Introduction: The rising prices and empty shelves in stories are becoming more and more conspicuous. A series of past events have led to our current experiences. Can Biden Administration and we, voters, do anything? (Shared by a Guest Speaker, Col. Billy Bearden)

Introduction: There are less than two months for the Christmas. With the increasing inflation caused by earlier high tariffs of U.S-China trade war, and nearly two years of pandemic, the price of every consumer goods goes up. Yet, many of us feel that we have to observe the holiday season with gifts, decorations, food, travel and many so called necessities for the season. In today's episode, Dr. Esther Lee, a stock trader and investor, is offering some basic tips in four areas to control our Christmas budget and to avoid post holiday’s blues.

An Upper Room magazine author once used a sponge as an analogy for forgiving. It’s impossible to squeeze out apple juice from a sponge soaked with bitter coffee. Similarly, a heart filled of bitterness caused by unforgiveness can not produce joy and peace. (Ephesians 4:31, Luke 6:28 and Mathew 18:21-35.)  

Introduction: Financial stress is a widespread experience. As the inflation continues to rise, let's discuss how to reduce financial stress by avoiding instant gratification during current increasing costs of consumers’ goods.

Introduction: Abraham Maslow's Hierarchy of Needs, like a pyramid shape reflects the levels of needs for human survival. It consists of five levels: physical, safety, love and belong, esteem and self-actualization. Ideally, we all hope to reach the top level of self-actualization. Possible? Let’s explore the topic.

Introduction: As our nation is getting divided (less united) daily due to various issues, I wonder why we can’t unite for common needs and interests. I surmise that FREEDOM is our most wanted and cherished trait of our nation. Let’s explore how free we are as law binding citizens.

No two people are the same, even identical twins. Interpersonal conflicts are often caused by personal differences even as we are overcoming the COVID-19. Reducing major differences that induces conflict could be achieved via a changing process of both or multiple parties. (Roman 12:2 - ". . . Be transformed by the renewing of your mind . . .")

More than one year ago, a survey from Charles Schwab looked at 1000 410(k) plan participants nationwide, on average, Americans believe they need $1.7 million to retire. Wow, sounds like a big figure! Here Dr. Lee is suggesting three basic steps to enhance the growth and performance of your accounts during this challenging market.

Introduction: In the U.S. A., there are many subgroups existing within all racial and ethnic groups. To make America truly a great/united nation under God, we need to be sensitive to individual differences and avoid over-generalization or stereotyping of any group. Not everyone is the same within one racial or ethnic group; everyone is different as an individual. Better not assume everyone in a racial group is the same.

Introduction: As of April 15, we have seen at least 147 mass shootings (involving 4 or more deaths) in 2021 according to data from the Gun Violence Archive (GVA), a non-profit based in Washington. Between March 16 and April 15, we had at least 45 mass shootings.  Five were in the western states; nine in the east; 12 in the Midwest and 19 in the South. Among all, Texas ranks top with five shootings within one month.