If you're a lawyer making six figures but living paycheck to paycheck, you're not alone. It also doesn't have to be this way. In my time working with lawyers on their finances over the years, I've noticed 4 budget categories that contribute to paycheck-to-paycheck living most often. In this rewind episode, let's talk about the 4 biggest culprits and how to fix them. Head to rhothomas.com/284 for the full episode show notes. Need help with getting out of debt and building your net worth? Schedule a consultation at rhothomas.com/call.

I have a confession: I have some credit card debt. Those of you who have been around for some time may not be surprised by this because I've been using debt strategically for years. Due to some circumstances in my business this year, I haven't paid this particular debt off as quickly as I'd like. In this episode, I'm pulling back the curtain on the credit card debt I have and the plan to pay it off. Head to rhothomas.com/283 for the full episode show notes. Need help with getting out of debt and building your net worth? Schedule a consultation at rhothomas.com/call.

Want to get out of debt faster? Here's the key: You need to focus. One of my clients recently cited this as the top thing she took away from working with me, and attendees of one of my recent presentations were mind-blown about the concept. In this episode, let's talk about how focusing your efforts with your finances leads to faster progress. Head to rhothomas.com/282 for the full episode show notes. Need help with getting out of debt and building your net worth? Schedule a consultation at rhothomas.com/call.

Many lawyers find themselves with no money left at the end of the month for their goals. It's all too common, but it doesn't have to be that way. In this episode, let's talk about the best way to prioritize your finances so you can achieve your goals. Head to rhothomas.com/281 for the full episode show notes.

My client Jeanne was skeptical about whether she and her husband would ever be able to get out of debt. During our time together, they ended up paying off much more than she ever imagined. In this episode, Jeanne and I chat about our work together, including how much debt she and her husband paid off, the trips they were able to take in the process, and the power of focus in your personal finances. Head to rhothomas.com/280 for the full episode show notes.

Don't give up on your goals in the 4th quarter. You still have plenty of time to finish the year strong. In this episode, let's talk about some questions to assess where you are with your goals and what needs to continue or change to ensure you finish the year where you want to be. Head to rhothomas.com/279 for the full episode show notes.

My clients Ashley and Tim make good money, but they could never seem to get ahead with their finances. They had no plan for their money and felt stressed and overwhelmed. All that changed when they reached out to me. In this episode, Ashley, Tim, and I chat about our work together, including how they've been able to pay off almost $8,000 of debt and save $10,000 while still going on vacation and seeing Beyoncé in concert. Head to rhothomas.com/278 for the full episode show notes.

I've had a few conversations recently with people who want to keep doing the same things and magically have more savings and no debt. The thing is, if you want to change your finances, something has to change. You can't change staying the same. In this rewind episode, let's talk about the requirement for change, including examples of two attorneys who are not making the changes they want to make in their finances and an example of a third attorney who did. Head to rhothomas.com/277 for the full episode show notes.

We’re trying a different investing strategy than the one we’ve used for the previous decade. It’s been an interesting experience so far, and I’m learning a lot. In this episode, let's talk about my husband's and my first rental property and how we're funding the purchase. Head to rhothomas.com/276 for the full episode show notes.

My husband and I stopped contributing to our retirement accounts. Personal Finance 101 says you should max out your retirement accounts or at least contribute enough to get the employer match. But we decided to cut our contributions altogether. Are we making a big mistake? In this episode, let’s talk about the reasons behind our decision and what we’re doing instead. Head to rhothomas.com/275 for the full episode show notes.