We are two friends that met playing an online game. We have continued a friendship now for 20 years. Our lives have twisted and turned all the while we have continued talk on an almost weekly basis. We grew up in different vastly different environments and have different perspectives on life, love, religion, and politics. But we both agree that you must make the changes needed to keep yourself financially buoyant. We have decided to share our weekly talks with the world to get feedback and see if we can help anyone along the way, So come with me on this adventure…