Pera and Purpose Podcast

How do you overcome a 647 AED (8.5 MILLION PESOS) worth of debt?! Mukhang may forever..... sa utang! But don't lose hope! Our guest this Friday, is Ms. Jessie Quintilla, a passionate HR leader in the Filipino Community in Dubai, the Co-Founder of Entrepinoy FZE and PentaGlobal HR Solutions.Her debt story is truly inspiring and she will open up what lead to that insurmountable problem and on how she tackled each of her debts down to zero!Kung lubog ka sa utang, magagawan mo yan ng paraan!...

Many of us probably don't understand how banks work. Other than putting our savings, there are other things that we need to know like the difference of current vs savings accounts, how credit cards work, debt to burden ratio and many more BASIC stuff about banking.Well, have no fear! John Sherwin Chua is here! He's a seasoned banker with more than a decade of experience in the banking industry. He'll share with us the common issues faced by many people with banks and how we can effectively ad...

Humans are more emotional than rational.We buy things not only because we think we need it but because we FEEL the need to buy it! We buy mainly on our emotions and justify with logic.Take a look back at your recent purchases. Have you noticed that most of those occurred when you were at the peak of your excitement or at the deepest of your sorrows?In our next episode, we'll be joined by Dr. Rommel Pilapil Sergio, a renowned professor and psychologist in the UAE. He will help us understand th...

Are you a saver or a miser? What’s the borderline between frugality and being stingy?Is being called Kuripot a bad thing or is it the new thing during this pandemic?My next guest is Rod Fernandez, a Certified Kuripot. He’ll teach us why being Kuripot is the coolest thing you can do with your money!👋🏽Download the Intentional Spending Plan here! Visit http://jayadriantolentino.com/ today!---👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or sched...

Can Overseas Filipinos invest while working abroad? Definitely yes!However, our chosen investment vehicles require the right strategies in order for us to achieve the desirable results.Pablo Santos Jr is part of KD Agriventure, a Dragon Fruit farm in the Philippines that he co-founded while he works in one of the top companies here in the UAE.👋🏽Download the Intentional Spending Plan here! Visit http://jayadriantolentino.com/ today!---👋🏻 Connect with Kuya Jay on social media. Ask question...

Can you really buy happiness? Experts say that you can…well, to a certain extent and amount. In my younger years, I was one of those dudes who bought stuff just to fill that void until I got caught up in the endless pursuit of acquiring things just to feel happy.During my time as a sneaker head, Antonio Aguirre Jr. was definitely the person who everyone admired in the sneaker scene. Known as Mr. Sole Slam, he revitalized the sneaker culture in the Philippines when he launched Sole Slam M...

A research shows that genetics accounts for one-third of financial behavior, however, the researchers found that upbringing is an important factor in the investment behavior of young people but that its effect is replaced over time by the accumulated life experiences of the individual.In our next Finance Fridays, I will be joined by Ben Lebig Jr, an accomplished Global Finance Professional with more than 19 years Finance and related experience on various industries.Being an OFW for more than ...

Certain things just don’t mix well like red wine and vodka. The same goes for your finances.Business owners intertwine business and personal finances all too often. After all, you are your business, but blending up the two will mean a mess at tax time.Fitz Villafuerte is the man behind the popular financial blog, Ready To Be Rich. It started in 2007 which aims to help Filipinos achieve financial independence and live life in their own terms. When I started my journey, his blog was where I usu...

The Philippines has experienced two major Financial Crises before this COVID Pandemic happened - ’97 Asian Financial Crisis and ’08 Global Financial Crisis, and in every adversity, we Filipinos have shown resiliency.In our next episode, we’ll have a quick throwback with Coach Efren Llamas Cruz. He is a mentor not just to me but to a lot of Financial Planners as well. He is a registered financial planner of RFP Philippines, seasoned investment adviser, bestselling author of personal finance bo...

"Find your passion" is probably the most popular advice that you will hear from many successful and influential individuals of our modern time. It is defined as a feeling of intense enthusiasm towards something.Our next guest is someone you're probably familiar with. He's a good friend and I would consider as the epitome of execution! Darbie Kim, AKA Real Talk Darbs, showed the courage to continue his passion for vlogging just recently. He resigned from his well-paying job during the lockdown...