Welcome back to another edition of Five Question Friday. For this FQF, we cover the following five questions:

1. Should we wait to invest until stock valuations come down?
2. Does it matter if we pay the tax on a Roth conversion from a taxable account?
3. Are dividend stock ETFs a reasonable alternative to bonds?
4. Why is the 3 bucket portfolio so popular?
5. Should are planned spending in retirement be based on a percentage of our pre-retirement income?

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