Federal Employees Retirement & Benefits Podcast by CD Financial

Planning Retirement. Will My Pension, Social Security, and TSP be Enough? How to Replace My Income?


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You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

"Will your pension, Social Security, and TSP really be enough to maintain your lifestyle in retirement?"

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🔗 LINKS MENTIONED

Institute for the Achievement of Human Potential: https://iahp.org

GRB Platform (Pension Estimate Reference)
In-N-Out Burger: https://www.in-n-out.com
Viking River Cruises: https://www.vikingrivercruises.com

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👋 WHO AM I?
I’m Charles Dzama, founder of CD Financial, where Health Meets Wealth. On this channel, we help federal employees and retirees make confident decisions about their pensions, TSP, Social Security, and tax planning—so you can retire with clarity, confidence, and the lifestyle you deserve.

⌚️ Timestamps
0:00 – Introduction: Will your pension, Social Security, and TSP be enough?
2:18 – Defining "enough": What does a sustainable retirement look like?
4:11 – Understanding your true net take-home income
8:07 – Rental properties: Income source or tax write-off?
11:10 – Inflation: Why you can’t ignore it in your plan
12:55 – Why some of your money must stay invested in the market
17:01 – Retirement lifestyle: Travel, dining, and hidden costs
20:00 – Tax-advantaged income strategies and Social Security taxation
22:04 – Longevity risk: Will your money outlive you?
23:07 – Neuroplasticity and exercise: A health tip for lifelong learning
26:06 – Recap and how to schedule your complimentary call

Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation:
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company. Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

#RetirementPlanning #FederalEmployeeBenefits #TSPStrategy #PensionPlanning #SocialSecurityTips #InflationProtection #CDFinancial #RetireConfidently

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Federal Employees Retirement & Benefits Podcast by CD FinancialBy Charles Dzama

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