Living off dividends in retirement seems safe. Because you never have to sell shares of stocks, ETFs or mutual funds, you can never run out of money. Yet it's not quite that simple.

In this video we'll look at four major problems with living off dividends. Then will discuss why focusing on Total Return is a much sounder approach to investing in retirement. 

Finally, we will look at some reasonably safe ways to increase your dividend yield if you must.