Reduce Debt Increase Wealth

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Mister Chuck explores spreadsheets to use to help those trying to get out of debt. Finding what he believes is the best one to use, plus more. 
1 Review past episodes

2 Why to use spreadsheets

3 Ones to use to help

Articles Link:

 https://www.thebalance.com/free-debt-reduction-spreadsheets-1294284  BY 

SHELLEY ELMBLAD

https://www.vertex42.com/Calculators/debt-reduction-calculator.html

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• Subscription page:  https://www.buzzsprout.com/961804/support
• Contact: [email protected] 
• Wanting Budget Spreadsheet Place Spreadsheet as Subject
•  https://Happygiraffe.org/live
• https://www.shopfinancial.com/lantianbaiyu/

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Mister Chuck goes over rules that can help everyone with personal Finance. There are total of sixty rules the remaining 36 in this episode. Following just some of these rules can help everyone get a grip on their money and make life easier.

Article Link:

https://www.thesimpledollar.com/save-money/sixty-simple-rules-of-personal-finance/   By
Trent Hamm

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Please support the show by subscribing, can cancel at any time. Thanks for the support.

• Subscription page:  https://www.buzzsprout.com/961804/support
• Contact: [email protected] 
• Wanting Budget Spreadsheet Place Spreadsheet as Subject
•  https://Happygiraffe.org/live
• https://www.shopfinancial.com/lantianbaiyu/

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Mister Chuck goes over rules that can help everyone with personal Finance. There are total of sixty rules the first 24 this episode. Following just some of these rules can help everyone get a grip on their money and make life easier.

Article Link:

https://www.thesimpledollar.com/save-money/sixty-simple-rules-of-personal-finance/   By
Trent Hamm

Support the show

Please support the show by subscribing, can cancel at any time. Thanks for the support.

• Subscription page:  https://www.buzzsprout.com/961804/support
• Contact: [email protected] 
• Wanting Budget Spreadsheet Place Spreadsheet as Subject
•  https://Happygiraffe.org/live
• https://www.shopfinancial.com/lantianbaiyu/

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 Many struggle to save money, it not hard, Mister Chuck discuss how to get saving into your budget.

1.  Reason not to save

2.  Set Goals

3.  Reach Goals

Articles Links:

https://www.thebalance.com/how-to-set-and-reach-savings-goals-2386115 By  

MIRIAM CALDWELL

https://www.thebalance.com/overcome-excuses-and-save-money-4129534 By MATT REINER

https://www.thebalance.com/best-reasons-to-keep-your-savings-account-4307372 By JUSTIN PRITCHARD 

Support the show

Please support the show by subscribing, can cancel at any time. Thanks for the support.

• Subscription page:  https://www.buzzsprout.com/961804/support
• Contact: [email protected] 
• Wanting Budget Spreadsheet Place Spreadsheet as Subject
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Everyone needs insurance whether you want insurance or not some are required by lenders. Some types of insurance should be consider just in case something bad happens. 

1.       Insurance Required

a.       Auto

b.       Home

2.       Needed Insurance

a.       Health

b.       Disability

c.       Life

3.       Consider Insurance

a.       Renters

b.       Pet

c.       Travel

 Overview on reducing debt recap.

Article links:

https://millennialmoney.com/types-of-insurance/ by
GRANT SABATIER

https://www.igrad.com/start/start-here-insurance by 
by Cory Sarver, Expert

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Please support the show by subscribing, can cancel at any time. Thanks for the support.

• Subscription page:  https://www.buzzsprout.com/961804/support
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• Wanting Budget Spreadsheet Place Spreadsheet as Subject
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E: 25 Buying A house

Mister Chuck talk first time home buyers what is needed before getting that first home.

1 Are you Ready

2 Shop for loan

3 Type of Loans

4 Down Payments

5 Real Estate Agent

6 Inspection & Escrow

7 Closing

Article Links:

https://www.thebalance.com/how-to-buy-your-first-home-2385826 By  MIRIAM CALDWELL

https://www.nerdwallet.com/article/mortgages/tips-for-first-time-home-buyers By Emily Starbuck Crone

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• Subscription page:  https://www.buzzsprout.com/961804/support
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• Wanting Budget Spreadsheet Place Spreadsheet as Subject
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Mister Chuck looks into  the details of having a best buy credit card. Rewards vs deferred interest

1 Best Buy

2 Better Rewards or deferred interest

3 other retail store credit cards

4 Credit cards Stats

5 Review Debt Reduction Plan

6 My Debt reduction progress

Articles Links

https://wallethub.com/d/best-buy-credit-card-1449c/ By  Citibank

https://wallethub.com/credit-cards/store/ 

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Please support the show by subscribing, can cancel at any time. Thanks for the support.

• Subscription page:  https://www.buzzsprout.com/961804/support
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• Wanting Budget Spreadsheet Place Spreadsheet as Subject
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Misterchuck talk about getting started in investing in the stock market. Explains what is investing, what are investments, and when to start.

What is investing

What are Stocks, bonds, mutual funds, ETF, 

Understanding the process

Use Financial planner

Articles links:

https://thecollegeinvestor.com/22975/investing-for-dummies/ By Robert Farrington 

https://www.listenmoneymatters.com/investing-for-beginners/ By  Andrew Fiebert

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Please support the show by subscribing, can cancel at any time. Thanks for the support.

• Subscription page:  https://www.buzzsprout.com/961804/support
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• Wanting Budget Spreadsheet Place Spreadsheet as Subject
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Mister Chuck review the best budgeting apps to use today. Starting out this episode review the Personal Finance Plan and Reduce Debt Plans which both rely heavy on using a budget. So, what is the easy way to start a budget. 

1.      Personal finance Plan

2.      Reduce Debt Plan

3.      What to look for in budget app

4.      Review different apps

5.      Summery

Articles Links:

https://www.forbes.com/advisor/personal-finance/best-budgeting-apps/ by Kristin Stoller 

Forbes Staff

https://www.thebalance.com/best-budgeting-apps-4159414  BY ERIC ROSENBER
https://www.moneyunder30.com/best-budgeting-tools By Lauren Barret

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Please support the show by subscribing, can cancel at any time. Thanks for the support.

• Subscription page:  https://www.buzzsprout.com/961804/support
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Mister Chuck discuss getting a consolidation loan if you have bad credit. This episode explains what to do 
if your credit score is below average to get consolidation loan.

1.       How to Improve Credit Score

2.       What is Consolidation Loan

3.       Where to find Consolidation loan

4.       What to look out for

Articles Link:

https://www.bankrate.com/loans/debt-consolidation-loans-with-bad-credit/ by Elizabeth Aldrich

https://www.nerdwallet.com/article/finance/consolidate-debt?trk_channel=web&trk_copy=What%20Is%20Debt%20Consolidation%2C%20and%20Should%20I%20Consolidate%3F&trk_element=hyperlink&trk_elementPosition=0&trk_location=PostList&trk_subLocation=list By Amrita Jayakumar

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Please support the show by subscribing, can cancel at any time. Thanks for the support.

• Subscription page:  https://www.buzzsprout.com/961804/support
• Contact: [email protected] 
• Wanting Budget Spreadsheet Place Spreadsheet as Subject
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All other inquires place topic into Subject.