Sign up to save your podcasts
Or
Share RBS 055: Can You Retire Early With 100% VTI Using the 4% Rule
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
RBS 055: Can You Retire Early With 100% VTI Using the 4% Rule
A viewer asked whether he could retire at the age of 49 with a 100% portfolio of VTI (Vanguard's total U.S. Stock Index ETF) using the 4% Rule. I think there are at least 3 big concerns with this plan:
1. The 4% rule assumed a 30 year retirement;
2. It found that a 100% stock portfolio could fail a 30 year retirement in some markets
3. A 100% U.S. stock allocation makes a big bet on the U.S. over the next 4 or 5 decades.
Join the newsletter: https://robberger.com/newsletter/?utm...
View all episodes
By Rob Berger
4.8
183183 ratings
A viewer asked whether he could retire at the age of 49 with a 100% portfolio of VTI (Vanguard's total U.S. Stock Index ETF) using the 4% Rule. I think there are at least 3 big concerns with this plan:
1. The 4% rule assumed a 30 year retirement;
2. It found that a 100% stock portfolio could fail a 30 year retirement in some markets
3. A 100% U.S. stock allocation makes a big bet on the U.S. over the next 4 or 5 decades.
Join the newsletter: https://robberger.com/newsletter/?utm...
More shows like The Rob Berger Show
View all
Sound Retirement Radio
442 Listeners
Your Money, Your Wealth
804 Listeners
Retirement Answer Man
1,299 Listeners
Retirement Starts Today
535 Listeners
The Retirement and IRA Show
747 Listeners
Big Picture Retirement®
547 Listeners
Stay Wealthy Retirement Podcast
678 Listeners
The Boldin Your Money Podcast
194 Listeners
Bogleheads On Investing Podcast
625 Listeners
The Long View
919 Listeners
Sound Investing
343 Listeners
Ready For Retirement
816 Listeners
The Long Term Investor
147 Listeners
Retirement Planning Education, with Andy Panko
947 Listeners
Retirement Answers
106 Listeners