In the latest episode Dave and Steve discuss the four horseman of the coming retirement apocalypse. High stock valuations, low bond returns, increased longevity and the risk of long term care. All of these risks combined make planning for a successful retirement even more difficult than it has been in the past.

In this episode Dave and Steve tackle the market volatility of the past two weeks. What does this mean for investors, and should you be worried?

In this week’s episode Dave and Steve discuss the article written in the local newspaper profiling Capitol Retirement Strategies. They discuss their favorite quotes from the article as well as explain terms like “junk drawer planning” and “decumulation planning”.

In this week’s podcast, Dave and Steve discuss the importance of humility in investing. Why is it important to admit when you are wrong or just don’t know the answer?

In this week’s episode Dave and Steve discuss the tax reform proposals and how this might impact social security increases. Also, they discuss why you might have saved $1M and still feel poor.

In this week’s podcast Dave and Steve discuss the cycle of investor emotions. When the stock market is rising investors feel thrill and euphoria. When the market declines investors feel depression and panic. Where are we in the current market cycle?

The lawmakers on Capitol Hill are currently working to pass a significant tax reform package. One of the ideas being discussed is lowering 401k contribution limits. Listen to the latest episode to hear Dave and Steve discuss the pros and cons of this proposal and how it might impact savers.

In this week’s episode Dave and Steve discuss Richard Thaler’s recent Nobel prize. While most people have never heard of Thaler, his research has provided profound insight into how investors behave in the real world.

In this week’s episode Dave and Steve discuss the never ending bull market. How does eight years of rising stock prices impact your expectations for returns going forward? And why are negative returns early in retirement so devastating?

In this week’s episode Dave and Steve discuss the value of a financial advisor. How do you quantify the benefit of working with an advisor? In the latest study from Russell Investments, the effects of rebalancing, behavioral management, financial planning and tax management are all examined.