Pension Attention

When it comes to spending the money you want and being able to livinge comfortably on a plan after you retire, your portfolio needs its own ‘secret sauce’ for sustainability.

And it might seem like you have all of the ingredients to retire, but most people spend their time focused on the wrong parts of their plan. The secret sauce is what brings your portfolio altogether and binds it for financial stability for the rest of your life… Remember: Work smarter, not harder. 

In this episode, you’ll discover your ‘secret sauce’ to a stress-free retirement and how to design a plan that lets you spend the money you want (for as long as you want).

Show Highlights Include

• The ‘Bill Sharp’ method to optimizing your portfolio, being able to livinge comfortably on your pension, and using sick time as a ‘pool of overtime money’ for your savings. (1:39)
• Why every portfolio needs a their own ‘secret sauce’ for retirement - and the key ingredients for a plan that never runs out of money (no matter how much you spend). (3:54)
• The biggest reason people you might underestimate the money you need for retirement and the easiest way to get finances to work for you (instead of the other way around). (8:22)
• How to make enough money for a lifetime and know what you’re earning with only three parts of your retirement plan.  (13:42)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

Analyzing the risks and components of your retirement plan is crucial for ensuring you don’t outlive it. You never want to ask yourself: Am I always going to have money in retirement?

That’s where an actuary comes in… They protect your portfolio’s finances from unforeseen events and ensure that all components complement your age (so that your income only grows each year). 

In this episode, you’ll discover how to design a retirement plan that outlives you (instead of the other way around) and why an actuary is your secret weapon for a risk-free retirement. 

Show Highlights Include:

• Why ‘life expectancy’ rates cause you to run out of money in your retirement- and how to sustain a lifetime stream of income (with the least amount of risk). (0:55)
• The two things that calculate your insurance and pension benefits today - and how they play a role in your receiving payments for the future. (8:41)
• The Life Expectancy secret for making more money as you age (even if you’re in retirement as long as your time in service). (12:03)
• How to make a retirement plan ‘immortal’ for the family and have a higher spending rate than you ever expected. (14:22)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

You may have a calendar full of birthdays and business dates, but do you know what age-related milestones have the biggest impact on your financial plans? Or how to reap the financial rewards as you enter retirement?

Keeping track of financial dates is the easiest way to make sure you don’t retire too early (or miss any deadlines overworking your stay).

In this episode, you’ll discover what dates are significant to your retirement plan and how to ensure financial independence for you and your family with each milestone. 

Show Highlights Include:

• How to protect decades of retirement savings through your calendar (and why these dates save you in highly problematic periods). (1:36)
• The five retirement-related conversations to have in your 50’s for protecting your investments, taking contributions, and avoidingavoid paying penalties. (7:24)
• How to enter your 70’s without giving Uncle Sam too much of your retirement money (and how much RMD to take out). (14:02)
• Using the “Francis Bacon” strategy to conquer your retirement deadlines and protect your family’s finances (with each year that passes). (17:11)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

Whether it’s politics or social occurrences, the market is always changing. And you shouldn’t have to worry about what’s happening around the world to protect what’s in your portfolio. 

Finding sustainable investments is not about trying to “predict the unpredictable,” but becoming adaptingable to any disruptions. Will your investments make you money tomorrow?

In this episode, you’ll discoverlearn how to find profitable investments in any political environment and what the current market means for a plan that fits your future. 

Show Highlights Include:

• Why the Meghan Markle and Prince Harry interview directly relates to your skepticism of markets today. (1:28)
• What 401k plans reveal about political environments - and how to instantly protect your plan (no matter who’s elected). (4:38)
• How to make market disruption a part of your investing and why every portfolio needs a ‘see saw’ effect. (8:37)
• Why planning a prosperous retirement starts with skepticism and social media. (11:37)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

Playwright Tennessee Williams once famously said, “You can be young without money, but you can’t be old without it.” That sums up retirement planning. 

And to avoid feeling stressed over how the money you spend in retirement, you need a plan that grows and protects your assets (or you’ll hit a roadblock the first time you need to pull emergency funds)

In this episode, you’ll discoverlearn why retirement planning is more than numbers and how your mindset about money affects the income you generate today.

Show Highlights Include:

• The “Tennessee Williams” model for planning your most comfortable retirement. (1:52)
• What this IRI study reveals about understanding your work and forecasting your wealth right now. (8:28)
• The “Scarcity vs. Abundance” mindset that transforms assets into streams of income. (12:05 )
• The real reason retirees blow through their money and the financial strategy you need for living comfortably (no matter what the future holds). (17:39)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

You might think you’ve got retirement planning all figured out. But some mistakes in planning for the future are more common (and costly) than others.

And knowing the number you want to retire at is one thing. Understanding it is another. 

In this episode, I discuss how to maximize the income you generate and how much you should save for a happy and healthy retirement.

Show Highlights Include:

• How the world of advertising affects your retirement planning today. (1:28)
• How to put a price tag on your most valuable retirement (without the fear of saving too little). (5:35)
• The income philosophy for maximizing every penny and knowing how much income makes you happy. (15:15)
• How to retire earlier than you thought possible (and with more money than you realize). (10:40)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

2020 was about ‘expecting the unexpected’ in your investments. And while cryptocurrencies are on the rise, you might be wondering if they’re here to stay (or worth the time in your portfolio).

How we think about investing changes all the time. But knowing the difference between high and low-risk investments is key to success in your portfolio (and your retirement).

In this episode, you’ll learn why cryptocurrencies are the conversation of today and what alternative investments your portfolio needs for a happier retirement.

Show Highlights Include:

• Using the “Charles Blondin” mindset for finding the investments that enrich your portfolio (and your retirement). (0:44)
• What Jack Dorsey’s $3 million tweet reveals about alternative investment strategies - and where cryptocurrencies are headed in your portfolio. (5:50)
• The real reason SPACs are called ‘blank-check companies’ and investments worth the risk for maximum portfolio growth. (8:24)
• How to avoid ‘herd mentality’ on hot ticket trends and keep your eye on the investments that fit your retirement goals. (11:03)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

Retirement is more than having a plan in place. And while you may be excited thinking about how you’ll spend your days, you have to ask the right questions today (or let your emotions make financial decisions in the future).

Your mind and body have to agree on retirement or it often leads to an unhappy one. 

In this episode, I discuss the five questions you should ask yourself prior to quitting your job and the answers that provide a happy and healthy retirement.

Show Highlights Include:

• Why retirement is more than financial planning and how to tell if it’s time to leave the job yet. (2:05)
• Why picking the best time to retire starts by ignoring your calendar. (5:50)
• The book for living a purpose-driven retirement (no matter what you do). (8:55)
• What your lifestyle and hobbies have to say about your retirement plan today (and why income doesn’t matter that much). (12:04)
• Understanding how much money your retirement plan needs and how to protect it from unknown expenses in the future. (18:05)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

When it comes to talking about the Dow Jones Industrial Average, you’re referring to the marketplace. And while you should be aware of its current state, understanding its history is the only way to predict it. 

How do you plan your retirement without forecasting your finances?

In this episode, I discuss what the Dow Jones Industrial Average reveals about protecting your portfolio today and preserving finances from an ever-changing marketplace tomorrow.

Show Highlights Include:

• The “Dow Jones Industrial Average” crash course for a portfolio that replicates wins and protects you from economic losses. (1:36)
• Why your understanding of market history preserves the retirement goals you make today. (4:58)
• What the General Electric Company reveals about marketplace change and how to protect your finances in any environment. (8:26)
• What the marketing index is, and how to use it to protectmeans for protecting your investments and diversifying your portfolio. (12:00)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

Playing a game of football is similar to your investment portfolio. And while you should have ‘star player’ investments, you also need linebackers as a safety net for your assets.

Or as the saying goes, “Don’t put all your eggs in one basket.” Even if you’re seeing mouth-watering returns when you look at your portfolio. Even if they look like the best eggs for your basket.

In this episode, I discuss how to properly diversify your portfolio and defend your investments for a stress-free retirement.

Show Highlights Include:

• What the Mexican-American War reveals about the ‘winning investments’ in your portfolio and why they don’t always protect you. (1:22)
• How to immediately avoid the ‘Pete Carroll’ approach to planning your retirement. (3:03)
• The biggest mistake in managing your investments and how to find the companies that compliment your retirement goals. (8:20)
• What a properly diversified portfolio needs for protecting your assets and sustaining a successful retirement. (10:40)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.