Ready, Set, Retire!

When the market is doing well – like now – do you tend to get a little complacent?  An NYU finance professor told Business Insider that investors have become “sloppy and lazy.”  He said people think that making money is easy … and he warned that the markets have a way of “fixing” that kind of thinking very quickly.  Is it dangerous to assume that investing in the markets is always the best way to go? Hear Steve weigh in and share his ideas and strategies to help you protect and grow your assets in the market! 

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Of the different generations, Fidelity says it’s baby boomers who are the most over-invested in stocks.  Hear one listener tells us why he thinks he’s supposed to be in the market, even though he admits to being a little nervous! Then,  don’t we have to take big risks if we want the big reward? 

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Steve had the opportunity to chat with the one, the only, Lawrence "L.T." Taylor! L.T shares some behind the scenes secrets from the film "Any Given Sunday" and tells Steve who his favorite "Bill" is - Belichick or Parcels! Listen now to find out! 

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Forbes magazine makes an interesting point:  One retiree could have a $250,000 nest egg and never worry about money.  But another might retire with two-and-a-half million dollars and run out of money in just a few years.  Do you have some kind of a process you go through to help us understand how much we’ll need … and how to make sure we’ll be okay?

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Kiplinger says Roth accounts are a “no-brainer” for young people.  But for those of us who are a little older, it says we should “slow our roll” and get some advice from a professional.  What sorts of things do you consider when you’re helping a client decide whether a Roth rollover makes sense for them?

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If you’re serious about your financial well-being, there are certain things you need to have taken care of, by certain ages.  And MSN Money says – by the time you’re in your 60s – you need to have an estate plan in place.  But if I’m not Bill Gates or Elon Musk, why do I need an estate plan – can’t I just tell my spouse and kids who gets what?

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Over the course of your lifetime, how much money would you guess you’ll have paid in taxes?  USA Today says – if you add it all up – the average American pays Federal, state, and local governments more than half-a-million dollars!  Now, imagine if you could somehow save just a little more on your taxes each year and keep that money for yourself.  I’m guessing that would be worth looking into, right?  So, is that doable?

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True or false: Chocolate milk comes from brown cows.  Even if you’ve never set foot on a farm, you should know that’s false … but it’s a myth that 16-million Americans believe!  So, you can imagine the kinds of myths people believe about retirement.  For example – Fidelity found that more than a third of American couples believe $100,000 will be enough to cover their healthcare costs throughout the course of their retirement.  The real cost is three-times that amount!  How do we make sure we can afford that – along with the costs of any long-term care we might need?

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Hear why NFL legend Emmitt Smith gave Steve a hard time, what it means to be on a winning team, and why its important to "draft" people that see beyond the game itself! 

I think he's onto something here, if the "game" means the working world, you have to be able to look beyond that to see what your retirement will look like - and that's where Steve comes in! Steve can get you to the end zone for the winning retirment TOUCHDOWN! 

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Congress has approved trillions of dollars in stimulus spending, which is pushing interest rates a little higher.  And fund manager Dan Niles tells Fox Business that’s eventually going to affect the value of your retirement portfolio ten to twenty percent! Steve explains how he can help you protect your money! 

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