The lawmakers on Capitol Hill are currently working to pass a significant tax reform package. One of the ideas being discussed is lowering 401k contribution limits. Listen to the latest episode to hear Dave and Steve discuss the pros and cons of this proposal and how it might impact savers.

In this week’s episode Dave and Steve discuss Richard Thaler’s recent Nobel prize. While most people have never heard of Thaler, his research has provided profound insight into how investors behave in the real world.

In this week’s episode Dave and Steve discuss the never ending bull market. How does eight years of rising stock prices impact your expectations for returns going forward? And why are negative returns early in retirement so devastating?

In this week’s episode Dave and Steve discuss the value of a financial advisor. How do you quantify the benefit of working with an advisor? In the latest study from Russell Investments, the effects of rebalancing, behavioral management, financial planning and tax management are all examined.

Dave and Steve discuss how most people do their best financial planning in the buffet line. How much time do you dedicate to financial planning each year? How much time do you need to spend?

In this episode Dave discusses his pet peeves with the marketing of other financial firms. Also, Dave and Steve discuss how a rising market makes all advisors heroes. What happens when the next market correction occurs?

With the 4th of July holiday in mind, Dave and Steve discuss the meaning of independence. What does financial independence mean for a client? What does it mean when you are choosing an advisor?

In this week’s episode Dave and Steve profile three investors who are worried about the stock market. Has the market being up for too long? Are we due for a correction? Find out how you should think about stocks when faced with the possibility of volatility ahead.

We all know that health care is a huge cost in retirement. Listen to the latest episode to hear Dave and Steve break down the health care and long-term care expenses you should plan for.

In this week’s episode Dave and Steve look “Into the Teeth of the Next Bear Market.” In this article (http://www.cnbc.com/2017/05/09/into-the-teeth-of-the-next-bear.html) the writer discusses 15 things that might happen when the market plunges 20%. Listen to find out where they stand on the author’s predictions.