Plan 2 Retire

People often panic about their investments amid an election. There are many concerns about the market and what the best decisions are regarding stocks. In this segment of Questions from the Field, Jeff will explore history concerning the relationship between stocks and the election.

In this podcast Jeff will be discussing:

·      Stock market returns and the election

·      Historical data on the market

·      Patterns in returns during election year

·      Reactions to crisis in the economy

Click Here To Schedule a No-Obligation Introductory Phone Call

In this week’s podcast we have a special guest, Stephen Rhodes! Stephen is going to share with us more about his unique business, Epic Glamping. Listen in to learn more about glamping, how it all started, and advice for anyone planning to start their own business.

Jeff and Stephen will discuss:

• What Glamping is
• Glamp Dining
• How Covid19 has affected the business
• Advice for a startup
• The details for setup

https://www.epicglamping.com/

Click Here To Schedule a No-Obligation Introductory Phone Call

In this episode Jeff dives into studies done by Empower Retirement, Fidelity Investments, and American Century. He shares information that is not only beneficial to 401(k) sponsors but for plan participants as well.

Jeff will talk about:

• What a recordkeeper is
• Reasons why a 401(k) is beneficial
• The millionaires in retirement plans
• How plan participants are handling financial stress
• What people are looking for in a 401(k) plan

Fidelity Investments

Empower Retirement

American Century

Click Here To Schedule a No-Obligation Introductory Phone Call

Behavioral finance takes into consideration the impact of personal biases on investors. Many people do not realize that what is going on inside their head may be getting in the way of them being financially successful. There are many things about investing that you cannot control, however behavioral biases are something we can control!

Jeff will discuss the following biases:

• Loss Aversion     
• Overconfidence   
• Availability      
• Confirmation      

Click Here To Schedule a No-Obligation Introductory Phone Call

There is one basic concept you must understand to be a successful investor. In this podcast Jeff will explore that concept as well as review a common question regarding the top-heavy stock market. Listen in to find out what could happen if you missed the 5 best trading days in a nearly 40-year period!

Jeff will discuss:

• top heavy stock markets
• the illusion of trying to time the stock market
• bear markets
• high tech firms dominating the market
• trends in the market

How much value is in your retirement plan? There are many misconceptions about 401K plans. The purpose of your 401K plan is to provide you with income later in life. Jeff will cover some common misunderstandings that he often hears as a fiduciary.

Jeff will be discussing:

·     A new report by Milliman (a worldwide provider of actuarial and related products and services.)

·     The cost of healthcare in your lifetime

·     Questions he is frequently asked by clients

·     Misconceptions of 401k plans

·     Why you should not take from your 401k

Click Here to View the Milliman Report

On this podcast we interview President of Stress Free Solutions, Ryan Burns. Ryan dives into the purpose of his business and how the services can help people. He also shares with us an interesting discovery he had while downsizing a home!

In this podcast Jeff and Ryan discuss:

·    StressFreeSolution’s background

·    The process of downsizing a home

·    Reasons downsizing your home may be necessary

·    The emotional side of parting with items

·    The process of staging a home 

·    The future trend for the business

·    Fun finds while downsizing homes

The retirement planning landscape is constantly changing. There have been several legislative changes beginning with The SECURE Act and most recently The CARES Act. In this podcast Jeff will cover some key changes that are important for your retirement.

Jeff will be discussing:

·    Relief for retirement accounts

·    Big changes with Required Minimum Distributions

·    Coronavirus Related Distributions

·    Taking from your future self

·    Retirement plan loans

·    The five most expensive and least expensive states for retirement

On this podcast we interview experienced local realtor, Leigh Fangmeyer. Leigh shares her perspective as a realtor on the changes in real estate during Covid-19. She also shares tips for buyers and sellers to help you navigate today’s real estate market. 

Learn more at https://leighfangmeyer.remax.com/  

In this podcast we discuss:

·    The current real estate market

·    The process of preparing to sell your home

·    The trends in buyers today

·    Programs for potential homebuyers

·    The value of hiring a realtor

Being a financial planner requires one to serve their clients. Contrary to what most believe, doing what is in the client’s best interest is important to advisors. They want to build a relationship that will last for years. Today we interview Jeff Bowers with Plan2Retire to learn more about his approach to retirement planning.

Jeff will share with us:

·     Jeff’s interest in money and passion for financial literacy

·     The Fiduciary Role

·     The characteristics successful clients share

·     The process planners take

·     What “fee only” means