Ready, Set, Retire!

The Wall Street Journal says rising prices are forcing retirees back into the job market.  Higher inflation is also making workers who are near retirement to rethink their options.  The article says it’s very hard for these groups to know if they’ve saved enough for retirement.  Hear how Steve can help you inflation proof your income plan so this doesn't happen to you!

For the DIYer's: Do you enjoy attempting “Do It Yourself” projects at home?  How long do you work on them before frustration sets in and you call a professional?  A recent survey (by OnePoll) found it took the average person five hours of trial and error before they gave up and made the call.  How long have you seen people try to manage their own retirement funds before they finally give you a call?  Do they wish they’d done it sooner?  

Inflation Proof Your Retirement Plan TODAY! 

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How long has it been since you cleaned out your fridge?  A survey commissioned by Rubbermaid finds that the average refrigerator has five food items that are “expired” and probably should be thrown out!  So, is it too much of a stretch to compare our refrigerator with our retirement portfolio?  Could that also benefit from a little reorganizing, to make it work more efficiently for us? 

Call Steve today for a Portfolio Review! 

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Taxes are still relatively low, but that can change at any time.  An article in U.S. News & World Report says that makes this an opportune time to consider converting a traditional individual retirement account into a Roth IRA.  But this might not be right for everyone.  What instances could make this a good move or maybe not?  

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What are some of the regrets expressed by retirees?  One of the most common ones was that they wish they’d had a plan.  But as long as we don’t go crazy with our retirement spending, can’t we just wing it? 

Call Steve today for a Financial Review! 

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The difference between a Roth IRA and other types of IRAs is that the Roth is funded with after-tax dollars. But many would-be retirees may still have their money in pre-tax traditional IRAs.  Does converting those dollars to a Roth make sense, even after age 60?  What are some of the pros and cons? Then, if you inherit an IRA or 401(k) from your parents, the IRS has changed some of the rules.  Hear how Steve can help! 

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Inflation remains the top economic concern.  And there are fears it could grow worse amid the Russia-Ukraine crisis.  So, when will the soaring prices come back down to earth? 

Right now, the market is wondering if the Fed will get it right.  Should we even worry about a correction at this point?  Hear Steve explain how you fight inflation and protect and grow you income IN the market despite any downturns.

Come in for your Portfolio X-ray! 

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Steve joins Grace to discuss the current market downfall that has put us in a recession, ways to protect your money during this time and how Steve can help give airbags around your income plan to fight off inflation! 

Call Steve today for a Complimentary Portfolio Review! 

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Steve goes through a list of popular retirement myths, and gives his take on these and more! 

Call Steve for a Complimentary Portfolio Review! 

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We all know that 401(k)’s are among the most popular retirement accounts.  But a survey by TD Ameritrade found that only 27% know how much they’re paying in fees.  The smaller the plan, the larger the fees, which can exceed 2%.  That can cost you tens of thousands of dollars over time.  Hear how Steve can help you mitigate fees, protect and grow your income. 

Call Steve today for a Fee Analysis!  

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INFLATION! INFLATION! INFLATION!

We are all feeling the burn at the pump, the grocery store - pretty much everywhere right? When you enter retirement, the paychecks stop, and you have your "pile of money" to get you to and through retirement, how can you protect your retirement from inflation?

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