<a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/663094/open_sms">Send us a text</a>In this episode of the Pennies To Pounds podcast, our sponsor, Klarna, joins us to provide a straightforward yet comprehensive breakdown of understanding different types of credit—credit cards, overdrafts, or personal loans. Raji Behal shares invaluable tips on when it’s smart to use credit and when it’s best to steer clear, helping you make informed financial decisions. *Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Learn more about Klarna by visiting: <a href='https://www.klarna.com/uk/'>www.klarna.com/uk/</a><a rel="payment" href="https://www.buymeacoffee.com/penniestopounds">Support the show</a>FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1 LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds Website - www.penniestopounds.co.uk Contact - info@penniestopounds.co.uk

Send us a text In this episode of the Pennies To Pounds podcast, our sponsor, Klarna, joins us to provide a straightforward yet comprehensive breakdown of understanding different types of credit—credit cards, overdrafts, or personal loans. Raji Behal shares invaluable tips on when it’s smart to use credit and when it’s best to steer clear, helping you make informed financial decisions. *Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Learn more about Klarna by visiting: www.klarna.com/uk/ Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1 LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds Website - www.penniestopounds.co.uk Contact - info@penniestopounds.co.uk

<a href="https://www.buzzsprout.com/twilio/text_messages/663094/open_sms" rel="noopener noreferrer">Send us a text</a>In this episode of the Pennies To Pounds podcast, our sponsor, Klarna, joins us to provide a straightforward yet comprehensive breakdown of understanding different types of credit—credit cards, overdrafts, or personal loans. Raji Behal shares invaluable tips on when it’s smart to use credit and when it’s best to steer clear, helping you make informed financial decisions. *Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&amp;Cs and late fees apply. Learn more about Klarna by visiting: <a href="https://www.klarna.com/uk/" rel="noopener noreferrer">www.klarna.com/uk/</a><a href="https://www.buymeacoffee.com/penniestopounds" rel="noopener noreferrer">Support the show</a>FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&amp;_r=1 LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds Website - www.penniestopounds.co.uk Contact - info@penniestopounds.co.uk

111. Responsible Credit: Best Credit Practices To Implement (Sponsored by Klarna)

Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances. Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths.&nbsp; Here are just a few of the topics we cover on the Pennies to Pounds Podcast: <ul><li>Budgeting: Learn how to create a budget that works for your lifestyle and goals.</li><li>Saving: Discover the power of compound interest and effective strategies to save more money.</li><li>Investing: Demystify the world of investing and learn how to grow your wealth over time.</li><li>Debt management: Get tips and tricks for paying off debt, improving your credit score, and avoiding financial traps.</li><li>Entrepreneurship: Hear inspiring stories from successful entrepreneurs and learn how to turn your passion into profit.</li><li>Career development: Boost your career prospects with expert advice on job hunting, networking, and personal branding.</li><li>Financial mindset: Cultivate a positive and abundant mindset to attract wealth and success in all areas of your life.</li></ul> Join us every week as we dive deep into these topics and more, with expert guests and actionable insights.&nbsp; Whether you're just starting your financial journey or looking to take your money management skills to the next level, the Pennies to Pounds Podcast is your go-to resource for financial education and empowerment.&nbsp; Tune in today and start taking control of your finances!

Business

Entrepreneurship

Education

Investing

Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances. Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths.  Here are just a few of the topics we cover on the Pennies to Pounds Podcast: Budgeting: Learn how to create a budget that works for your lifestyle and goals.Saving: Discover the power of compound interest and effective strategies to save more money.Investing: Demystify the world of investing and learn how to grow your wealth over time.Debt management: Get tips and tricks for paying off debt, improving your credit score, and avoiding financial traps.Entrepreneurship: Hear inspiring stories from successful entrepreneurs and learn how to turn your passion into profit.Career development: Boost your career prospects with expert advice on job hunting, networking, and personal branding.Financial mindset: Cultivate a positive and abundant mindset to attract wealth and success in all areas of your life. Join us every week as we dive deep into these topics and more, with expert guests and actionable insights.  Whether you're just starting your financial journey or looking to take your money management skills to the next level, the Pennies to Pounds Podcast is your go-to resource for financial education and empowerment.  Tune in today and start taking control of your finances!

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111. Responsible Credit: Best Credit Practices To Implement (Sponsored by Klarna)

111. Responsible Credit: Best Credit Practices To Implement (Sponsored by Klarna)

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