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This week's episode is with Safiya Rozi. As a software developer degree apprentice and content creator, Safiya shares her approach to juggling a demanding workload through prioritisation and planning. She also discusses her experience as a degree apprentice and how she's navigated the corporate world, especially with her finances. This episode also touches on wardrobe building, where Sophia emphasizes the importance of quality over quantity. Learn how to build a sustainable wardrobe while managing finances, and get budgeting tips highlighting investing in skill-building, self-care, and celebrating achievements. 

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• Instagram - www.instagram.com/safiyarozi/
• TikTok - https://www.tiktok.com/@safiyarozi?_t=8plrZy72dYe&_r=1

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Is your money protected? In this week's episode, we're joined by Matt Phillips, Head of Readiness at the Financial Services Compensation Scheme (FSCS). Matt discusses how  FSCS works and its vital role in protecting your finances when UK banks and institutions fail. From bank deposits to investments, pensions, mortgages, and insurance, learn how to secure up to £85,000 in compensation in the unlikely event of a firm's collapse.

LEARN MORE ABOUT FSCS:

• https://www.fscs.org.uk/

FCA REGISTER:

• https://register.fca.org.uk/s/

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In this episode, Aaron discusses his early life marked by financial hardship and how it fueled his desire for financial stability and independence. He also discusses the importance of continuous learning, self-belief, and maintaining a disciplined approach to finances.

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• Instagram - https://www.instagram.com/aaronknightleyofficial/
• TikTok - https://www.tiktok.com/@aaron_knightley?lang=en

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Website - www.penniestopounds.co.uk

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In this week's episode, we discuss setting up and managing your business finances with finance coach Joshua. We also discuss the implications of operating as a sole trader vs a limited company and the importance of forecasting potential business earnings. 

• Pre-order 'How To Handle Money' - https://amzn.eu/d/gjomK0T

FOLLOW JOSHUA:

• Instagram - https://www.instagram.com/financebykilolu/
• TikTok - https://www.tiktok.com/@master.money.uk?_t=8oyRLB4EYtN&_r=1

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Website - www.penniestopounds.co.uk

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In this episode of the Pennies To Pounds podcast, our sponsor, Klarna, joins us to provide a straightforward yet comprehensive breakdown of understanding different types of credit—credit cards, overdrafts, or personal loans. Raji Behal shares invaluable tips on when it’s smart to use credit and when it’s best to steer clear, helping you make informed financial decisions.

*Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

Learn more about Klarna by visiting: www.klarna.com/uk/

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We're halfway through the year; how are your financial goals coming along?
Have you achieved any of them, or have they been put aside? This episode is all about reflecting on our journey, celebrating our wins, and recalibrating our targets for the rest of the year. By the end of this episode, you'll have practical tips and strategies to achieve financial stability and growth, ensuring you're well-equipped for the second half of the year!

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Website - www.penniestopounds.co.uk

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Kickstart your journey to financial empowerment with this special live episode from our "New Year, Wealthier You" event, hosted at the iconic Samsung KX building in London. Our esteemed panellists, financial well-being speaker Laura Ann Moore and wealth and investment coach Kevin Cahill discuss money mindset, smart budgeting, and effective money management. 

Have you ever wondered how early financial beliefs shape your money habits? Laura Ann Moore dives into the emotional side of money, revealing how ingrained beliefs can make or break your financial confidence. Meanwhile, Kevin Cahill shares his expertise on practical investment strategies to help you diversify and grow your wealth. 

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What if your childhood experiences with money have already set the stage for your financial future? This week's episode is about how we can make positive financial shifts. Whether recognising your spending triggers or acknowledging past teaching about money when you were younger, we can all progress towards a healthier financial lifestyle. Joining us in this episode are Elisabeth Prager and Nitika Vyas, co-founders of the money app Aila Money. 

Aila Money: the Personal Trainer app for your finances – helps you calculate the cost of your life goals and using data, behavioural science and human expertise helps you achieve them – one prompt at a time!

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• Instagram - https://www.instagram.com/ailamoney/
• LinkedIn - https://www.linkedin.com/company/ailamoney/
• Website - https://ailamoney.com/

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This episode is with Nikkita Tew, founder of the financial literacy platform Young Spender. We're discussing the ways in which people in their 20s and 30s can maximise their savings for their short—and long-term goals and plan for retirement. She also breaks down your payslip and explains how taxes are deducted and what your tax code means.

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• Instagram - https://www.instagram.com/youngspender_/

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How are today's youth weathering the storm of the cost-of-living crisis while keeping their fingers firmly on the pulse of culture and beauty standards? This week's episode features Tumisha and Alvin of Tag Agency, who discuss the findings from their $penny Report. This report highlights this generation's resilience, embracing thrifting and DIY to maintain their identity. 

• DOWNLOAD THE REPORT - https://www.tagagency.co.uk/download-report
• FOLLOW TAG AGENCY ON INSTAGRAM - https://www.instagram.com/tagagencyuk/
• FOLLOW TUMISHA - https://www.instagram.com/tumbalogun/
• FOLLOW ALVIN - https://www.instagram.com/alvnowusu/

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Website - www.penniestopounds.co.uk

Contact - [email protected]