Find out about the different types of foreclosures, the legal process by which a property can be seized, how the real estate collapse has is affecting New Yorkers, and the industry that is thriving on America’s housing woes. Michael MacKenzie is US Markets Correspondent for the Financial Times. Josh Zinner is the co-director of the Neighborhood Economic Development Advocacy Project; he previously served as long-time Director of the Foreclosure Prevention Project at South Brooklyn Legal Services.