The recent rash of natural disasters and resulting infrastructure damage in the southern US has reminded us more than ever of the importance of keeping things handy to maintain access to water, food, and warmth. Mimi Schoneman shares her list of homeowner emergency essentials in case of the worst.

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Shelly Farris joins host Mimi Schoneman to discuss a local housing market that seems to be in decline, but what do they think is going on? If you are browsing homes, Mimi and Shelly can tell you what to look for during the fall season.

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Refinancing is daunting to many people and there are many questions to consider. Mimi Schoneman and Phil Olson talk about market trends during election periods and rates over the years so if you're making a major change, you know when to do it.

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What are people actually mandated to disclose during home sales? Some of what sellers do and do not have to disclose to buyers may surprise you. Mimi Schoneman and Phil Olson discuss common misconceptions about disclosures.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

With temperatures dropping and winter on the horizon, Mimi Schoneman and Shelly Farris are prepared with a list of improvements you can make to your home in the next two to three months to make it ready for sale.

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Mimi Schoneman has the experience, connections, and familiarity with the home-buying process to give you the answers you might be searching for. Are you in the right place to start the process?

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Mimi Schoneman and Shelley Farris provide guidance on purchasing a home. They address listeners' questions about first-time buyer benefits, loan origination fees, and how rental signs might affect your home's value.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Income and employment factor heavily when applying for a home mortgage. Mimi and Phil discuss some of the common employment changes that pop up that have the possibility to impact what programs you can access and maybe even the final sale.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Nobody wants to waste their time, or even worse their money! Mimi Schoneman and Phil Olson tell you about the major red flags to look out for if you want to buy or sell your property. Plus Phil gets a caller started finding a first home buyer assistance program.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The price tag on a house is not necessarily how much buying that home would cost you. Many fees and hidden costs could be attached to a purchase, and some of those costs could be more than you're willing to pay. Mimi and Phil share some of the pitfalls they've helped clients avoid.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.