Olivia addresses the 5 elephants in the room when it comes to couples and money. Olivia incorporates the writings of David Bach, author of Smart Couples Finish Rich. “It doesn’t matter if you love your spouse or partner more than anything in the world. If the two of you have conflicting values about money and make financial decisions that fail to accommodate each other’s feelings about the subject, you are going to have serious relationship problems.”

Funny YouTube video re: inflation: https://youtu.be/5IP2Go7LHQA?si=cZ9lNjX2IJkW5tx7

Time Value Calculators:

Future Value Calculator

Present Value Calculator

Olivia continues discussion on investing beyond your 401(k), applying FINRA’s four key principles of investing: 1) be informed; 2) be prudent; 3) be diversified; 4) be consistent. Olivia and Matt help you assess whether you’re ready to invest beyond the 401(k) and take a second glance at what nontraditional investments can increase your net worth and overall wellbeing. Guest contributor, Matt Zayd, is an Accredited Financial Counselor® candidate. If you are a Redstone Arsenal military member, retiree, DoD civilian, veteran with base access, or family member, consider setting up a financial appointment with Olivia at 256-876-6299. Reserve and Guard members in the Huntsville, AL commutable area can utilize the Personal Financial Counselor at 571-361-2260.

Referenced Material:

FINRA

FINRA Barred Broker

FINRA Broker Check

FINRA Fund Analyzer

FINRA Smart Investing Courses

Investment Philosophy Quiz

Olivia encourages you to think about investing beyond your 401(k), using FINRA’s educational platform as a rubric. Olivia and Matt help you understand the differences in saving vs. investing, active vs. passive investing, generational differences, risk tolerance, and whether you’re ready to invest beyond the 401(k). Guest contributor, Matt Zayd, is an Accredited Financial Counselor® candidate. If you are a Redstone Arsenal military member, retiree, DoD civilian, veteran with base access, or family member, consider setting up a financial appointment with Olivia at 256-876-6299. Reserve and Guard members in the Huntsville, AL commutable area can utilize the Personal Financial Counselor at 571-361-2260.

Referenced Material:

FINRA

FINRA Barred Broker

FINRA Broker Check

FINRA Fund Analyzer

FINRA Smart Investing Courses

Investment Philosophy Quiz

A disabling sickness or condition in the family (or extended family) can create financial and psychological distress. Olivia validates those fears, offering tools and buffers to prevent or mitigate caregiver burnout. Guest contributor, Matt Zayd, is an Accredited Financial Counselor® candidate. If you are a Redstone Arsenal military member, retiree, DoD civilian, veteran with base access, or family member, consider setting up a financial appointment with Olivia at 256-876-6299. Reserve and Guard members in the Huntsville, AL commutable area can utilize the Personal Financial Counselor at 571-361-2260.

Referenced Material:

• Money Geek Article (offers several clickable links to several non-military financial resources)
• Caregiver Support Groups
• Military and family members have access to the Exceptional Family Member Program and Tricare, providing additional resources for a disabling sickness or condition.
• Common Military Training (aka Financial Touchpoints) can be accessed with the below links. Better yet, set up a 1:1 in-person session with your local Financial Readiness Program.

Air Force Touchpoints

Army Touchpoints

Two therapists help you examine how you THINK with money, which impacts how you feel and ultimately behave with money. The top 10 cognitive distortions that plague our everyday thinking are generalized to money. In this episode, you will be given the tools to challenge the distorted financial thoughts with several evidence-based techniques. If it works in the clinical session, it can work in the financial session.

Consider joining us for the Compulsive Spending class on 4 SEP at 11CT. Link coming soon.

Two therapists help you examine how you THINK with money, which impacts how you feel and ultimately behave with money. The top 10 cognitive distortions that plague our everyday thinking are generalized to money. In this episode, you’ll be challenged to assess your most common distortion. “I’m always broke.” “I’ll never be good with money.” “I should be saving 30%.” “Paying down debt feels hopeless, so it must be true.”

Consider joining us for the Compulsive Spending class on 4 SEP at 11CT. Link coming soon.

May is Mental Health Awareness month. In part 1 of this 3-part series, 2 therapists help you examine how you THINK with money, which impacts how you feel and ultimately behave with money. The top 10 cognitive distortions that plague our everyday thinking are generalized to money. Learn how to map your cognitive constellation and hear how it can impact the view of your financial self, world, and future.

Consider joining us for the Compulsive Spending class on 4 SEP at 11CT. Link coming soon.

Whether you’re 30 years or 30 days from retirement, this 3-part book-review series will prepare you what Olivia calls a F.A.B. Retirement. She wants you to have the Financial, Affective, and Behavioral skills to prepare. Most employees are aimlessly wandering toward retirement. Without true direction, you’ll likely end up somewhere you didn’t want to go. Following the book by Mitch Anthony, The New Retirementality, Olivia will challenge your personal I.R.A. (Individual Retirement Attitude) and assess whether it is consistent with your retirement values and goals, facilitating a truer sense of direction. Army endorsement is not implied. Several books on retirement exist, and you are encouraged to find the best book that resonates with your values. If you are a Redstone Arsenal service, civilian, or family member, please call Olivia for financial readiness services at 256-876-6299.

Whether you’re 30 years or 30 days from retirement, this 3-part book-review series will prepare you what Olivia calls a F.A.B. Retirement. She wants you to have the Financial, Affective, and Behavioral skills to prepare. Most employees are aimlessly wandering toward retirement. Without true direction, you’ll likely end up somewhere you didn’t want to go. Following the book by Mitch Anthony, The New Retirementality, Olivia will challenge your personal I.R.A. (Individual Retirement Attitude) and assess whether it is consistent with your retirement values and goals, facilitating a truer sense of direction. Army endorsement is not implied. Several books on retirement exist, and you are encouraged to find the best book that resonates with your values. If you are a Redstone Arsenal service, civilian, or family member, please call Olivia for financial readiness services at 256-876-6299.

Whether you’re 30 years or 30 days from retirement, this 3-part book-review series will prepare you what Olivia calls a F.A.B. Retirement. She wants you to have the Financial, Affective, and Behavioral skills to prepare. Most employees are aimlessly wandering toward retirement. Without true direction, you’ll likely end up somewhere you didn’t want to go. Following the book by Mitch Anthony, The New Retirementality, Olivia will challenge your personal I.R.A. (Individual Retirement Attitude) and assess whether it is consistent with your retirement values and goals, facilitating a truer sense of direction. Army endorsement is not implied. Several books on retirement exist, and you are encouraged to find the best book that resonates with your values. If you are a Redstone Arsenal service, civilian, or family member, please call Olivia for financial readiness services at 256-876-6299.