Bill Freeborn of Golden 1 Credit Union and Home Loans joins Pete and Leslie to break down to home buyers and sellers all the competitive advantages they need to make their next dream home a reality. In this seminar, you will learn how to:

• Qualify for a below-market home loan

And much more!

To find out more about our real estate services and expertise go to http://OurFiveStarTeam.com.

Listen to our Real Estate Pro Tips podcasts. You can find our podcasts on Spotify and at http://RealEstateProTips.Podbean.com

Be sure to listen to our Real Estate Pro Tips podcasts. https://RealEstateProTips.podbean.com

Find our Real Estate Pro Tips podcasts on Spotify:

https://spoti.fi/3kEKMyf

Learn about Pete Sabine & Leslie Whitney

https://www.ourfivestarteam.com

Compass Real Estate license #01866771

Welcome to Real Estate Pro Tips.

The topic is how to buy your next home before you sell your current home. You will learn about a home buying strategy using consumer bridge loan financing that provides a competitive edge in our fast pace real estate market. Many homeowners who want to sell are stuck in a holding pattern because they have been told by their lender that they must sell their existing home first to qualify for a home loan. Homeowners are choosing to stay in their homes believe they will not be able to compete with buyers who do not have a home sale contingency or have all cash to purchase a home.

Selling your home first without knowing where you are moving creates anxiety in the homebuying process, especially when the supply of homes for sale is limited. In our competitive real estate market, any contingencies in your purchase offer signal risk to a Seller, especially if the contingency is related to the sale of your current home.

Most home sellers will not accept a purchase offer if there is a contingency for selling another property. One primary reason is the home sale contingency will impact their ability to buy their next home with a chain of home sale contingencies linked to their purchase offer.

One option is to buy your next home before offering your current home for sale.

Other things you will learn:

• Other ways a consumer bridge loan can be used to help purchase a primary residence

Pete Sabine and Leslie Whitney are Realtors with Compass in the San Francisco Bay Area. Mark Hanf is the broker and president of Pacific Private Money, one of the fastest-growing private lenders in Northern California. Pacific Private Money is different from conventional lenders.

To find out more about our real estate services and expertise go to http://OurFiveStarTeam.com.

Listen to our Real Estate Pro Tips podcasts. You can find our podcasts on Spotify and at http://RealEstateProTips.Podbean.com

Be sure to listen to our Real Estate Pro Tips podcasts. https://RealEstateProTips.podbean.com

Find our Real Estate Pro Tips podcasts on Spotify:

https://spoti.fi/3kEKMyf

Learn about Pete Sabine & Leslie Whitney

https://www.ourfivestarteam.com

Compass Real Estate license #01866771

Listen to our podcast. Pete Sabine and Leslie Whitney interviews their guest, Alie Lopez. Alie is a Senior Sales Associate with Pro Insurance Solutions and she provides useful information and valuable insight about what you need to know about homeowner insurance.

Visit the Pro Insurance website

Alie Lopez can be reached at 415-223-7514 or [email protected]

:50 Start

1:17 Basics of Home Insurance

2:56 Standard and Basic Policies and Additional Items

4:00 Extended Replacement Costs

7:00 Adding Coverage Beyond the Standard

7:33 Natural Disaster Coverage

8:14 Identity Theft Coverage

9:26 Umbrella Policies

11:43 Tips to Reduce Premiums

12:25 New vs Old Home Insurance

13:39 Filing a Claim

14:19 Wildfire Coverage

16:04 Recommendations for insurance when to buying a home

17:14 Flood and Fire Hazard Zones

18:01 Preparing a Home For Sale for insurance coverage

18:45 Wrap Up/ Contact Info

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Five Star Real Estate Team

We have talked about what it takes to buy your home in a sellers' market, but what about the other side of that coin?

What if you are looking to sell your home in a sellers' market?

A favorable real estate market does not guarantee that you will automatically walk away with top dollar for your home.

In this episode, Leslie Whitney and Pete Sabine break down what sellers need to know to get the highest possible sold price in a sellers' market.

:47 Intro

2:12 Selling a Home Above the List Price

2:42 As-Is Sales

3:42 Other Recommendations

4:43 Pricing a Home to Sell

5:41 Creating Competition

7:03 Most Important Items a Seller Should Require

8:12 Valuable Attributes to Look for When Hiring a Realtor

8:34 Wrap up

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:47 Intro

1:13 New Civil Code 4741

3:13 The intent of AB 3182

4:14 New rental restriction rules

4:53 Impact on Short Term and Transient Rentals

5:53 Owner-Occupied Rentals

6:55 What is an Unreasonable Rental Requirement?

7:59 Tenants Abiding by HOA Rules

10:34 HOAs Must Amend Rules to Comply with AB 3182

12:00 HOA Rental Restrictions

13:59 HOA Approval Contingency in your Purchase Contract

14:56 Wrap Up

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Pete Sabine & Leslie Whitney

Compass. License #01866771

In this episode, the topic is Understanding Residential Real Estate Appraisals.

You may have recently entered into an agreement to purchase a residential property or you may have completed a loan application to refinance your home.  

Lenders are required to obtain an appraisal, prepared by an impartial and unbiased appraiser, and use it as the primary tool for assessing the sufficiency of your collateral.

You may want to retain an appraiser to provide an appraisal to help you make decisions such as buying, selling or refinancing your home. This podcast will help you understand the residential appraisal.

1:14 Intro

2:17 Basics of an Appraisal

4:37 Why is an Appraisal Necessary?

5:31 Developing the Value Opinion

6:01 The Appraisal Process

7:10 Sales Comparison Approach

7:57 Comparable Sale/ Listing

11:00 The Cost Approach

13:39 Adjustments

15:25 Income Approach

17:06 Opinion of Value

17:59 Appraisal Reports

20:28 Appraiser Independence

23:24 What if a Correction is Necessary?

24:46 Options in a Flawed Appraisal

25:43 Fraudulent Appraisal Practice

27:03 Out-of-Town Appraisers

29:37 Information to Provide to an Appraiser

32:24 When an Appraiser Inspects Your Home

34:21 Appraiser Codes

35:15 Wrap Up

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3:34 What is a typical Home Inspection

4:51 Being Present during the Inspection

8:07 Building codes have changed over time

11:06 What is the cost of a Home Inspection?

11:52 Condo Inspections

14:14 What is a Third-Party Inspector

15:40 California Real Estate Inspection Association (CREIA)

18:18 American Society of Home Inspectors (ASHI)

20:07 Property Inspection Reports

21:52 Permits and Building Codes

24:39 HVAC Inspections and Maintenance

26:13 Water Heaters

28:22 How much time does it take to inspect a home?

28:53 Multi-level inspections

30:20 Red Flags discovered during inspections

33:10 Telling tales about cracks

35:26 Answering questions from seller property disclosures 

36:40 How long does it take to deliver the report?

37:10 Should you complete the sale or not?

40:52 Proactive vs. Reactive 

41:50 Wrap Up

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Pete Sabine & Leslie Whitney

Welcome to Real Estate Pro Tips. The topic is California Proposition 19 Property Tax Modifications.

Prop 19 is known as the “Property Tax Transfers, Exemptions, and Revenue for Wildfire Agencies and Counties Amendment”.

Pete Sabine and Leslie Whitney review the changes and impact of Prop 19 for California homeowners. 

1:14 Prop 19 Background

2:28 Transferring Taxable Value

3:48 Changes to the Number of Times You Can Transfer

4:16 Transferring Basis for Properties of Equal or Lesser Value

5:56 Transferring Basis for Properties of Equal or Greater Value

7:20 Primary Residence rules

8:11 Impact on State Property Tax Revenue

8:55 The Future of Prop 13?

10:44 Impact on housing inventory, affordability and homebuyers

11:54 Inherited residential real estate changes

12:27 When should you transfer a property?

13:46 Potential Drawbacks

14:49 Wrap Up

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Real Estate Pro Tips

Pete Sabine & Leslie Whitney

Compass. License #01866771

Preparing your home for sale can make the difference between a quick sale at full price, and a home that sits unsold for months with several price reductions.

Creating emotional appeal for a home can be as simple as painting, rearranging furniture or clearing the countertops. In some cases, it requires making repairs, completing a renovation project or professional staging.

Pete Sabine and Leslie Whitney share insider tips about staging your home to sell for top dollar. 

0:49 Introduction

1:38 First Steps in Preparing a Home for Sale

3:13 Preparing Vacant and Occupied Homes

4:49 Staging Goals & Strategies

6:44 Over-staging a home

8:06 Neutral colors and content

8:52 Buyers must understand your Marketing Message

9:30 Self-Staging vs. Professional Staging

9:49 Setting your home above the competition

12:14 Buyers buy homes online

13:03 Knowing Your Audience

13:51 Getting Homeowner Approval

14:30 Stagers With Their Own Inventory

15:40 Homeowners Liability

16:25 Staging Plan Process

17:19 Consultation Fees

18:26 Cost of Staging

19:41 What to Expect on Installation Days

21:58 Completed Staging Process

24:36 Removing Staging

25:25 Staging on a Budget

26:49 Obtaining a Home Improvement Loan

29:07 Can a Realtor Pay for Staging

29:46 Wrap Up­

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Five Star Real Estate Pro Tips

Compass. License #01866771

Being a landlord requires effort and dedication. If you live far away from your rental property or have other personal commitments, hiring a property management company is a good option. A professional property manager can relieve you of the burden and hassle of managing your income investment properties. This ensures timely payment of rent, proper maintenance of the home, and fewer problems during the tenancy period.

Part 1: https://bit.ly/3oWdNrg

Website: stokleyproperties.net

Phone: 925-878-1603

Email: [email protected]

1:38 Finding and Screening Tenant Applications

6:09 Limiting the Number of Occupants

7:25 Month to Month vs Year to Year Leases

10:10 Breaking the Lease

11:35 Subsidized Housing

15:09 Marketing Tenants

16:16 Using Photos to Showcase a Property

17:42 Improving Rental Value

18:21 Collecting Rent on Time

20:43 Deposits

23:47 Delays in Collection

28:25 Who Holds the Security Deposits

30:38 Minimum Lease Recommendation

31:06 Smoking in Homes

32:45 Pros and Cons of Pets, Service Animals

34:44 Utilities and Landscaping Fees

35:39 Renters Insurance

37:59 Inspections of the Property

41:08 Leasing Fees

43:41 Wrap Up/ Contact Info

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