Tom Laune of Stress-Free Planning has a unique set of tools he deploys for his clients, which he calls the Bulletproof Wealth Strategy. Tom is a student of the Austrian school of economics and the concept of Infinite Banking. He champions the use of a whole life insurance policy to create a vehicle that acts as a line of credit, essentially allowing real estate investors to act as their own banker. Lance and Tom break down how the strategy works, including the ongoing dividends, the myriad tax advantages, and the misconceptions spread by the financial media. Listen and learn!

Haley Gant of Houston-based Quest Trust Company specializes in Self-Directed IRAs, a valuable tool that most American know little about. With a Self-Directed IRA, retirement investors aren’t limited to stocks, bonds, and mutual funds—allowing you to take advantage of alternative investments like real estate. Lance and Haley discuss how and why education is critical for this product, how you can navigate the waters with a large institutional custodian, some tax nuances involved, and tips for evaluating the wide array of custodians available to you.

Savannah Arroyo—aka "The Networth Nurse”—is a Registered Nurse in Southern California. She’s taken a unique leap by bringing her organizational and communication skills in health care into the world of multi-family syndications. Early on, Savannah saw the need to create an education platform as a part of her deals. She and Lance discuss helping people move past their narrow views of wealth-building, her preferred markets (including Oregon and Atlanta), developing a boots-on-the-ground team, and why time freedom is her ultimate goal of real estate investing.

Dan Handford is the Carolinas-based managing partner of PassiveInvesting.com, a private equity real estate firm focusing on both multifamily and self-storage facilities. Dan wears lots of hats, from asset management, to acquisitions, broker relationships, and investor recruitment. Throw in his role as host of Multifamily Investor Nation, and Dan has lots of insight to share on the passive investing landscape. He and Lance dig into his audacious goals and methods—the nuances within the Class A and Class B asset classes, his portfolio model of buying self-storage assets, why he’s bullish on Boise, the up and downsides of blind pool funds, how he uses social media to grow his business, and the importance of the SWAN (Sleep Well at Night) Principle.

Frank Giudici is a former civil engineer turned Business Development Director for Bedford Cost Segregation. Cost Segregation is the not-so-secret tax weapon designed to help passive investors accelerate depreciation deductions, defer tax, and improve their cash flow. Frank joins Lance to unpack how and why it’s such a powerful, proactive tool—especially while the Tax Cuts and Jobs Act of 2017 is still in place. That said, not all Cost Segregation is created equal, and Frank breaks down the risks of un-certified Cost Segregation.

Charles Carillo is a partner at Florida-based Harborside Partners, and host of the Global Investors Podcast. Charles joins Lance to talk about his approach to helping foreign investors — and Americans — enter the U.S. real estate market. He shares key indicators for analyzing multi-family deals: the importance of boots-on-the-ground, increasing NOI without simply raising rents, and finding hidden management efficiencies. They also look ahead toward impending cap rate compression, safe harbor during inflation, and the under-appreciated industrial asset class.

James Marszalek returned from hundreds of combat missions in Iraq with a desire to feed his entrepreneurial spirit in a way the military couldn’t. He turned to real estate, and focused on the niche class of buyer he knew well: active duty military and veterans. He launched Operation Red Dot, focused on the Tacoma, Washington market, and grossed $65M in sales. He’s now launching a hedge fund—the Red Dot Income Fund—a rent-to-own product for military veterans. He and Lance talk about how he uncovered this unique opportunity, his focus on Class A properties, the wild supply and demand challenges involved, including the flood that’s coming when the Foreclosure and Eviction bans lift.

Michael Becker of SPI Advisory is a busy man. He manages more than 3000 apartment units in Texas, hosts the Old Capital Podcast and the live Multifamily Investing Show on YouTube. Lance and he discuss how he juggles it all, assesses new opportunities, and breaks down the key markets in the Lone Star State. They discuss the probability that the public markets are in a ’99-style bubble, and the FOMO and overpaying happening in private markets. How do you keep your head through it all? Keep. It. Simple.

Darris Cassidy of Fairway America is a longtime colleague of Lance, and joins to wax nostalgic about their history together, and break down the market from the view of a capital provider. They discuss the ‘Amazon effect’ on Retail, the tenuous state of Office, and the dilemma of trying to predict the market’s post-covid behavior. Darris also reveals what he likes right now, including Multi-family, Hotel Conversions, and Single-family Build-to-rent. All of these, of course, lead to “risk mitigation moments of truth” that the investor must recognize, and choose the right path.

Ryan Daigle of Carolinas-based Flywheel Equity is a former software engineer turned multi-family operator. Ryan started Flywheel with the desire to make real estate available to everyday investors, and has built a network of like-minded “technologist investors.” The unique, analytical mindset of this group requires a commitment to transparency and education, which is music to Lance's ears. He and Ryan break down Flywheel's approach, and discuss how passive investors need to question a sponsor’s criteria and methodologies before jumping in.