Are we heading into a recession? What do rising debt, inflation, and federal policy mean for mortgage rates and the housing market in 2025? In this special episode, Rick Bosley sits down with Michael Smalley—Regional VP at CrossCountry Mortgage and 22-year industry veteran—for a candid, fact-driven discussion on where the market is now and where it’s headed.

Together, they unpack:

• Why affordability remains the biggest hurdle for buyers
• How government debt is affecting interest rates and economic policy
• Whether we’re destined for another crash—or a soft landing
• What to expect from the housing market in Q3 and Q4
• The truth behind “clickbait” real estate headlines

From recession risks to real estate resilience, this is a must-listen for anyone looking to buy, sell, or simply stay informed in today’s unpredictable market.

🎧 Subscribe for future updates, and follow Michael’s weekly Monday Market Update on Facebook for live insights.

Is buying a home still affordable in 2025? Rick Bosley from The Bosley Team tackles the most pressing question buyers are asking in today’s high-interest, high-insurance market—can I really afford to buy right now?

In this info-packed episode, Rick breaks down current interest rates, explains how economic trends affect mortgage costs, and introduces the 007 Method—a simple formula to estimate your monthly mortgage payment. He also demystifies taxes, insurance, and millage rates to help you budget wisely and avoid surprises.

Whether you're a first-time buyer, downsizing, or investing, this episode is your roadmap to buying smart—even in a challenging market.

🎧 Don’t miss next week’s special guest interview on where interest rates could be headed in the second half of 2025.

 ✅ Subscribe now or reach out to The Bosley Team for personalized support.

Thinking of selling your home? Don’t leave money on the table. In this episode, Rick Bosley from The Bosley Team breaks down four powerful phases every homeowner should follow to get the highest possible return when selling. From essential cleaning and repairs to strategic upgrades and high-end customizations, Rick shares expert tips on where to invest your time and budget—and where to hold back. Whether you're prepping your home for the market now or planning ahead, these insights will help you sell smarter, faster, and for more.

🎧 Tune in and learn how to get top dollar for your home—without overdoing it.

In this episode, Rick Bosley dives into one of the biggest questions facing buyers today: Is housing still affordable in 2025?

With rising home prices, higher interest rates, and shifting income levels, many are wondering if homeownership is still within reach. Rick breaks down what “affordability” really means, how it’s calculated, and what buyers can do to navigate the market confidently.

You’ll learn:

• What’s really driving affordability in 2025
• How to evaluate your own readiness to buy
• Whether now is the right time—or if you should wait
• Why smart strategy and local insights matter more than ever

If you're a first-time buyer, agent, or just real estate curious, this is a must-listen episode.

Follow us at @TheBosleyTeam for more real estate insider advice!

In this special episode, we’re celebrating a monumental transition as we officially welcome Darlene Brown & Susan Blair of the Darlene Brown Team into The Bosley Team family. After more than 30 years of building a trusted and successful real estate business, Darlene and Susan are retiring—ready to enjoy more time with loved ones and explore new chapters in life.

We reflect on their incredible legacy, the impact they’ve had on our community, and what this exciting partnership means for the future of our team. Tune in as we share stories, gratitude, and what’s next as we continue to serve clients with the same heart and excellence Darlene and Susan are known for.

Join us as we honor the past and step boldly into the future—together.

#RealEstatePodcast #LegacyOfExcellence #TheBosleyTeam #PassingTheTorch #TeamGrowth

In this May 2025 market update, Rick Bosley breaks down what’s really happening in the Orlando housing market. With over 13,000 homes on the market — the highest inventory in years — buyers have more options and sellers face new competition. Rick discusses why prices are holding steady, how stable interest rates impact your buying power, and what strategic moves both buyers and sellers should make in this shifting market. Whether you're buying your first home, upsizing, or selling smart, this episode gives you the data and insight you need. 

Your host, Rick Bosley, interviews Adam Cellini of Erb and Young Insurance.  Listen to the conversation regarding the facts and predictions of the Orlando Real Estate Market in 2024 and into 2025.  Also, what you need to be aware of regarding home owners insurance.

For any questions or comments, please leave your information, and Adam or I will get back to you personally!
-Rick

In this episode, Rick continues sharing his perspective and unique training style to make complex things seem simple. Do any of these 3 personal myths ever show up in your mindset?

Rick Bosley, Team Leader and Owner of The Bosley Team and 3L Coaching, turns the art of real estate into an easy to learn and enjoyable experience in this series. Real Estate Made Simple. 

If you want to know the ins and outs of real estate, Rick Bosley’s got you covered. Bringing with him years of experience leading successful teams at Keller Williams, one of the world’s leading and largest real estate firms, and running his own business, Rick shares some of the most valuable lessons he’s learned to help you succeed—whether you’re a buyer, seller, REALTOR®, or Entrepreneur.

Rick Bosley
The Bosley Team at Keller Williams
3L Coaching LLC
321-277-5791
http://TheBosleyTeam.com/ 
[email protected] 

You can also listen to Rick talk to friends and professionals in and out of the real estate industry on his podcast!
- Apple Podcasts - https://podcasts.apple.com/us/podcast/real-estate-made-simple/id1473998689 
- Spotify - https://open.spotify.com/show/7a3g1YAxxPvQwkfec9OCf3 

Follow Rick and The Bosley Team on socials!
- Facebook - https://web.facebook.com/BosleyRick 
- Instagram - https://www.instagram.com/TheBosleyTeam 
- LinkedIn - https://www.linkedin.com/in/bosleyrick 
- Twitter - https://twitter.com/bosleyrick  

Subscribe to our YouTube channel!
https://www.youtube.com/@BosleyRick

In this captivating podcast episode, join Real Estate expert Rick Bosley as he delves into the groundbreaking book, "The Millionaire Real Estate Investor." With his wealth of knowledge and experience, Rick takes you on an insightful journey through the book's core concepts, focusing on its key areas of focus and the four transformative phases of growth.

Throughout the episode, Rick dissects the pages of this influential book, shedding light on the areas of focus that are crucial for success in real estate investing. He explores the importance of setting clear goals, developing a strategic mindset, and honing your skills to maximize your investment potential. Rick's expertise shines through as he provides practical tips and strategies to help listeners navigate the complex world of real estate investment.

But that's not all – Rick also takes a deep dive into the four phases of growth outlined in the book. He explains how each phase represents a crucial milestone on the path to becoming a millionaire real estate investor. From the initial phase of thinking like an investor to the final phase of building a portfolio that generates passive income, Rick breaks down the steps and strategies needed to progress through each phase successfully.

Listeners will be captivated by Rick's confident and superintelligent delivery as he shares his insights and personal anecdotes, providing a unique perspective on the book's teachings. Whether you're a seasoned investor or just starting out, this podcast episode is a must-listen for anyone looking to unlock the secrets of real estate success.

So, join Rick Bosley on this enlightening journey through "The Millionaire Real Estate Investor" as he unravels the book's focus areas and guides you through the transformative phases of growth. Get ready to gain invaluable knowledge and take your real estate investment journey to new heights. Tune in now and become the master of your own real estate destiny!

Rick Bosley, Team Leader and Owner of The Bosley Team and 3L Coaching, turns the art of real estate into an easy to learn and enjoyable experience in this series. Real Estate Made Simple. 

If you want to know the ins and outs of real estate, Rick Bosley’s got you covered. Bringing with him years of experience leading successful teams at Keller Williams, one of the world’s leading and largest real estate firms, and running his own business, Rick shares some of the most valuable lessons he’s learned to help you succeed—whether you’re a buyer, seller, REALTOR®, or Entrepreneur.

Rick Bosley
The Bosley Team at Keller Williams
3L Coaching LLC
321-277-5791
http://TheBosleyTeam.com/ 
[email protected] 

You can also listen to Rick talk to friends and professionals in and out of the real estate industry on his podcast!
- Apple Podcasts - https://podcasts.apple.com/us/podcast/real-estate-made-simple/id1473998689 
- Spotify - https://open.spotify.com/show/7a3g1YAxxPvQwkfec9OCf3 

Follow Rick and The Bosley Team on socials!
- Facebook - https://web.facebook.com/BosleyRick 
- Instagram - https://www.instagram.com/TheBosleyTeam 
- LinkedIn - https://www.linkedin.com/in/bosleyrick 
- Twitter - https://twitter.com/bosleyrick  

Subscribe to our YouTube channel!
https://www.youtube.com/@BosleyRick

In this episode, Rick Bosley, owner and operator of 3L Coaching, The Bosley Team Real Estate Solutions and real estate investor will take you through the best selling book, The Millionaire Real Estate Investor.  Today’s episode discusses the importance and impact of standing on the shoulders of giants.  Learning and implementing from those who have lived before us.  Being prepared to be a real estate investor, so that when the right opportunity comes along, you can act on it before someone else does.

Rick Bosley, Team Leader and Owner of The Bosley Team and 3L Coaching, turns the art of real estate into an easy to learn and enjoyable experience in this series. Real Estate Made Simple. 

If you want to know the ins and outs of real estate, Rick Bosley’s got you covered. Bringing with him years of experience leading successful teams at Keller Williams, one of the world’s leading and largest real estate firms, and running his own business, Rick shares some of the most valuable lessons he’s learned to help you succeed—whether you’re a buyer, seller, REALTOR®, or Entrepreneur.

Rick Bosley
The Bosley Team at Keller Williams
3L Coaching LLC
321-277-5791
http://TheBosleyTeam.com/ 
[email protected] 

You can also listen to Rick talk to friends and professionals in and out of the real estate industry on his podcast!
- Apple Podcasts - https://podcasts.apple.com/us/podcast/real-estate-made-simple/id1473998689 
- Spotify - https://open.spotify.com/show/7a3g1YAxxPvQwkfec9OCf3 

Follow Rick and The Bosley Team on socials!
- Facebook - https://web.facebook.com/BosleyRick 
- Instagram - https://www.instagram.com/TheBosleyTeam 
- LinkedIn - https://www.linkedin.com/in/bosleyrick 
- Twitter - https://twitter.com/bosleyrick  

Subscribe to our YouTube channel!
https://www.youtube.com/@BosleyRick