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Mister Chuck discusses what is a 401 K Plan and who should be using this benefit. Then talks about Financial advisor or Planner who need this be using this service. 

1.       401 K What it is.

2.       Who offers this plan?

3.       Who should be contributing?

4.       Financial Advisor or Planner

5.       Fees charged

6.       Why it important to use this service

Articles Link

https://www.investopedia.com/terms/1/401kplan.asp   by: JULIA KAGAN

https://www.creditkarma.com/advice/i/what-is-a-financial-adviser   by:  Ashley Chorpenning

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Mister Chuck reviews using a reverse mortgage in retirement. The question is should a reverse mortgage be included in your Personal Finance Plan. What is a reverse mortgage and how does a reverse mortgage work.

Article Links:

https://www.bankrate.com/mortgages/reverse-mortgage-guide/  By Holly D Johnson

https://www.investopedia.com/mortgage/reverse-mortgage/5-signs-reverse-mortgage-bad-idea/  By AMY FONTINELLE

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Mister Chuck help determine the percentages to use in setting budget. Food and clothing are the 3rd and 4th largest items we spend money on, so it is important to budget the proper amounts. Personal Finance is important so knowing how much to budget before spending is key.

Article: 

https://theweek.com/articles/648521/how-much-money-should-budget-food  by Alexis Boncy 

https://jseverydayfashion.com/home/2012/05/how-to-set-clothing-budget.html By Jeanette Johnson 

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Mister Chuck exams how much you should be spending on Housing, and Transportation. This is key in getting your budget setup correctly. Personal Finance Plans are important in getting started as housing is 1st in amount paid and Transportation is 2nd in amount of your budget.

https:/www.fool.com/millionacres/real-estate-basics/articles/how-much-my-income-should-i-spend-housing/ By  Maurie Backman

https://www.nerdwallet.com/blog/loans/auto-loans/much-car-payment/ By PHILIP REED

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Mister Chuck review the causes of getting into too much debt. Then goes over the reason why it hard to dig yourself out. You need to create a Personal Finance Plan and stay the course.

Articles Link:

https://www.lifehack.org/articles/money/7-causes-people-get-into-debt.html By Anya Bennet

https://www.thebalance.com/hard-to-pay-off-debt-960855   BY LATOYA IRBY

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Mister Chuck discuss about the three accounts needed for Personal Finance. Then continues with what to know about credit cards. Credit cards for bad credit what you need to know about credit cards that may help.

Articles Links:

https://www.usatoday.com/story/money/personalfinance/2020/04/10/savings-accounts-checking-retirement-3-essential-places-for-money/5115654002/ By Adam Shell

https://www.creditcards.com/credit-card-news/help/8-things-to-know-about-credit-card-debt-6000.php By Erica Sandberg

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 Mister Chuck discuss can you go it alone in reducing your debt. Covers some management programs plus review his plan. To create your personal finance solutions, review the links below. 

Articles Link:

https://www.incharge.org/debt-relief/debt-management/debt-management-program-template-debt-relief/

https://www.mydebtreliefplan.com/2017/09/avoidable-mistakes-everyone-repaying-debt-makes.html

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Mister Chuck goes into detail on how he does budgeting. It a simple and easy method so listen today and get your budget started.

Articles:

https://www.daveramsey.com/blog/the-truth-about-budgeting/ by Rachel Cruze

#Personal Finance Basic #Financial Basic # Finance Basic # Stress # Debt #Wealth

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Misterchuck Discusses planning ahead before claiming Social Security. Then talk about his Social Security related problems and how he solving them.

 Articles Link:

 https://www.fool.com/retirement/2020/03/12/5-social-security-tips-for-2020-and-beyond.aspx by Kelly Hagen 

#Personal Finance Basic #Financial Basic # Finance Basic # Stress # Debt #Wealth

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MisterChuck talks reasons to get out of debt, the benefits of doing so.
Reasons to get out of Debt top 4 Reasons

1. 1 More Free Income
2. 2 Earlier Retirement
3. 3 Less Risk
4. 4 Better Credit Score

Article:
https://www.moneycrashers.com/reasons-get-out-debt/ By Amy Livingston at Money Crashers.com

Listen today to find out all the reasons

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