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I'm going to cover the three tier system for earning credit card rewards. This is the system I've used over the past couple of years to generate nearly $30,000 in credit card rewards. We save and invest all of our rewards in M1 Finance. This system, however, can be used whether you save and invest the rewards like we do, or spend the rewards on travel or other purchases.

The great thing about this system is that it's very simple, and it will help about 99% of the people maximize their credit card rewards without carrying a dozen or more credit cards.

Tier 1 Credit Cards

Wells Fargo Active Cash: https://www.allcards.com/go/wf-active...
Citi Double Cash: https://www.allcards.com/go/citi-doub...
Fidelity Visa: https://www.fidelity.com/cash-managem...
BofA Premium Rewards: https://www.bankofamerica.com/credit-...

Tier 2 Credit Cards

Amazon Prime Visa: https://www.amazon.com/Amazon-Rewards...
Target RedCard: https://www.target.com/redcard/about
Walmart Card: