Shameer Sachdev is the Founder & Managing Director of Growth Gorilla a "Fintech Digital Marketing Agency”, that helps global fintechs with their go-to-market, growth and mastering their market entry.

Adam Chadroff is an Investor at Equal Ventures, a seed-stage venture fund based in New York. As his daily business, Adam is looking for early-stage investments across the value chain in insurance and insurtech.

Stefano de Liguoro is the Chief Digital Officer at Zurich Spain and Head of Zurich Klinc his task is to try creating new digital business models to simplify the way the customer interacts with insurance and also introduce young customers to the world of insurance.

As a guest on the Reinventing Finance Podcast, he shares with Nick and Tom insights about:

📌 His role as a Chief Digital Officer (CDO) and what responsibilities it entails and what it does not

📌 His role as Head of Zurich Klinc and how these two roles interact with each other

📌 Type of channels served and customer segments of the digital brand of Zurich Klinc

📌 Goals and objectives of Stefano as a CDO and his Team

📌 Some unsolicited advice on which do’s and don’ts define the job of a CDO esp. in comparison to other overlapping roles with titles such as Technology, Transformation, Change or New Business & Ventures

📌 Why don’t there seem to be insurers who work across channels (agents, brokers, direct, affinity etc.) who share a common IT infrastructure both across business lines within one country and even more so across countries?

📌 Where Stefano sees the most attractive growth opportunities for Zurich Klinc but also Zurich overall in Spain

📌 The role of flexibility in relation to customer-centricity when developing new products

📌 The topic of ESG and the potential business opportunities in creating “green” insurance products

Alex Taylor is the Global Head of Emerging Technology at QBE Ventures, a part of QBE Insurance, an international insurance company. In his role and with his team, his daily work is all about “investing in the future of insurance”, listening to the challenges within insurance companies and finding ways how to solve them through the right external capabilities.

Dr. Ali Hasan is the Chief Medical &Healthcare Officer at Vitality in the UK (a Subsidiary of “Discovery” from South Africa) they are offering Health, Life & Car Insurance insuring 1,5m lives in the UK. The group is present in 40 countries sharing value insurance and value finance products that everyone benefits from. What makes the products stand out, is the “vitality programme” that is embedded in every sold product - and which is the most critical part of Vitality’s success.

On the Reinventing Finance Podcast, he discloses in the conversation with Nick and Tom:

📌 Information about Vitality, their business model and the markets they operate in

📌 The Vitality value proposition to the customer

📌 The insurer rationale behind the Vitality business model

📌 Crucial components to the success of the vitality programme

📌 Challenges Vitality and other insurers face nowadays

📌 The positive impact of the programme on insurance takers’ health and if it is attributed to:

a) positive signalling (whereby healthy customers opt for your service),

b) how much for more accurate underwriting and

c) how much to actually change behaviour?

📌 Why Vitality also offers car insurance in the UK even though it is very competitive

📌 Customer acquisition strategy and the role of embedded insurance and Ecosystems

📌 The most actionable health advice for living a healthy and long life

📌 The most promising health gadgets to recommend to friends and family

📌 Which question Ali sees being asked too little and he would like to discuss it on the podcast episode

#insurance #insuranceindustry #uk #health #versicherung #versicherungen #podcast

This episode’s guest is Natalia Dorfman, CEO & Co-Founder of Kita, a very tech-driven Startup that provides Carbon Insurance for corporates. With their offering, KITA wants to drive more financial funds towards the scale of high-quality carbon projects and create a positive impact on the climate change issues by covering companies’ risks of loss of the initial investments in the carbon projects. Kita is a cover holder under Lloyds and launched their first insurance product in January 2023.

Cenk Tabakoglu is the CEO of Lumnion, a pricing platform that offers AI and ML-based pricing for the Insurance industry and has already won over some well-known insurers with their tech.

Simon Torrance (independent advisor on new business models in the financial services sector, founder of “Embedded Finance” and “Super App Strategies”) and Dan White (Founder of “Ninety”, an innovation & insurance agency) are individually well-known in the insurance industry, now they have joined forces with their new endeavour ARK Venture Studios.

There is a gap between what the world needs from insurance and what the current industry is able to deliver. This gap requires more than Embedded Insurance solutions to solve it → And this is what ARK is about.

In the Podcast Dan and Simon share insights about:

📍How Dan and Simon met and what made them found ARK Venture Studio

📍The ARK Venture Studio business model and its goals

📍The market opportunities created while trying to solve systemic (environmental & societal) problems

📍Examples of ventures that were already founded at ARK Venture Studio, their impact and the market opportunity and protection gap they close

📍How to ensure systemic risk and why a "full" loss can’t be insured

📍How to look for green business opportunities by combining a strong commercial and financial focus with a powerful societal impact?

📍The question of money vs. morality and the aim of investors

📍How to get involved in ARK Venture Studio and its ventures

Check out the URL of ARK Venture Studios to find out more: https://ark.ninety.com!

#venturecapital #podcast #esg #environment #insurance #insuranceindustry #innovation #Versicherung #Versicherungsbranche #Nachhaltigkeit

Uwe Schumacher is the CEO of DOMCURA AG the largest P&C MGA in Germany with 420m Gross Written Premium p.a. and has a profound background in the insurance industry. Before he took over the role as CEO of Domcura, which he has held for the last decade now, Uwe started out in Management Consulting and held several leading positions at a direct insurer (Verti/Direct Line) for almost 20 years, where he also led and set up the German market entry.

In this episode of the Reinventing Finance Podcast, Uwe shares with Nick and Tom:

📍His Background and experiences in different companies within the insurance industry

📍Domcura being an MGA and what that means

📍Counterintuitive learnings from his experience in leading roles in the insurance industry

📍Some learnings as a CEO at Verti/Direct Line for about 5 Years and Board Member for 12 years

📍Change & acceleration in the Insurtech & Insurance Scene over the last 25 years

📍Challenges InsurTechs and others face nowadays

📍What to beware of when buying InsurTech Startups

📍Market entry approach when he was working for Verti/Direct Line

📍Ideas and learnings about “People”, “Culture” and “Innovation”

#versicherung #insurance #insuranceindustry #versicherungen #germany #podcast #innovation

Carla Venter is acting Head of Investment at aperture.co and is currently based in Zurich Switzerland, where she is shaping the future of FinTech through investing, marketing & growth strategy. On the Reinventing Finance Podcast Carla shares with Nick and Tom:

- Her background in the financial services industry

- The business model of Aperture.co, how it developed over time and her role in this

- Matako as an example of how the growth marketing solution works and how close collaboration can be between Aperture.co and their clients

- Key trends in the insurance and finance market

- Embedded Insurance, Ecosystems & Beyond Finance/ Beyond Insurance

- Why it is important to move fast about the “Embedded Insurance Opportunity”

- Potential reasons why incumbents rather move slow

- How disruptive innovation and business models look like in Insurance/Finance and the difference between “innovation” and “good marketing”

- The role of technological enablers and distribution partners in innovation

- How exclusivity between distribution partners and insurance partners can hamper product development and innovation

- The insurance gap and specific needs of consumers in emerging markets

- Where are high growth potentials and how to access them not from an office but by really understanding the markets and their potential