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RBS 055: Can You Retire Early With 100% VTI Using the 4% Rule
A viewer asked whether he could retire at the age of 49 with a 100% portfolio of VTI (Vanguard's total U.S. Stock Index ETF) using the 4% Rule. I think there are at least 3 big concerns with this plan:
1. The 4% rule assumed a 30 year retirement;
2. It found that a 100% stock portfolio could fail a 30 year retirement in some markets
3. A 100% U.S. stock allocation makes a big bet on the U.S. over the next 4 or 5 decades.
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By Rob Berger
4.8
174174 ratings
A viewer asked whether he could retire at the age of 49 with a 100% portfolio of VTI (Vanguard's total U.S. Stock Index ETF) using the 4% Rule. I think there are at least 3 big concerns with this plan:
1. The 4% rule assumed a 30 year retirement;
2. It found that a 100% stock portfolio could fail a 30 year retirement in some markets
3. A 100% U.S. stock allocation makes a big bet on the U.S. over the next 4 or 5 decades.
Join the newsletter: https://robberger.com/newsletter/?utm...
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