommendations. Please always do your own research.

If you like our work, please consider helping to fund the team (me, Dave, Jon, and Alun) through upgrading to a premium subscription at paulypilot.substack.com - more premium subscribers means more content! Thank you to people who do contribute, much appreciated. It’s a huge amount of unique content for just £100/year.

Hosted on Acast. See acast.com/privacy for more information.