In today’s episode, The Annuity Dudes tackle one of the biggest retirement decisions you'll ever make: Should you keep your pension — or take the lump sum and build your own income stream with a fixed indexed annuity?

We break down the pros and cons of both options and give you a clear roadmap to making the choice that’s right for you. Whether you’ve already received a buyout offer or just want to plan ahead, this episode is packed with insights you can’t afford to miss.

00:00 – Intro: Why pensions are disappearing01:30 – What happened to traditional pensions?06:00 – Lump sum buyouts: What are they and why do companies offer them?10:00 – Pension vs. annuity: Head-to-head comparison15:00 – Income guarantees, spousal continuation, and death benefits20:00 – Inflation protection and payout customization25:00 – Real-world math: Monthly income comparison33:00 – How to decide which route is right for you40:00 – Wrap-up + The Multi-Point Annuity Inspection offer43:00 – Final thoughts and contact info

• Pensions are not always the best option

• Fixed indexed annuities with income riders can provide more flexibility, legacy options, and competitive payouts

• The choice should be guided by your goals, risk tolerance, and spousal needs

Request Free Annuity Report - https://annuityassociation.com/podcast-annuity-report