Positively Geared

Most 22-year-olds are worrying about rent and HECS debt.

Sinead is 22, owns two investment properties, and is about to buy her third.

And no — her parents didn't give her the money.

In this episode, Lloyd Edge sits down with Sinead from Grant Me Finance for an honest conversation about how she bought her first property at just 18, built equity, and used that equity to purchase her second property — without saving another deposit.

Sinead started working in a café at 12, saved while finishing school, and at 18 bought a $300K two-bedroom townhouse in regional Queensland without even getting on a plane to inspect it.

Now she runs her own mortgage broking business, works with 60+ lenders, and helps young Australians navigate the property market.

• How Sinead bought her first investment property at 18

• Why your first property doesn't need to be in Sydney

• How she used equity from Property #1 to buy Property #2

• What to look for when researching regional property

• Company and trust structures for property investors

• Why Sinead isn't a fan of the government's 5% deposit scheme

• How negative gearing changes can affect borrowing capacity

• Why using 60+ lenders can give you more options than going directly to a bank

• Why building & pest inspections are non-negotiable

• How a $600 inspection potentially saved $60,000

• What finance clauses and pre-settlement inspections actually mean

• The Dream Team: buyer's agent, mortgage broker, accountant and financial planner

• Rent vesting — buying where you can afford while living where you want

• Guarantor loans and other pathways for first-home buyers

0:00 – Meet Sinead: 22, two properties & buying her third

1:41 – How she bought her first property at 18

2:08 – Her $300K regional Queensland townhouse

3:20 – Why you don't need to buy in Sydney

5:07 – Time in the market vs timing the market

6:10 – How she saved her first 20% deposit

7:11 – Using equity to buy Property #2

9:00 – Building your property Dream Team

9:37 – Company & trust structures explained

10:40 – 60+ lenders vs the big four banks

15:26 – Rent vesting explained

18:35 – The government's 5% deposit scheme

20:48 – The alternative: 10% deposit with no LMI

22:52 – Negative gearing & borrowing capacity

29:34 – Building & pest inspections

30:09 – The $600 report that saved $60,000

35:29 – Where Sinead wants to be at 25

39:14 – Deal or No Deal

39:29 – Revisiting The Block's Daylesford properties

43:29 – Lloyd's $50,000 vet bill for Frankie

45:19 – Emotional deal vs investment deal

If you're a young Australian thinking:

"I can't afford property."

"I don't have enough for a deposit."

"I need to earn more first."

"I don't know where to start."

This episode will give you a different perspective.

Sinead's story shows what can happen when you start early, understand the numbers, and surround yourself with the right people.

Get Lloyd's new book Set for Life:

https://amzn.to/3VXfJTp

Get Positively Geared — Australia's #1 best-selling property investment book:

https://amzn.to/3VXfJTp

Book a discovery call with Aus Property Professionals:

https://www.auspropertyprofessionals.com.au

Connect with Lloyd:

Instagram: @lloydedge_buyersagent

YouTube: @auspropprofessionals

Website: https://www.auspropertyprofessionals.com.au

Email: [email protected]

Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions.

#PropertyInvesting #AustralianProperty #YoungPropertyInvestor #MortgageBroker #FirstHomeBuyer #LloydEdge #GrantMeFinance #PropertyInvestment #RentVesting #RegionalQueensland #NegativeGearing #SetForLife #WealthBuilding

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Most property investors think they need 10, 15, maybe even 20 properties to replace their income and retire comfortably.

They're wrong.

In this Aus Property Professionals Premium Strategy Session, Lloyd Edge sits down with senior strategist Joey to run through three live property scenarios using their internal portfolio modelling software — and the results will completely change the way you think about building a portfolio.

What you'll see modelled live in this session:

✅ Scenario 1 — The 3-Property Portfolio

How a household earning $200,000 a year can hit $100K+ passive income — inflation-adjusted to $164K — with just THREE strategic property purchases, including a renovation play and a dual-income property, while staying within $5,000–$15,000 negative cash flow per year.

✅ Scenario 2 — The Owner-Occupier Trap

What actually happens when a couple tries to buy their dream home too early. They had a $165,000 cash shortfall. Their borrowing capacity was completely shot for 10 years. Their cash flow stayed negative for the entire 30-year projection. If you are planning to buy your own home soon, you need to watch this first.

✅ Scenario 3 — The Duplex Development Strategy

How to use development finance to build duplexes, generate capital, and eventually buy your dream home with a 30% deposit on a $1.8M property — instead of being 106% in debt on a $1.5M home you could barely afford. This is the strategy most Australian investors have never heard of — and it changes everything.

The three key takeaways from this session:

• You don't need 20 properties to reach financial freedom — most people need far fewer than they think
• Buying your owner-occupied home too early is one of the most common and costly mistakes Australian investors make
• Development finance is a powerful and completely underutilised tool that lets you build serious capital without destroying your borrowing capacity

This is what a real strategy session with Aus Property Professionals actually looks like — real numbers, real scenarios, real outcomes.

🔍 THIS SESSION IS FOR YOU IF:

• You are an Australian property investor trying to figure out how many properties you actually need
• You are a couple debating whether to buy your own home or invest first
• You have been told to just buy as many properties as you can and something about that doesn't feel right

⏱️ TIMESTAMPS:

• 0:00 – Welcome: What is an Aus Property Professionals Premium Strategy Session?
• 0:41 – The myth we are debunking today: do you really need 20+ properties?
• 1:18 – Base case assumptions: $200K household income, $100K passive income goal
• 8:29 – Cash flow walkthrough: slight negative territory during the accumulation phase
• 17:01 – The hard truth: you might not get the home you want for the money you have
• 17:36 – Scenario 3 begins: the duplex development strategy that changes everything
• 22:35 – The transformation: from 106% debt on $1.5M to 30% deposit on $1.8M
• 23:25 – Back on track: hitting the passive income goal AND owning the home you actually want
• 24:28 – The three overarching lessons from today's Premium Strategy Session
• 25:05 – Rent vesting, downsizing, and other scenarios the software can model for you
• 26:09 – How to book your own strategy session with Aus Property Professionals

🚨 Book your FREE discovery call with Aus Property Professionals:

👉 https://www.auspropertyprofessionals.com.au

🚨 Get Lloyd's new book Set for Life — available now at all major bookshops, Kmart, and Amazon:

👉 https://amzn.to/3VXfJTp

🚨 Get Positively Geared — Australia's #1 best-selling property investment book:

👉 https://amzn.to/3VXfJTp

✅ CONNECT WITH LLOYD:

Website: https://www.auspropertyprofessionals.com.au

Email: [email protected]

Instagram: @lloydedge_buyersagent

YouTube: @auspropprofessionals

Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions.

Hosted on Acast. See acast.com/privacy for more information.

🎥 ABOUT THIS VIDEO:

Almost 50% of Australian marriages end in divorce. But nobody talks about what actually happens after — the financial court battles, the years of limbo where your career stalls, the bills mounting up, the dark days when you genuinely can't see a way forward.

In this episode, Lloyd Edge sits down with his old mate Steve — someone he played music with 30 years ago, lost touch with, and only reconnected with recently through Facebook. Steve's story is one of the most honest conversations this channel has ever had. Divorce. Dark days. Financial rebuilding. A Mudgee property on 30 acres that doubled in value. Child support ending and finally seeing a path forward. And a growing passion for mentoring men through some of the toughest moments of their lives.

Steve spent years volunteering with a charity that pairs mentors with men going through hard times — sitting with them once a month, listening, helping them realise they're not alone. He also worked inside NRL development programs and saw first-hand what happens to young athletes when their sporting identity suddenly disappears — through injury, through age, through not making the grade. Many of them end up in dark places because nobody ever taught them who they are beyond the game.

This episode also gets into the practical side — how Steve used equity from his Mudgee Airbnb property, what the Freedom Fund concept from Lloyd's new book Set for Life looks like in real life for someone rebuilding from scratch, and how to remove emotion from property decisions when you're still carrying the weight of everything that came before.

⏱️ *TIMESTAMPS:*

• 0:00 – Reconnecting after 30 years: how Lloyd and Steve found each other again
• 1:15 – How they originally met: playing euphonium together in Sydney (yes, really)
• 3:10 – Lloyd's 1982 Ford Laser: the $1,500 car whose reverse sensor now costs more than it did
• 5:35 – Life after music: Steve's colorful career in the automotive trade
• 7:08 – 50% of Australians get divorced — and most don't know how to start again
• 8:17 – How Steve's partner became the catalyst for getting back into property
• 9:02 – Why Steve bought in Mudgee: wineries, Airbnb potential, and a mining lease
• 10:35 – The property: 30 acres, ridge views, sunsets off the veranda, 18 minutes from town
• 11:43 – Bought just before COVID: what happened to the value (it doubled)
• 15:12 – Inside NRL development: the players you'd recognise and why he won't name them
• 16:10 – What happens to athletes when sport ends — and why it sends some to dark places
• 17:34 – Child support ending: the financial freedom moment and the Freedom Fund
• 24:19 – Mentoring young adults through HSC anxiety and life pressure
• 26:03 – Deal or No Deal begins
• 26:15 – Deal 1: Horsham VIC — block of 4 x one-bedroom units, $680K, 7.6% yield
• 29:21 – Deal 2: Regional VIC duplex — 6 bed total, $1.2M, subdivision potential
• 32:23 – Deal 3: Queensland duplex — Emu Park, $1.25M, brand new, developer still holding
• 35:56 – Final verdicts, the $50K dog story, and the Set for Life book launch

---

🚨 *Get Lloyd's new book *Set for Life — in bookshops, Kmart, and Amazon now:**

👉 https://amzn.to/3VXfJTp

🥇 *Book a discovery call with Aus Property Professionals:*

👉 https://www.auspropertyprofessionals....

---

✅ *CONNECT WITH LLOYD:*

Website: https://www.auspropertyprofessionals....

Email: [email protected]

Instagram: @lloydedge_buyersagent

YouTube: @auspropprofessionals

Disclaimer: General information only. Not personal financial advice. Please seek advice tailored to your individual circumstances.

---

#MensMentalHealth #DivorceRecovery #AustralianProperty #PropertyInvesting #LloydEdge #SetForLife #FreedomFund #RebuildingAfterDivorce #MentalHealth #NRL #AusPropertyProfessionals #DealOrNoDeal #AirbnbInvesting #MudgeeProperty #PropertyStrategy #WealthBuilding #LifeAfterDivorce #MensHealth #AustralianMen #PropertyPortfolio

Hosted on Acast. See acast.com/privacy for more information.

🎥ABOUT THIS VIDEO:

In this episode, Lloyd Edge gives his unfiltered reaction to the budget changes hitting Australian property investors right now. Negative gearing on the chopping block. Capital gains tax discount being cut from 50% to 33%. A Prime Minister who promised before the election — on the record — that there would be no changes to negative gearing or CGT. Then changed his position entirely halfway through his term.

Lloyd breaks down exactly what these changes mean in real dollar terms for investors, why the government's claim that this helps young Australians get into the market is completely backwards, and what actually happens to rents when investors are punished out of the market — because it already happened in Australia once before, in 1985, and the government had to reverse the policy two years later because rents went through the roof.

The episode also covers what investors should actually be doing right now — adding value to existing properties, focusing on cash flow over negative gearing, considering company structures, and why a good property doesn't suddenly become a bad property overnight just because the tax rules changed.

This episode gives you straight answers — no spin, no fluff.

---

⏱️ *TIMESTAMPS:*

• 0:00 – Lloyd's instant reaction: "The worst budget of my lifetime"
• 1:56 – What the budget actually means for strategic property investors
• 2:40 – Negative gearing: why the government has always been too scared to touch it
• 2:57 – Albanese's pre-election promise — and how he broke it
• 3:36 – Why young Australians are angry (and it's not the reason the government thinks)
• 4:21 – What happened last time Australia scrapped negative gearing (1985–1987)
• 4:59 – Immigration vs housing supply: the real crisis the government won't admit
• 5:40 – CGT discount cut from 50% to 33% — what it actually costs you in dollars
• 6:26 – Business owners and startups: why the CGT change hits you hardest
• 7:14 – 10 million renters and 1.4 million on rental assistance — who's really being helped?
• 8:08 – Albanese's $4.5 million holiday home and the tax he pays on it (zero)
• 8:47 – Auction clearance rates: from 67% down to 31% — what's happening at the coalface
• 9:43 – 30% of properties being withdrawn from auction every week — and what that means for buyers
• 10:03 – Why Lloyd's team is busier than ever — and negotiating $250K under asking price
• 10:45 – Has the budget scared off investors and first home buyers?
• 13:47 – Why new estate properties on the urban fringe keep failing investors
• 14:55 – Adding value is more important than ever — what to focus on right now
• 15:48 – How much to spend on a renovation: the 5–7% rule explained
• 16:46 – Using renovation equity to fund your next property purchase
• 23:39 – Deal 1: Bombay NSW — 4 bed, 3,000sqm, $1.1M near Coffs Harbour
• 25:34 – Deal 2: Redlands Bay QLD — 3 bed, 506sqm, offers above $550K

🚨 *Get Lloyd's new book *Set for Life — available now at all major bookshops, Kmart, and Amazon:**

👉 https://amzn.to/3VXfJTp

🚨 *Get *Positively Geared — Australia's #1 best-selling property investment book:**

👉 https://amzn.to/3VXfJTp

🥇 *Book a discovery call with Aus Property Professionals:*

👉 https://www.auspropertyprofessionals....

---

✅ *CONNECT WITH LLOYD:*

Website: https://www.auspropertyprofessionals....

Email: [email protected]

Instagram: @lloydedge_buyersagent

YouTube: @auspropprofessionals

Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions.

---

#AustralianBudget #NegativeGearing #CapitalGainsTax #PropertyInvesting #AustralianProperty #LloydEdge #BuyersAgent #PropertyStrategy #RentalCrisis #HousingCrisis #AusPropertyProfessionals #DealOrNoDeal #PropertyMarket #InvestmentProperty #RealEstateAustralia #AlbaneseBudget #PropertyInvestor #PositivelyGeared #SetForLife #AuctionResults

Hosted on Acast. See acast.com/privacy for more information.

ABOUT THIS VIDEO:

What does it actually take to set yourself and your family up for life — not just for the next few years, but for generations?

In this episode, Lloyd Edge sits down to talk about his brand new book Set for Life — and this one is completely different. It's not a property book. It's not just for investors. It's for anyone, at any age, who wants to take control of their money, build a plan, and stop wondering where their paycheck disappears every month.

Lloyd shares the concept of the *Freedom Fund* — a simple but powerful separate savings account that becomes the engine of your financial future. He breaks down how he went from a schoolteacher with no financial goals to building a 19-property portfolio, why compound interest is the most underused wealth tool most Australians ignore, and how even a few small spending changes — like your daily coffee — can add up to thousands in your Freedom Fund each year.

The episode also covers a strategy most people have never heard of. Lloyd then opens up about generational wealth, teaching his 5 and 7-year-old kids about money, and the legacy he wants to leave — including funding a school in Kenya and gathering with CEOs and business leaders at Richard Branson's Necker Island.

And yes — Richard Branson bought that island for *$*180,000. It's now worth *$*100 million. There's a lesson in there for all of us.

*If you've ever asked yourself:*

• Where does all my money actually go each month?
• How do I start building wealth when I feel like I'm already behind?
• How do I teach my kids about money before it's too late?
• What does real generational wealth actually look like?

This is the episode for you.

---

⏱️ *TIMESTAMPS:*

---

0:00 – What inspired Lloyd to write Set for Life — his 4th book

3:31 – Introducing the Freedom Fund — your separate savings account for financial freedom

4:17 – How much of your salary to put in (5%, 10%, 15% — what's realistic)

6:43 – How Lloyd actually learned about wealth — and the no-goal mistake he made buying his first Rockdale apartment

10:41 – The Freedom Fund explained in full — how it actually works

12:18 – No overseas travel until 30, no credit card until 36 — what that sacrifice built

12:35 – Afterpay warning: why buy-now-pay-later is silently killing your future

14:01 – Small changes add up: cutting two coffees = $70 extra in your Freedom Fund per week

15:47 – Compounding growth: how your Freedom Fund turns into your first investment deposit

17:57 – Generational wealth: setting your kids up to set their kids up

20:30 – Compound interest: the 8th wonder of the world (and why your bank account matters)

23:29 – Where to buy Set for Life (Amazon, bookshops, Kmart, airports)

26:10 – Charity and philanthropy: funding a school in Kenya directly

29:51 – Necker Island: what happens at the exclusive gathering of 25 world leaders

31:00 – Necker Island bought for **∗∗180K—nowworth∗∗**180K — 100....

---

🚨 *Get Lloyd's new book *Set for Life — available now:** amazon.com.au/Set-Life-Property-Wealth-Freedom/dp/1394434782

👉 Amazon, all major bookshops, Kmart, and airports Australia-wide

🚨 *Also grab *Positively Geared — Australia's #1 best-selling property investment book:**

👉 https://amzn.to/3VXfJTp

🥇 *Book a discovery call with Aus Property Professionals:*

👉 https://www.auspropertyprofessionals....

---

✅ *CONNECT WITH LLOYD:*

Website: https://www.auspropertyprofessionals....

Email: [email protected]

Instagram: @lloydedge_buyersagent

YouTube: @auspropprofessionals

Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions.

#SetForLife #LloydEdge #FreedomFund #GenerationalWealth #FinancialFreedom #AustralianProperty #PropertyInvesting #CompoundInterest #SMSF #SelfManagedSuperFund #PersonalFinance #WealthBuilding #RichardBranson #NeckerIsland #AusPropertyProfessionals #PositivelyGeared #MoneyMindset #BudgetHacks #FinancialGoals #RetirementPlanning

Hosted on Acast. See acast.com/privacy for more information.

🎥ABOUT THIS VIDEO

Bill left school at 16 with no degree, no plan, and no idea about property investing. He went to work for his dad — as a commercial beekeeper. By 29, he owns 9 investment properties across Australia, has a portfolio quietly compounding while he sleeps, and now runs his own mortgage broking and buyer's agency.

In this episode, Lloyd Edge sits down with Bill to unpack the real story behind building a property portfolio from scratch — including the deal that went wrong, the broker that nearly stopped him, and the mindset shift that changed everything.

They cover why most Australians are chasing the wrong goal (10 properties in 10 years), why brand new properties can be a trap, how to find a broker who actually understands investors, and why your property manager might be costing you far more than their fee.

The episode ends with Deal or No Deal — three real properties from Coffs Harbor and regional NSW go under the microscope, with Lloyd and Bill calling them live.

This episode gives you the unfiltered truth from someone who's lived it.

---

⏱️ *TIMESTAMPS:*

• 0:00 – Bill's story: school dropout → commercial beekeeper → 9 properties
• 2:40 – How Bill saved his first deposit working at 16 (living at home, no car upgrades)
• 5:43 – First property: Tamworth, $390K, brand new — and why it nearly broke even after years
• 8:22 – The lesson: brand new estates have zero scarcity (and that kills your growth)
• 9:10 – Deal #2: Ipswich, $240K freestanding house, 6% yield — now worth $750K
• 11:07 – Why Brisbane follows Sydney — and how Bill spotted it in 2018
• 12:45 – The checklist: freestanding, commutable, 6%+ yield, low maintenance
• 14:48 – Deal #3: Redcliffe waterfront house + granny flat — how he stretched his budget
• 16:32 – How Bill researches interstate — driving suburbs, checking flood maps, targeting streets
• 18:18 – The biggest lesson from 9 deals: don't buy for what a property looks like
• 20:23 – Renovations: the $80K Ballarat reno — what worked and what didn't
• 21:48 – How to find a great property manager (and the one question to always ask)
• 24:04 – Why you need a rent review every 12 months — and how to balance it
• 38:41 – Deal 1: Coffs Harbor 3bed/1bath, $650K — massive trees, asbestos risk, no deal?
• 42:33 – Deal 2: Coffs Harbor 4bed/3bath, $2.5M waterfront — looks incredible, but the yield...
• 45:00 – Deal 3: Regional NSW near Wollongong, 3bed/1bath, $880K — hidden potential?
• 48:56 – Final verdicts + key takeaways

---

🚨 Australia's OFFICIAL #1 best-selling property investment book of all time — Positively Geared — has just been completely revised and updated:

👉 https://amzn.to/3VXfJTp

🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with over 5,000 purchases made on behalf of clients.

Book your discovery call: 👉 https://www.auspropertyprofessionals....

🚨**Discover how to build generational wealth. Get your copy of Set for Life Now today! -**

https://www.amazon.com.au/Set-Life-Pr...

---

✅ *CONNECT WITH LLOYD:*

Website: 👉 https://www.auspropertyprofessionals....

Email: 👉 [email protected]

Instagram: 👉 @lloydedge_buyersagent

Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

YouTube: 👉 @auspropprofessionals

LinkedIn: 👉 /lloyd-edge-b417a399

Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The host, guests, and contributors are not licensed financial advisors. Please seek professional advice tailored to your specific circumstances before making any financial decisions.

---

*#AustralianProperty #PropertyInvesting #PropertyPortfolio #MortgageBroker #BuyersAgent #LloydEdge #InvestmentProperty #FirstHomeInvestor #PropertyStrategy #DealOrNoDeal #PositivelyGeared #RealEstateAustralia #PropertyMindset #PassiveIncome #QldProperty #CoffsHarbor #PropertyEducation #WealthBuilding #AusPropertyProfessionals #YoungInvestor*

Hosted on Acast. See acast.com/privacy for more information.

🎥ABOUT THIS VIDEO:

Interest rates are rising. Cost-of-living pressures are increasing. The media is full of negative headlines. So is now still a good time to buy property?

In this episode, Lloyd Edge breaks down why uncertainty often creates some of the biggest opportunities for property investors and explains why waiting on the sidelines can sometimes be more costly than taking action.

Lloyd shares what he's seeing across Australia's property markets right now, from slowing premium suburbs to booming entry-level markets, regional areas outperforming some capital cities, and the opportunities that emerge when fear starts to drive buyer behaviour.

The discussion also covers property cycles, interest rates, cash flow strategies, refinancing, fixed versus variable loans, and how investors can stay focused on their long-term goals instead of reacting to headlines.

Lloyd also shares a powerful personal example — a family home purchased for $10,000 in the 1970s that is now valued at approximately $2 million — highlighting the impact of long-term capital growth.

The episode finishes with Deal or No Deal, where three real properties are analysed live based on location, growth potential, rental appeal, development opportunities, and investment fundamentals.

If you've ever wondered:

Is now still a good time to buy property?

Should I wait for interest rates to stabilise?

Why are some markets booming while others are slowing?

How do successful investors stay focused during uncertainty?

What makes a property a deal in today's market?

⏱️ TIMESTAMPS:

0:00 – Is now still a good time to buy property?

1:24 – Why this could be one of the best buying opportunities in 30 years

2:03 – How fear creates opportunities for investors

2:47 – Property strategies for rising interest rates

3:27 – Buy now or wait?

4:27 – Different property markets moving at different speeds

5:06 – Why entry-level properties are still booming

5:58 – Regional markets outperforming capital cities

7:19 – Affordability, infrastructure, and population growth

8:03 – The work-from-home effect on regional Australia

9:05 – Understanding property cycles

13:37 – Managing higher interest rates

14:07 – Cash flow, rental demand, and strategy

15:15 – Media fear versus investor mindset

16:07 – Building buffers and managing risk

17:13 – Refinancing and competing lenders

25:40 – Property 2 analysis

27:12 – Property 3 analysis

28:49 – Final verdicts

---

🚨 Australia's OFFICIAL #1 best-selling property investment book of the past decade, Positively Geared, has been completely revised and updated:

👉 https://amzn.to/3VXfJTp

🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with more than 5,000 purchases made on behalf of clients.

Book your discovery call here:

👉 https://www.auspropertyprofessionals....

***🚨”**Set For Life”*

Learn the property investment strategies top investors use to build long-term wealth.

Get your copy here 👇

https://www.amazon.com.au/Set-Life-Pr...

---

✅ CONNECT WITH US:

Website:

👉 https://www.auspropertyprofessionals....

Send your questions to:

👉 [email protected]

Follow us on Instagram:

👉   / lloydedge_buyersagent  

Subscribe to our YouTube Channel:

👉 @auspropprofessionals

Connect with Lloyd on LinkedIn:

👉 /lloyd-edge-b417a399

---

Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice tailored to your individual circumstances before making any financial decisions.

#PropertyInvesting #AustralianProperty #PropertyMarket #InterestRates #RealEstateAustralia #InvestmentProperty #BuyersAgent #PropertyStrategy #PassiveIncome #PropertyCycles #RegionalProperty #PropertyInvestment #LloydEdge #DealOrNoDeal #PropertyEducation #WealthCreation #RealEstateInvesting

Hosted on Acast. See acast.com/privacy for more information.

ABOUT THIS VIDEO:

How do you know what a property is actually worth before you buy it?

In this episode, Lloyd Edge breaks down one of the most important skills every property investor and home buyer needs to master — determining true market value.

With property prices moving rapidly and buyer competition remaining strong across many parts of Australia, understanding what a property is genuinely worth can be the difference between building wealth and making an expensive mistake.

Lloyd explains how experienced investors assess market value, why comparable sales matter, how to identify misleading pricing tactics, and what buyers should look for before making an offer.

The discussion also covers rental appraisals, under-market and over-inflated rents, location analysis, flood zones, busy roads, and the common mistakes buyers make when relying too heavily on agent advice.

The episode finishes with Deal or No Deal, where three real properties are analysed live based on value, location, growth potential, and investment fundamentals.

If you've ever wondered:

• How do I work out a property's true market value?
• How do investors avoid overpaying?
• Can I trust the agent's price guide?
• What sales should I compare against?
• How important are rental appraisals?
• What red flags should buyers watch for?

This is the episode to watch.

⏱️ TIMESTAMPS:

• 0:00 – Introduction: How to work out market value without getting ripped off
• 1:11 – What market value actually means
• 1:52 – Why market value changes constantly
• 2:40 – Comparable sales and how investors use them
• 4:00 – Why asking prices can be misleading
• 5:10 – How agents determine price guides
• 6:20 – Understanding sold prices vs advertised prices
• 7:45 – How to research local sales properly
• 9:15 – Why some buyers overpay
• 10:30 – The danger of emotional buying
• 12:00 – How to analyse location quality
• 13:40 – Flood zones, busy roads, and property red flags
• 15:20 – Rental appraisals explained
• 17:00 – Over-inflated rental appraisals and what to watch for
• 18:30 – Buying the right property at the right price
• 20:00 – Why one property can suit one buyer but not another
• 21:30 – Deal or No Deal begins
• 22:00 – Property 1 analysis
• 24:00 – Property 2 analysis
• 26:00 – Property 3 analysis
• 28:00 – Final verdicts and lessons

🚨 Australia's OFFICIAL #1 best-selling property investment book of the past decade, Positively Geared, has been completely revised and updated:

👉 https://amzn.to/3VXfJTp

🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with more than 5,000 purchases made on behalf of clients.

Book your discovery call here:

👉 https://www.auspropertyprofessionals.com.au

✅ MESSAGE ME THROUGH THESE CHANNELS:

Website:

👉 https://www.auspropertyprofessionals.com.au

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Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice tailored to your individual circumstances before making any financial decisions.

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🎥ABOUT THIS VIDEO:

Capital gains tax changes. Negative gearing debates. Interest rate uncertainty. Melbourne softening. Perth booming. If you're an investor right now, you're being pulled in ten directions at once — and most of the noise isn't helping you make a decision.

In this episode, Lloyd Edge sits down to cut through the political noise and give investors a clear-headed view of what's actually happening in the Australian property market right now, what government changes actually mean for your strategy, and why waiting on the sidelines is almost always the wrong move.

Lloyd also shares a hard-won personal lesson — what happened when he bought a property yielding $800 a week in a mining town, and what the end of the mining boom did to that investment. It's one of the most honest cautionary tales you'll hear about buying in single-industry markets.

The episode wraps up with Deal or No Deal — three real Western Sydney properties between $900K and $1.2M — assessed live on the numbers, location, and strategy fit.

If you've ever wondered:

• Will capital gains tax changes actually affect my property strategy?
• Should I wait for the market to dip before buying?
• What makes a regional market safe vs. dangerous to invest in?
• How do I assess whether a property is actually a deal right now?

This is the episode to watch.

⏱️ TIMESTAMPS:

• 0:00 – What's driving investor anxiety right now
• 0:36 – Capital gains tax changes explained — what they actually mean in dollar terms
• 1:40 – Supply and demand: why location still beats everything
• 2:05 – Lloyd's cautionary tale: buying in a mining town (Blackwater, Port Hedland, Karratha)
• 2:40 – What happened when the mining boom ended — $800/week to $190/week
• 3:20 – How to assess regional markets safely
• 4:07 – Government tax changes and how they affect your strategy
• 4:28 – CGT discount explained: 50% vs the proposed 33% — what it costs you
• 5:27 – Should you buy in a company or trust structure instead?
• 6:06 – Trusts, income distribution, and what your accountant needs to tell you
• 7:00 – Negative gearing: what changes are actually on the table
• 8:00 – Land tax in Victoria and how government debt is reshaping the market
• 9:00 – Melbourne: why it fell to number six — and why it's coming back
• 12:52 – Is now a good time to get into the market?
• 13:08 – What rate hikes actually do to auction results
• 13:53 – Why sitting on the sidelines costs more than buying
• 14:53 – Perth and Darwin: the decade of negative growth — and the recovery
• 15:15 – "There are three types of people in the world…"
• 17:08 – Lloyd's closing advice: what to do before you buy
• 18:09 – Deal or No Deal begins
• 18:31 – Deal 1: Chipping Norton duplex, 4 bed, $1.1–1.2M — deal or no deal?
• 20:21 – Deal 2: Besser townhouse, 3 bed, $963K — deal or no deal?
• 22:22 – Deal 3: North Parramatta unit, 4 bed, $1.1M — deal or no deal?
• 26:11 – Final verdicts

🚨 Grab Lloyd's book — Australia's #1 best-selling property investment book: 👉 https://amzn.to/3VXfJTp

🥇 Book a discovery call with Aus Property Professionals: 👉 https://www.auspropertyprofessionals.com.au

✅ CONNECT WITH US: Website: https://www.auspropertyprofessionals.com.au Email: [email protected] Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals

Disclaimer: General information only. Not personal financial advice. Please seek advice tailored to your individual circumstances before making any financial decisions.

#AustralianProperty #PropertyInvesting #CapitalGainsTax #NegativeGearing #BuyersAgent #LloydEdge #PropertyStrategy #SydneyProperty #RealEstateAustralia #InvestmentProperty #DealOrNoDeal #PropertyMarket #FirstHomeBuyer #AusPropertyProfessionals #MiningTowns #MelbourneProperty #PerthProperty

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🎥 ABOUT THIS VIDEO:

Australia's housing crisis isn't just about prices — it's about supply, infrastructure, construction costs, and policy failures that keep stacking up.

In this episode, Lloyd Edge sits down with Armando Errichiello to unpack what's really driving the crisis, from the government's 1.2 million homes target falling behind, to builders going broke, approval red tape killing developments, and rents still climbing across the country. They share what they're seeing on the ground and why the easy fixes politicians promise simply don't exist.

They also tackle immigration honestly, break down how construction costs have doubled since COVID, and explore why vertical living may need to become part of the Australian mindset going forward.

The episode finishes with Deal or No Deal, where three real properties are analysed — a six-bedroom home with rooming potential, a dual-income block with a granny flat, and a split-level in Blacktown with subdivision upside.

If you've ever wondered:

Why aren't enough homes being built in Australia?

Is immigration actually driving the housing crisis?

How do rising construction costs affect your investment strategy?

What makes a property a genuine deal right now?

This episode gives you the unfiltered, street-level view.

🔔 Like, subscribe, and hit the bell so you never miss an update.

⏱️ TIME STAMPS:

00:00 – Introduction: Housing prices across Sydney and Melbourne

01:00 – What's actually causing the housing crisis?

01:50 – Rental prices climbing and the shortage of supply

02:07 – The 1.2 million homes target and why it's off track

02:46 – Red tape, council approvals, and the development logjam

03:04 – Outer suburbs: infrastructure must come with the homes

04:13 – Should Australia embrace vertical living and apartments?

06:20 – Parramatta development and rezoning around railways

07:15 – The great Australian dream of a backyard — still realistic?

07:38 – Starting with a unit or villa and working up

12:32 – Immigration: is it really the problem?

13:16 – What type of migrants are entering the market?

14:06 – Should Australia prioritise skilled trade migration?

14:59 – Short-term government thinking vs long-term housing policy

19:01 – Lloyd's three-point plan for the government

20:25 – Lessons from Dubai: cutting red tape and building fast

21:16 – Deal or No Deal begins

21:30 – Deal 1: 6-bed home in Wilcroft NSW — rooming accommodation potential?

22:36 – Deal 2: Dual-income block in Seven Hills — granny flat + main home

23:59 – Deal 3: Split-level in Blacktown — subdivision or granny flat play?

25:20 – Final verdicts and key lessons

🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated:

👉 https://amzn.to/3VXfJTp

🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.

Book your discovery call here: https://www.auspropertyprofessionals....

🏠 Looking for property management that actually works for you? Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner:

https://propertycorner.com.au

✅ MESSAGE ME THROUGH THESE CHANNELS:

Website: 👉 https://www.auspropertyprofessionals....

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#AustralianHousingCrisis #PropertyInvesting #AustralianProperty #HousingAffordability #RealEstateAustralia #ConstructionCosts #RentalCrisis #PropertyStrategy #BuyersAgent #InvestmentProperty #PositivelyGeared #LloydEdge #DealOrNoDeal #GrannyFlat #DualIncome #SydneyProperty #HousingSupply #AffordableHousing

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