This week Dave and Steve examine the question, “Does Diversification Still Make Sense?” This has been a common question in recent years as US stocks have outperformed most other asset classes. Dave and Steve explain the historical reasoning behind diversification and how this applies to investment portfolios today.

2017 starts with a myriad of concerns facing investors. How will the incoming administration effect my investments? What about rising interest rates? Are stocks “overdue” for a correction? Dave and Steve discuss how history can be our guide when it comes to investing.

In this week’s podcast Dave and Steve discuss the recent NY Times article about Long Term Care insurance. In the article Dave and his clients are extensively quoted about their experiences in the ever changing Long Term Care insurance marketplace.

In this week's episode, Dave and Steve discuss an article from their favorite columnist, Barry Rithholtz. When does it make sense to use a financial advisor and when are you better off investing on your own?

In this week's show, Dave and Steve discuss the possibility of big losses in your bond portfolio. They also discuss John Hancock's decision to exit the long term care business.

Donald Trump has been elected President in one of the most shocking elections in recent history. Love him or hate him, we all need to think about what this means for your investments and retirement plan going forward. Listen to Dave and Steve discuss the outcome and how to properly position your mindset and portfolio for the next four years.

Should you expect a 5% return over the next 10 years? A new report suggests this is unlikely. Dave and Steve break this down and what it means for your retirement accounts.

In this week’s episode Dave and Steve discuss the .3% cost of living adjustment that Social Security benefits will receive in 2017. How should you think about this in the context of your overall plan? Also, how will predicted Medicare increases impact what little COLA you are hoping to receive?

On this week’s show Dave and Steve discuss QCDs and LTC. What is a QCD you ask? Qualified Charitable Distributions allow you to donate required minimum distributions to a charity to reduce your adjusted gross income. As always, Dave provides insight into the ever changing landscape of Long Term Care insurance. Last, but not least, Dave and Steve continue their Redskin predictions trying to get back into the win column.

There has been one question on the top of everyone's mind with regards to their portfolio: How will the upcoming election affect my investments? While no one knows the answer, we can use history as a guide. Dave and Steve take a closer look at historical returns based on who controls the White House, House and Senate.