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In this episode of The Property Corner, Rowan discusses misconceptions surrounding refinancing residential properties, as well as tips on how you can lower your income to achieve reduced instalments and better your financial position.

0:00 Introduction

0:25 Misconception about buying a property at submarket value with refinancing

1:30 An example of why this is a misconception

1:56 How to work out what percentage of income should be used towards property repayments and what you can lend

3:22 Tips that can help you reduce your instalments

3:58 Using your rental income (Tip 1)

5:27 Increasing your income (Tip 2)

8:00 What you shouldn’t be doing with refinancing

8:33 Outro

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