Plan 2 Retire

How important is asset allocation? Can we time the markets? – Apollo Lupescu from Dimensional Funds joined us to answer these two crucial questions. With the nickname “the secretary of explaining stuff”, he is the perfect guest for this topic. Apollo Lupescu is a Vice President at Dimensional Fund Advisors, where he started in 2004 after finishing his PhD in economics and finance at the University of California, Santa Barbara. In this podcast Apollo and Jeff explore:

·      Defining goals before investing

·      The importance of a plan and advisor

·      Ways to accomplish stability and growth

·      Mitigating risk and when to reallocate

·      Emotional investing

·      Recent geopolitical and inflation concerns

For more information on Dimensional Funds visit https://us.dimensional.com/

You can find our disclosures at https://plan2retire.com/

Click Here to Schedule a No-Obligation Introductory Phone Call

Other things to check out:

 Apollo Lupescu on LinkedIn

2020 Hindsight: And Economic and Market Update with Apollo Lupescu, PhD

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In this podcast we have great information to share with you with the help of Dimensional Funds. Often existing clients and plan participants tend to have several questions regarding these topics. Below you can find PDF documents with visuals for the topics.

Jeff will discuss:

·     The need for diversification

·     Do downturns lead to down years

·     Bear and bull markets

Downturns Instagram Post

Bull and Bear Instagram Post

Dimensional Fund Advisors

You can find our disclosures at https://plan2retire.com/

Click Here to Schedule a No-Obligation Introductory Phone Call

Recently, Texas experienced a major power outage due to severe storms. At one point and time more than 4.5 million people did not have power. Are you prepared for a disaster such as this? On this podcast we have David McDonald, with Apparatus Repair and Engineering, and Mike Radaker, with MEC, to talk generators. Tune in to learn more about what you may need to be prepared.

Jeff, Mike, and David will discuss:

·      How to decide what you need in a generator

·      The installation approach

·      The technological advances in generators

·      Fuel sources for generators

·      Installation in a new home versus and existing home

·      The heightened awareness of what we deem as necessities

·      The future of electric

https://www.apprep.com/

http://www.mec-electrical.com/

https://www.linkedin.com/in/mike-radaker-305bb678/

https://www.linkedin.com/in/david-mcdonald-b85ab6182/

You can find our disclosures at https://plan2retire.com/

Click Here to Schedule a No-Obligation Introductory Phone Call

We often take steps to make sure that things that are important to us are insured. Maybe for you, that means insuring your business, home, car, or even jewelry. However, what about your life? In this podcast, Jeff will go over the different types of life insurance and the options they provide. 

Jeff will discuss:

·      Term insurance

·      What to consider when choosing a term

·      Current rates vs. guaranteed rates

·      Convertibility in life insurance

·      Permanent life insurance

·      The flexibility in universal life insurance

·      Questions to ask your agent

·      How to determine your need

·      How to rate your insurance

You can find our disclosures at https://plan2retire.com/

Click Here to Schedule a No-Obligation Introductory Phone Call

On this podcast, we have back a repeat guest from last year! Leigh Fangmeyer is an experienced realtor. Last year she spoke to us about how the housing market had changed since the start of COVID-19. She is back to give us an update on what the market looks like.

Jeff and Leigh will discuss:

·      An update on the housing market

·      The impact home inventory has had on the market

·      Big changes in the housing market over the years

·      Leigh’s role as a realtor

·      Average time that homes are lasting on the market

·      Important steps to buying a home

·      The importance in making sure you love where you live

·      Why you should educate your young adults on the impact of their debts at a young age

https://leighfangmeyer.remax.com/

https://twitter.com/LeighSellsHomes

https://www.instagram.com/leighsellshomes/?hl=en

https://www.linkedin.com/in/leighannfangmeyer/

You can find our disclosures at https://plan2retire.com/ 

Click Here to Schedule a No-Obligation Introductory Phone Call

Often there are a lot of misconceptions and misunderstandings when it comes to insurance. Certain insurance is a huge part of both your financial and retirement planning. Jeff comes from over 30 years of background in Insurance and currently holds an active insurance license. In this podcast Jeff gives an overview of some different types of insurance and why their role is so important.

Jeff will discuss:

·      Understanding how insurance is regulated and priced.

·      Policy holder surplus

·      Deep dive into auto insurance

·      The importance of the pieces to your home insurance  

·      Why to consider an Umbrella Policy    

You can find our disclosures at https://plan2retire.com/ 

Click Here to Schedule a No-Obligation Introductory Phone Call

One of the questions from the field we often get is: What the difference is between a SEP IRA and a SIMPLE IRA? In this podcast Jeff breaks down the differences and compares the two. There are several things to consider when you are thinking about which plan would be the best to implement for your company.

Jeff will discuss:

·      What is a SEP IRA?

·      What is a SIMPLE IRA?

·      What to consider when implementing a plan

·      Benefits for Employees and employers

·      How much should you invest in your employee’s retirement?

You can find our disclosures at https://plan2retire.com/

Click Here to Schedule a No-Obligation Introductory Phone Call

Social Security is an important factor for most people’s retirement. It represents about 50% of retiree’s income for about 50% of the population! In this podcast Jeff explores the changes that have been made for 2021 as well as tips for how to maximize your benefit.

Jeff will discuss:

·     Changes in social security for 2021

·     The future of Social Security benefits

·     How to maximize your benefits

·     Your spouse’s influence on your benefit

·     The permanent penalties you face when withdrawing early

You can find our disclosures at https://plan2retire.com/ 

Click Here to Schedule a No-Obligation Introductory Phone Call

On this podcast Jeff interviewed Apollo Lupescu, Vice President at Dimensional Fund Advisors, where he started in 2004 after finishing his PhD in economics and finance at the University of California, Santa Barbara. During his tenure at the firm, Apollo has gained experience in a wide variety of practical subject matters. Jeff and Apollo will explore the connection that emotions can have with investment decisions during election time along with many of the contributing factors that surround investment portfolios.

Apollo and Jeff will discuss:

·      The importance of acknowledging emotions and separating them from our investment decisions

·      The affect the president has on the market

·      Resilience in both companies and people

·      Using diversification to mitigate risk and to capture opportunities

·      Good practice for evaluating portfolio performance

For more information on Dimensional Funds visit https://us.dimensional.com/

You can find our disclosures at https://plan2retire.com/

Click Here to Schedule a No-Obligation Introductory Phone Call

Often, we overlook the importance of personal safety. On this podcast Jeff interviews self-defense expert, Carol Ann Williams. She has been doing self defense for over a decade. Carol Ann targets and specializes in helping women protect themselves from an attack.

Learn more at https://instinctivedefense.net/

In this podcast we discuss:

·      What is taught in self-defense and Jujitsu

·      The importance of being aware

·      The mindset and mentality that helps protect you

·      3 important tools for defending yourself