Was last year the hottest on earth in the last 125,000 years?  Will digital currency replace our money in the near future?  If so, what will that do to mortgages?  The courts have ruled again on NEM3 and the solar industry and environmentalists are not happy.  House prices stay steady and interest rates ticked up slightly last week.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

As we move into the new year real estate prices remain steady and inventory remains low.  Interest rates are starting to subside from their high point last year of nearly 8% coming back to near 6.5%  for 30 year mortgages.  Be prepared for more political chaos in this election year.  If Trump is elected president the George Floyd riots will look like a walk in the park as the left will try to destroy the country they hate.  If Trump is found guilty and thrown in jail outraged conservatives will revolt.  In this week's show we also describe the true systemic racism which is created by teachers of evolution in our schools.  Be sure to listen in to this week's Real Talk as discuss all of this and more.  Real Talk is the Right Side of Real Estate.

As the year ends it is sad to watch the destruction of our once great country.  A country that was founded upon moral values ordered by God the creator of the universe.  Our daily papers have headlines that resemble the satire paper the Babylon Bee.  In fact we have become Babylon.  The left celebrates the murder of unborn children, the mutilation teenagers, the sexualization of children and promotes racial hatred.  As we move into the new year I pray that America and California wake up to the destruction that satan is creating and we are enabling with our silence.  I hope you enjoy the final Real Talk of the year.  Real Talk is the Right side of Real Estate.

In this week's show we discuss the reason for the season.  The birth of Christ our savior.  We also talk about the problem with exclusionary zoning and increased government regulations.  The last segment of the show is a story about giving and the spirit of Christmas.  Real Talk is the Right Side of Real Estate.

The legal system in the US was once envied by other nations.  It has no become a laughing stock as it is used to prosecute the enemies of the Biden Administration.  If you want to use gas powered mowers and equipment in California you better buy them quickly.  30 mortgage rates have dropped below 7%.  Will they ever get back into the threes?  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

Interest rates have declined slightly to near 7% for 30 year fixed mortgages.  Hunter Biden claims he is a victim of political bias.  California reintroduces its first time home buyer program.  The legislature is planning on banning gas furnaces in 2024.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right side of Real Estate.

The solar industry is still gnashing their teeth about the CPUC decision limiting what residential customers are paid for excess energy produced by solar panels.  King Newsom declares that despite increased violent crime, murder, rape and massive shop lifting that gun deaths hit a 50 year low in California making us one of the safest states in the Union.  Interest rates continue to slowly tick down but remain above 7%.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right side of Real Estate.

The city of Sacramento is renovating a hotel for the homeless at a cost of over $2300 per square foot!  Brightline has final approvals to begin construction on High Speed rail from Los Angeles to Las Vegas.  It will be built at one third the cost of the state run train to nowhere in the valley and be complete in just a few years as opposed to decades.  Interest rates are slowly coming down but are still above 7% for a 30 year mortgage.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

Will the class action lawsuit over real estate commissions change real estate?  New CPUC rulings change the way commercial solar is purchased by utility companies.  Will it make economic sense to install commercial solar in now?  CPUC also allows PG&E to raise rates by 12%.   We are getting closer and closer to that $50 cent per kwh cost for electricity in California.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

Happy Veterans Day!  What does the class action lawsuit against the National Association of Realtors and major Real Estate Franchises mean for the consumer?  Are covid masks and covid mandated vaccines coming back to California?  Is real estate still a good investment?  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.