In the latest episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr had the pleasure of talking with Phil Hobson, Managing Director and International Affinity Leader at Marsh. They discussed how one of the world's leading insurance brokers is redefining risk and insurance services globally.

With over 38 years of experience in the insurance industry—including 28 at Marsh—Phil shares how he blends startup innovation with a legacy business to deliver exceptional client value.

Here’s a glimpse into what Phil and Nick discussed in theirr podcast session:

📌Phil’s professional background

📌 Marsh and its role as an international distribution engine that keeps distribution costs low for its partners

📌 Why focusing on client pain point diagnosis, customer journey, digital distribution and offering consistent product delivery across countries is essential to their business model

📌 Which products are interesting in terms of cost vs. return and which are not attractive

📌 4 key sectors Marsh is focused on (Automotive, Shared Economy, Consumer Electronics & machinery & sponsored programs

📌 Client pain points & problems clients are willing to pay for

📌 Marsh’s expertise in product distribution globally and locally

📌 Why many InsurTechs fail and lessons learned about client acquisition success and partnering with carriers and distribution success

📌 Why evolution is the biggest competitor for traditional affinity delivery mechanism and how Marsh encounters evolution at a corporate level

📌 How Marsh is unlocking new business opportunities

📌 Why it’s important to think product agnostic when it comes to affinity.

Check out the episode to deep dive into the world of #affinity!

#insurance #insuranceindustry #distribution #Versicherung #Versicherungsbranche #podcast

In this episode of the Reinventing Finance Podcast, Nikolaus Sühr talks with Simon Moser, Co-Founder & CEO of Muffintech an AI tech startup developing the first conversational AI for Insurance Context!

In this episode of the Reinventing Finance Podcast, Nikolaus Sühr talks with Eliron Ekstein, Co-Founder & CEO of Ravin.AI, a tech start-up transforming the automotive industry with fully autonomous, over-the-air vehicle inspections using everyday cameras and AI.

In the conversation with Nick, Eliron shares insights about:

📍 Which macroeconomic factors are driving up repair costs and affecting the insurance industry

📍 How applying triage at the point of FNOL can significantly lower overhead costs

📍 How Ravin uses computer vision and deep learning to enhance transparency and cut inflated repair costs for insurers, fleet managers, and car rental companies

📍 What makes Ravin’s technology adaptable for global markets and quick deployment in new regions

📍 How Ravin achieves over 80% accuracy in pilot programs and improves with insurer collaboration

📍 How Ravin manages fleet and rental car damages while addressing inspection and damage assessment challenges 📍 How Ravin’s technology reduces fraud and minimises disputes

📍 Why tech adoption and automation have been slow in motor repair and insurance, and how Ravin provides effective solutions

📍 How Ravin’s B2B model speeds up claims processing and reduces overhead for insurers, car rental companies, and fleet managers

📍 How Ravin overcomes data quality issues most insurers have with their industry-specific repair data

📍 What role AI plays in detecting fraud, predicting damage, and optimizing repairs with Ravin’s technology

📍 How Ravin’s solutions can streamline logistics and cut body shop costs, creating a first positive impact for insurers within 90 days

Check out the episode to learn more!

#insurance #insurer# insuranceindurstry #KI #AI #Versicherung #Versicherungswirtschaft #Versicherungspodcast #Insights #optimisation

https://www.ravin.ai

Martin Schachinger is the Co-Founder and Managing Director of Finnoconsult, a consulting firm that accompanies its customers from ideation of digital business ideas to the go2market of tailored solutions and which helps its customers from #banking and #insurance to become more digital.

Finnoconsult help serve customers in a better way by focusing on customer experience – not (as many do) on backend processes and backend activities non-customers don’t judge.

In the podcast episode with Nick, Martin shares insights and discusses:

📍Finnoconsult, Ennoconsult and their new partner AOE

📍Why the non-customer experience (from an outside perspective) should be considered more by banks or insurance firms

📍The Finnoscore, an evaluation methode developped by Finnoconsult to evaluate the digital experience offered by a bank or insurance firm

📍 AI in customer relations A/B testing and the importance of CTA when it comes to online experience

📍Transparency of prices and price comparison

📍 Advice to Insurance CEO's when it comes to digital experiences

Check out the episode!

In this episode of the Reinventing Finance Podcast, Nikolaus Sühr had the pleasure of talking with a repeat guest, Frederik Wulff, the CEO of Markel Insurance SE (European carrier within the Markel Group) and who is in charge of the European business of Markel about the topic of "InsurTech M&A", a topic Markel is quite familiar with.

📍Wefox's struggles, repeated pivots and failure to meet expectations

📍The strategic merger of Gothaer and Barmenia, focusing on their complementary strengths and the benefits of strategic alignments and market positioning

📍Ongoing trend and future expectations for broker consolidations

📍MRH Trowe is an example of the success of MGA & Consolidations in the German market

📍How regional market dynamics and international market dynamics can affect strategic decisions in the M&A space

📍M&A Culture & Strategy at Markel and some examples

In this episode of the Reinventing Finance Podcast, Nikolaus Sühr had the pleasure of talking with Simon Torrance, Founder of AI-Risk, a startup focusing on reducing the risks of AI innovation and adoption and helping leaders understand the risks associated with developing and deploying AI around their organisation(s) and connecting them to the best solutions.

In this episode of the Reinventing Finance Podcast, Nikolaus Sühr had the pleasure of talking with Alexander Grimm Co-Founder and Managing Director of AQUATY, a digital platform that makes venture capital and private market investments more efficient, accessible and liquid by reducing constraints around regulatory framework, process and automation associated with such investments.

For those who don’t know Alexander yet, it might be worth mentioning that he has served eight years as Chief Operating Officer and board member of the regulated insurer at the well-known InsurTech Getsafe before founding AQUATY with Robert Jeggle & Sebastian Otutuama.

In the conversation with Nick, Alexander shares insights about:

📍 His background and what it was like being Chief Operating Officer at Getsafe and some milestones

📍 Counterintuitive advice as an entrepreneur in FinTech

📍How private markets work and how AQUATY offers a solution to its clients' needs

📍How the constraints of investing in private markets look like and who mostly invests

📍Why it is relevant and interesting for private investors to partner up with AQUATY

📍 An exemplary customer story to showcase the use of the platform and the USP to its clients

📍Go-to-market strategy and business model of AQUATY

📍Why it is relevant and interesting for investors and what expenses are cut

📍 The current state of the Fintech and outlook for the future

Listen to the episode and check out AQUATY!

Link to the website: https://www.aquaty.vc/

In this episode of the Reinventing Finance Podcast, ⁠Tom van der Lubbe⁠ and Nikolaus Sühr had the pleasure of talking with Raymond Zenkich, Co-Founder & President of Crypto Asset Insurer Evertas.

Raymond has a background in insurance and technology development, which initially led him to the first vision of starting Evertas, a crypto asset insurance company. As in every emerging industry and with every new technology – insurance is needed, so Evertas started developing suitable products for the crypto industry covering a wide range of risks, damages or losses associated with crypto trading and blockchain technology.

In the conversation with Nick and Tom, Raymond shares insights about:

Check out the episode!

#cryptocurrency #crypto #cryptotrading #cryptoworld #cryptonews #insurance #insuranceindustry #versicherung #technology #podcast #podcasts #podcastshow #business #businessideas #growth

In this episode of the Reinventing Finance Podcast, Tom van der Lubbe and Nikolaus Sühr had the pleasure of talking with Saed Khawaldeh, CEO&Co-Founder of DESAISIV - a MENA-based InsurTech platform operating from Riyadh Saudi Arabia, helping corporates optimising their employees health insurance policies.

The middle eastern start-up is originally a spin-off from Oxford University, where Saed acquired a PhD in Artificial Intelligence (AI) and has recently successfully raised $2 million in a pre-seed funding round.

In the conversation with Nick and Tom, Saed shares insights about:

Check out the Podcast episode to find out more!

#AI #KI #insurance #business #mena #versicherung #expert #expertinsights #podcast

In this episode of the Reinventing Finance Podcast, Tom van der Lubbe and Nikolaus Sühr, had the pleasure of talking with Frederik Wulff, the CEO of Markel Insurance SE (European carrier within the Markel Group) in charge of the European business. In the podcast episode, he shares with Nick and Tom insights about: 

📍His professional background, founding his first company and how he joined Markel

📍Why company culture ("the Markel way of doing things”) and continuous learning are important for success 

📍Product Lines and why Markel is active in 

📍What differentiates Markel from competition 

📍Product lines and what developments and changes he sees in the future 

📍Why market education and timing are important when offering specific insurance products 

📍How market-oriented product-line development works at Markel 

📍What carbon insurance and the insurance of virtual assets have in common 

📍Why the InsurTech space is still very interesting for Frederik to observe at the moment