Ready, Set, Retire!

The financial headlines have been talking about a recession for months. Market analyst Eddie Ghabour tells Fox Business we are already there. Hear Steve give his opinion and if he see's a significant market pull back this year and should people look for a more protective stance with their retirement money! 

See omnystudio.com/listener for privacy information.

Is the stock market trying to second-guess the Federal Reserve?  Analyst Stephanie Pomboy thinks it is.  What are you telling clients who say they wish they could just take a break from the market? You’ve told us many times about the benefits of annuities.  They offer a guaranteed stream of income in retirement.  But they can come with a lot of fine print.  Do you explain all that to clients?

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

At what age do you think you’ll retire? Comedian Wanda Sykes says she probably never will retire!  I bet a lot of people can relate – they don’t want to retire and maybe are already thinking of future opportunities.  Do you work with clients like this?

We’re seeing higher CD rates thanks to higher interest rates.  But annuities are also based on interest rates.  So, the higher the rate, the higher the annuity payments will be.  Yet there are skeptics...are you seeing more interest in annuities right now?

If you near or in retirement, call Steve today for your customized income plan! Steve will show you how long your money will last, what you need to do to fill the gaps and share strategies to grow and protect your money in retirement! 

See omnystudio.com/listener for privacy information.

The failure of Silicon Valley Bank is becoming a textbook case of poor risk management.  It didn’t have enough ‘safe’ assets versus risky ones.  So, let’s apply that to our 401(k).  What’s considered a good safe asset? 

Call Steve today for your market protection plan and 401K analysis! 

See omnystudio.com/listener for privacy information.

Each month the financial brainiacs at Barron’s financial news gather for a roundtable discussion about the markets and economy.  Last month there was a lot of disagreement.  One said, “I see bubbles and champagne.”  Another said, “I see the need for Alka-Seltzer.” We know you have to sift through all that and more importantly, the opinions of your clients.  How do you find that “happy place” to satisfy your clients, so they are taking the right amount of risk and receiving the right amount of reward?

Massive layoffs in the tech world have been grabbing headlines lately.  Companies like Google, Meta and Amazon are letting workers go by the thousands.  Just a few years ago, many were looking at finishing their careers with these jobs.  If someone is close to retirement – and that ‘forever job’ is becoming less stable – what can they do now to prepare for an unplanned retirement and still get guaranteed income? 

Call Steve today for a Complimentary Portfolio Review! 

See omnystudio.com/listener for privacy information.

If there is a recession, when will it hit? If someone is going to retire this year, would you tell them to wait or forget about the market and move forward?

Then, the cost of Long-Term Care can be $10,000 or more a month!  No wonder so many say it’s one of the huge “gotcha” expenses in retirement.  And now, a dozen states are considering implementing a mandatory tax on people who don’t carry long-term care insurance.  Steve weighs in and discusses the best approach to covering these costs.    

Call Steve today for your complimentary Portfolio Review with a healthcare plan analysis!  

See omnystudio.com/listener for privacy information.

The Federal Reserve just raised interest rates.  And it will likely not be the last time - what does that mean for you, your money and your retirement? How concerned should be about the Fed? Hear Steve explain how he can help you grow and protect your income despite the Fed, record high inflation and big tax changes coming our way. We can't control inflation, the market or the Fed but you CAN control your financial future!  Call Steve and ask about his customized Income Plan!  

See omnystudio.com/listener for privacy information.

We know that when you draw up a retirement plan, you certainly include Social Security in the income picture.  For those who are on the verge of taking it, what steps can they take to maximize their benefits?

Then, annuities are insurance contracts that are designed to help protect you from outliving your retirement income.  And there are different types and products to choose from.  But the one of the first questions usually asked is, “What’s going to be my rate of return?” Hear Steve explain the pros and cons of different income tools and his process on creating a customized income plan just for you.  

Call Steve today for your customized income plan!  

See omnystudio.com/listener for privacy information.

Wall Street is famous for saying, “The market always comes back.”  And it usually does.  The question is how long it will take?  Amid the ups and downs, hear how Steve can you help limit the losses and cut down on recovery time! 

Call Steve today for your complimentary Portfolio Review!  

See omnystudio.com/listener for privacy information.