A report released by the U.N. Monday sent a stark warning about how advanced the climate crisis is — and outlined where the world is going without urgent and dramatic reforms. In the U.S., transportation is the largest source of greenhouse gas emissions. While the latest infrastructure bill would invest $39 billion in public transit, experts say it will require more than that to change the country’s car-centric culture. Later on in the show, we’ll talk about a commercial real estate and shared workspace partnership, the significance of the pause in federal student loan payments and look at racial discrimination in home appraisals.